Your agent can find a suitable Massachusetts
commercial vehicle policy for you and can also help insure the rest of your business.
One of the best ways to identify the right
commercial vehicle policy for your needs is to work with an independent agent in the Trusted Choice ® network.
One of the best ways to identify the right
commercial vehicle policy for your needs is to work with an independent agent in the Trusted Choice ® network.
They can also obtain a variety of competitively priced
commercial vehicle policies for your review.
Not exact matches
If you or your staff members use a
vehicle for commercial purposes, you need a
commercial auto
policy, as your standard personal auto
policy will typically not cover you
for business use of that
vehicle.
Commercial vehicle policies, like personal auto
policies, are primarily designed to cover your liability risks and provide compensation
for damage to your
vehicle.
If you have employees who use their own
vehicles for work related to your business, you need to make sure your
commercial auto
policy covers those employees and their
vehicles.
The additional insured endorsement has its place, but that place is primarily in the world of
commercial lines insurance and personal lines automobile
policies, though only
for leased
vehicles.
If you drive your
vehicle for work, make sure you get a
commercial auto insurance
policy.
Although you're typically covered by your personal
policy for business errands, a
commercial auto
policy will be required if you're using your
vehicle for delivery services or transporting passengers
for a fee.
Umbrella insurance
policies provide added protection
for instances when your standard
commercial motor
vehicle liability insurance is not adequate, like in a serious accident.
If you use a company car or have a fleet of
vehicles, you will need a
commercial vehicle policy that meets state minimums
for liability coverage.
Liability insurance
policies for commercial vehicles tend to have much higher limits than those
for personal cars, trucks, and vans because the harm caused by a truck is often more than injuries caused by an accident with a personal
vehicle.
Unfortunately, some rideshare drivers have insurance
policies that terminate if the
vehicle is used
for commercial driving — and ridesharing definitely qualifies as such an activity.
Specifically, this
policy is primary to your personal auto insurance
policy but remains excess to any
commercial auto insurance you may have
for the
vehicle.1»
Commercial Auto Insurance insures your
vehicles for physical damage and liability coverages
for amounts, situations, and usage not covered by a personal auto
policy.
For some companies, the need for a commercial vehicle policy is obvio
For some companies, the need
for a commercial vehicle policy is obvio
for a
commercial vehicle policy is obvious.
To get the right
policy and the right amount of coverage
for your company, talk with an agent who will fully explore your
commercial vehicle usage and risks.
Commercial auto
policies cover personal cars that are used
for business, as well as SUVs, light duty trucks, buses, limousines, taxicabs, vans and other delivery
vehicles used solely
for business purposes.
Anyone who has a
vehicle for business purposes should have a
commercial auto insurance
policy.
Because your car is no longer being used
for personal use, it is being used
for business use and car insurance companies offer a different type of
policy to cover business use
vehicles often referred to as a
commercial auto
policy.
The company focuses on selling specialty insurance products
for cars,
commercial vehicles, and motorcycles, including
policies for drivers who can not qualify
for standard insurance.
The risks associated with
commercial use of a
vehicle, whether it is personally owned or company owned, often call
for higher
policy limits and different
policy provisions.
If you have employees who use their own
vehicles for work related to your business, you need to make sure your
commercial auto
policy covers those employees and their
vehicles.
Commercial vehicle policies, like personal auto
policies, are primarily designed to cover your liability risks and provide compensation
for damage to your
vehicle.
For example, you can insure your construction
vehicles and
commercial cars under the same
policy.
The
policy is available
for both private and
commercial vehicles
The bill also encourages insurers to develop new
policies for drivers that could handle both
commercial and personal
vehicle use; it remains to be seen whether companies like Uber and Lyft will buy it
for drivers, whether the drivers will have to buy it themselves, what it will cost, how much the additional costs will add to customers» fares and whether other states and cities will adopt similar rules.
How can I check
policy status
for Reliance
commercial vehicle insurance?
If you're an individual or sole proprietor and you have a
vehicle on your
commercial auto insurance
policy that you use
for personal or non-business use, an Individual Named Insured Endorsement is automatically included on your
policy - at no additional cost.
You're a general contractor with a
commercial auto insurance
policy for your
vehicles.
This means that Drive Other Car insurance allows your insurance to provide protection
for you, as an executive of a Partnership or Corporation, or your spouse if he or she ever needs to drive a different
vehicle that is not on your
commercial auto
policy.
Non-owned insurance extends the liability coverage on your
commercial policy to your employees»
vehicles, but only
for occasional use.
This is a type of
commercial auto
policy typically reserved
for businesses who transport people such as a luxury
vehicle or taxi service.
You should list all employee - owned
vehicles used regularly
for your business on your
commercial auto
policy.
This page does NOT verify insurance coverage
for a
vehicle covered by a
commercial policy of
vehicle insurance.
Depending on the symbols used, a
commercial auto
policy may afford liability coverage
for hired autos (rental
vehicles) and non-owned autos.
Any motor
vehicle liability
policy that insures both
commercial motor
vehicles as defined in G.S. 20 - 4.01 (3d) and noncommercial motor
vehicles shall provide underinsured motorist coverage in accordance with the provisions of this subsection in an amount equal to the highest limits of bodily injury liability coverage
for any one noncommercial motor
vehicle insured under the
policy, subject to the right of the insured to purchase greater or lesser underinsured motorist bodily injury liability coverage limits as set forth in this subsection.
- If you use your
vehicle for business purposes, you'll probably need a
commercial auto insurance
policy.
These may commonly be used
for personal
vehicles, but if you use your SUV at all
for business purposes (hauling cargo, transporting products, etc.) we'll insure it with a
commercial policy.
In NJ, a
commercial auto insurance
policy provides liability protection
for drivers and business owners if they are involved in an accident with another
vehicle or cause damage to property.
Most
commercial policies won't cover an employee's personal liability (just company liability), and most won't reimburse employees
for damage caused to personal
vehicles used
for company business.
A popular question among small business owners and drivers who use their
vehicles for some form of
commercial use is when a business car insurance
policy (also known as a
commercial auto insurance
policy) is necessary.
Similar to the driving history report above, this WA three year driving record contains information on accidents and violations from the last three years and is typically used to establish or renew insurance
policies for commercial vehicles.
With
commercial auto insurance from Plymouth Rock, you can build a comprehensive coverage program
for your
commercial vehicles by choosing from our many coverage and
policy options — all at a price you can afford.
A
vehicle used
for commercial purposes more than a few times per month may need a
commercial automobile insurance
policy.
Because of the increased risks faced by tow truck drivers, towing insurance
policies tend to be more expensive than typical
commercial truck
policies for vehicles in the same weight class.
You can speak with a Trusted Choice member agent to get more information about the coverage requirements
for your company's
commercial vehicle, or fleet of
vehicles, to ensure that your Ohio
commercial auto insurance
policy is compliant with state and federal laws.
Commercial Auto
policies protect business owners from financial liabilities, insure company assets and provide coverage
for employees using company
vehicles.
IMPORTANT NOTICE Indiana HEA 1024 (P.L. 116 - 2011), effective July 1, 2011, adds sub-section IC 27 -7-5-2 (f), which eliminates the requirement to make uninsured and underinsured motorist coverage available on
commercial policies in which the only auto exposure is
for hired / non-owned
vehicles.