The booking for the Trip must be the first and only booking for this travel period and destination, You are not disabled from travel at the time You pay the premium, and You must
purchase this policy for the full non-refundable cost of Your Trip; 2) Suicide, attempted suicide or any intentionally self - inflicted Injury while sane or insane (in Missouri, sane only)
committed by You, Traveling Companion, or Family Member whether insured or not; 3) War, invasion, acts of foreign enemies, hostilities
between nations (whether declared or not), civil war (does not apply
to Cancel for Work Reasons coverage); 4) Participation in any military maneuver or training exercise (does not apply
to Cancel for Work Reasons coverage); 5) Piloting or learning
to pilot or acting as a member of the crew of any aircraft; 6) Mental or emotional disorders, unless hospitalized; 7) Participation as a professional in athletics; 8) Being under the influence of drugs or intoxicants, unless prescribed by a Physician; 9) Commission or the attempt
to commit a criminal act by You, Traveling Companion or Family Member whether insured or not; 10) Participating in bodily contact sports; skydiving; hang gliding; parachuting; any race, bungee cord jumping; speed contest; spelunking or caving; (Does not apply while on Your Trip if You
purchase Sports Coverage); 11) Participating in extreme skiing or mountaineering (mountaineering below 15,000 feet is covered while on Your Trip if You
purchase Sports Coverage); 12) Dental treatment except as a result of Accidental Injury
to sound natural teeth; 13) Pregnancy and childbirth (except for Complications of Pregnancy or as specifically provided under Part A); 14) Traveling for the purpose of securing medical treatment.
According
to the survey, Canadians
between the ages 21 and 34, on average, have been saving for their down payment for only 1.6 years, yet expect
to take only a total of 3.8 years
to save enough
to commit to a
purchase.