As part of a series of posts covering the basics of life insurance, in this week's topic I will cover the 5 most
common uses of term life insurance.
To answer that question, we must consider a familiar ambivalence in
our common use of the term «Christian.»
The common use of that term largely stems from the impact of the Phoebus cartel (AKA the light bulb cartel) on the world economy.
The most
common use of this term applies to anyone who collects debts.
The last most
common use of term life insurance is conversion.
The outcry against the extremely
common use of terms like «very likely» and «likely» in the first two IPCC reports was strong enough that in the third IPCC report they actually defined mathematical ranges for the use of the various terms... hang on, let me look them up... OK, here you go:
It is definitely not trip insurance in
the common use of the term.
The most
common use of a term life policy is to provide for financial responsibilities following death such as debt, mortgage payments, or dependent care.
Not exact matches
Ultimately, Kreiter said,
using Dalio's
terms, it's a matter
of balancing how «bright» (high IQ, able to think analytically) and how «smart» (sharp
common sense, able to synthesize large amounts
of information) candidates are, as well as how open - minded.
The most
common methods for presenting and documenting a proposed deal is by
using a letter
of intent, indication
of interest letter, or a
term sheet.
Such risks, uncertainties and other factors include, without limitation: (1) the effect
of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels
of end market demand in construction and in both the commercial and defense segments
of the aerospace industry, levels
of air travel, financial condition
of commercial airlines, the impact
of weather conditions and natural disasters and the financial condition
of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization
of the anticipated benefits
of advanced technologies and new products and services; (3) the scope, nature, impact or timing
of acquisition and divestiture or restructuring activity, including the pending acquisition
of Rockwell Collins, including among other things integration
of acquired businesses into United Technologies» existing businesses and realization
of synergies and opportunities for growth and innovation; (4) future timing and levels
of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability
of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope
of future repurchases
of United Technologies»
common stock, which may be suspended at any time due to various factors, including market conditions and the level
of other investing activities and
uses of cash, including in connection with the proposed acquisition
of Rockwell; (7) delays and disruption in delivery
of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits
of organizational changes; (11) the anticipated benefits
of diversification and balance
of operations across product lines, regions and industries; (12) the outcome
of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact
of the negotiation
of collective bargaining agreements and labor disputes; (15) the effect
of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect
of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near
term and beyond; (16) the effect
of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act
of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability
of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition
of conditions that could adversely affect the combined company or the expected benefits
of the merger) and to satisfy the other conditions to the closing
of the pending acquisition on a timely basis or at all; (18) the occurrence
of events that may give rise to a right
of one or both
of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee
of $ 695 million to United Technologies or $ 50 million
of expense reimbursement; (19) negative effects
of the announcement or the completion
of the merger on the market price
of United Technologies» and / or Rockwell Collins»
common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation
of their businesses while the merger agreement is in effect; (21) risks relating to the value
of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability
of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
Use a broad range
of keywords, including the type
of flexibility you are looking for, your career level, popular industry
terms, and
common job titles.
Since 2009, when Bitcoin became the first decentralized digital currency and numerous altcoins started to emerge, the market cap
term has also come into
common use to describe the total dollar market value and available supply
of the total amount
of digital currency in circulation.
You can also
use the text analysis methods
of # 9 and # 11 to either create a list
of common keywords or a tag cloud
of most
common terms from these results.
If it were to be decided that monetary policy should be more responsive to asset price events, such an approach would have to be motivated by a broader and rather more long -
term notion
of financial and monetary stability than is in
common use today.
-- They have a constant pulse on what's happening across the sales organization, again
using a
common set
of operating metrics, so they can see which managers need help, where there may be capacity constraints in
terms of needing more leads from marketing or needing to hire more salespeople to handle increased market demand.
The dollar values
of the long -
term compensation targets were then converted to shares
of Company
common stock
using the stock price on the date
of grant for the Performance Share awards.
This is a play on the
common term for a more logical investment practice called mark - to - market, which is
used to create a realistic appraisal
of a company's financial assets.
He
uses history to debunk long -
term prediction models and shows the
common sense
of looking at markets through the long lens
of history.
That reinvestment may be
used to fund acquisitions, build new factories, increase inventory levels, establish larger cash reserves, reduce long -
term debt, hire more employees, start a new division, research and develop new products, buy
common stock in other businesses, purchase equipment to increase productivity, or a host
of other potential
uses.
The most
common time for a short
term loan to be
used is at the end
of the month - getting through the month can prove to be rather rough on those finances.
In this video I'm going to show you a great way to get better keywords out
of the Google Adwords Keyword tool if you haven't seen the previous video you'll want to watch that video where I show you how to get better search volume numbers from both google adwords as well as some other sources to get better estimates for the amount
of times that keyword is searched each month i'll put a link in the video here so that you can click that video if you haven't seen that yet let's get started now if you want better results from the Google Adwords Keyword planner you have to work a little differently than everyone else so most people come to the Google Adwords Keyword planner and they simply click on this search for new keywords
using a phrase, website, or category and then they just paste a bunch
of keywords into this text box so let's say as an example that these were our starting keywords ok so let's say we have the keywords «fishing tips» «fishing tackle» «fishing for bass» «fishing rod» and «fishing reel» what most people do is that they would simply come here and they would copy this they would paste it into this field and they would hit Search and they would get back their results and that's fine but one little tip that will help you get much better results is only paste in one key word at a time so instead
of pasting all these in just paste in the single keyword «fishing tips» and then proceed from there to pull that those results up and you'll get this back if you click right here you can download the ideas you'll notice they're 701 here listed so if we download these ideas will download them to a CSV file comma separated value file you can open that with notepad you can open it with excel open office when you're finished putting all your ideas and individually you will now have a bunch
of different
common separate value files containing the keywords and the search volume I've already gone ahead and done that just to save time on the video but i want to show you what happens when you
use this method versus just pasting in the keywords like most people do so here you'll see this column here represents these two columns here represent if we had pasted in all
of the keywords at once and click search at google adwords keyword tool is one that showed you and you'll see we have a total
of 706 results we got back when we did that this column this column here represents what happens when we paste one key word at a time and then download the file paste the second keyword download the file and then we just simply grab those
terms and copy them and you'll see now we have a total
of 1,915 keywords now what I've done with the highlighting here is to show you anything that's not highlighted in this column is a keyword we would not have gotten back had we pasted in all the keywords at once you can see there's lots and lots
of keywords here we would not have seen know your competitors and the company's you're competing against they're
using probably the simple method just pasting a bunch
of keywords sitting search and then looking through those
terms to find their
terms if you will take the extra few minutes it takes doesn't take long to simply go in and paste one key word at a time you will get back a ton
of great keywords that others aren't seeing because they're
using this other method and in actuality when I ran the numbers there's a total
of 3.8 million searches represented by these keywords here that you would miss if you simply just copied and pasted those five
terms and hit search the Google Adwords Keyword planner once you've
used the google keyword planner to find lots
of new keyword ideas what do you do with all those keywords the biggest problem is that you can there are so many keyword tools out there you can get hundreds
of thousands
of keywords by spending a day
using the different keyword tools but what you do with all that information the answer is a cool tool called keyword grouper pro and Keyword Grouper Pro is completely free there's not even an opt in you just simply download the tool now at the top
of this video there's a link if you click that i'll show you exactly how to
use keyword grouper pro doesn't matter where you got your keywords from i'm going to show you how to take those keywords group them into tight groups and then you can set up your campaigns and know exactly which groups represent buyers and once you know where the buyers are at you can simply focus your marketing in that area to make more profit in your business
And remember, if you're having trouble coming up with relevant search
terms, you can always head on over to your employees on the front lines — like Sales or Services — and ask them what types
of terms their prospects and customers
use, or
common questions they have.
Given the
common association
of the word «indoctrinate» with totalitarian methods, there might be at least a «slight suspicion» that Justice Stevens did not
use the
term in its neutral sense, especially since he nowhere refers to public school indoctrination.
And Fiha Rashed, from Mount CC, said: «We are here to play the cricket, to engage in contemporary issues, to
use the
common space, to build and strengthen our interfaith relationships, in
terms of addressing community cohesion, equality, and many
of the other issues that face the global community.»
What a shame how Mormon.org equivocates in its
use of the
terms Father, Son, and Holy Spirit without noting these
terms have nothing in
common with the Christian concepts (www.irr.org).
Or one might claim that, even though there are different
uses of the
term «experience», there is still something
common to all or many
of those
uses and that process philosophy and theology are constructed around and from an account
of an essence
common to many different kinds
of experience.
It is conceivable, e.g., that, instead
of one essence
common to everything properly called experience, there might be different essences corresponding to some or all
of the different
uses of the
term.
I will distinguish later between materialist and theological understandings
of nature and their differing implications, but most often I will
use the
term nature in this generally universal sense
common to both materialists and theists.
The fact that a society —
using the
terms in its
common sense meaning — has no value for itself does not mean that it can have no life
of its own.
And here I note several different understandings
of the place
of human beings in nature
common in contemporary discourse, and acknowledge as well the conclusion implicit in my
use of the
term «intermediate being.»
Three
of the
terms used most frequently in Catholic social thought» and now, more generally, in much secular discourse» are social justice, the
common good, and personal (or individual) liberty.
It is a
common NT
term used of buying anything or anyone.
Use of the same
terms, Father, Son, and Holy Spirit only serve to confuse the issue, since none
of these have anything in
common with the Christian views.
Paulâ $ ™ s most
common self - description throughout his letters is: â $ œI am a slave who is sent by Jesus to non-Jews to communicate the good news that the Kingdom
of God has come in Jesus.â $ English readers
of the Bible find it easy to overlook this important aspect
of Paulâ $ ™ s self - understanding, since the 190 different Greek
terms used for slavery in the New Testament are sanitized to â $ œservant.â $ This is not a very appropriate translation, since in Paulâ $ ™ s day 1 / 3rd
of the population
of the Roman empire were masters who owned slaves, 1 / 3rd
of the people were slaves, and 1 / 3rd were former slaves.
To cite but one obvious instance, when in 1934 John Dewey wrote A
Common Faith, he assumed that the hegemony (to
use a
term in academic fashion today)
of Christianity was over.
The translators [
of the Septuagint] probably chose this
term because its
use was less
common and its meaning more unspecified than either philia or eros.
Another way the
term evolution is
used in biology is to refer to the idea
of «
common descent,» that all species alive today and which have ever existed descend from a single ancestor which existed at some time in the past.
A
common way to
use the
term evolution is simply to describe the change in the gene pool
of a population over time; that this occurs is an indisputable fact.
A third perspective — which, for lack
of a
common term already in
use, I will call «structural contingency» — can be identified in a variety
of work that has arisen over the past decade or so in criticism
of both the modernization and world - system perspectives.
The history
of Christian thought shows many examples
of terms and concepts which have enjoyed great popularity for a time before disappearing from
common use.
Nothing but confusion results if we simply apply the
common meanings
of these two
terms when we
use them in the context
of his metaphysic.
In a number
of cases we are told that they are «nothingnesses» — so we render the contemptuous word; but indeed it has
common use as a normal
term for foreign images: all alike, the gods and their symbols were nothing at all.
Their intellectual attainment will be realized only when we admit fully, as the evidence demands, that Hebrew religion achieved freedom from an idolatry (to
use a
common term) similar to that
of the rest
of the ancient East — Yahweh was, through the earlier period
of the nation's life in Palestine, worshiped in physical form, just as Marduk or Amon or any
of the rest
of them in their lands.
It also has the advantage
of being a
common term and Whitehead
uses it extensively in his popular book, The Adventures
of Ideas, even though he rarely
uses it elsewhere.
Every year around this time, there is a
common refrain in some circles
of Christianity that calls for boycotts against private companies that do not
use the
term «Christmas» in displays, advertising and interactions between customers and employees.
While sectarian accurately describes «relations between religious groups» and implies «an intolerance
of opposing views,» there are two more
common terms which are never
used in our PC liberal media.
Taking a page out
of the First Things playbook, Jackson urges Muslim Americans to «articulate the practical benefits
of the rules
of Islamic law in
terms that gain them recognition by society at large,» something that can be done by drawing on the Islamic tradition
of practical reasoning that has family resemblances to the Catholic
use of natural law and Protestant analysis
of «
common grace.»
It is clear that Mark's
use of the
term owes nothing to Paul; both Paul and Mark derive their usage from the
common Christianity
of the time, Paul often going beyond this to invert the order for emphasis; but
of this characteristic Pauline advance not a trace is to be found in Mark.
Highlights for me included: 1) Belcher's call in Chapter 3 to find
common ground in classic / orthodox Christianity (the Apostle's Creed, the Nicene Creed, and the Athanasian Creed) which, if applied, would dramatically reduce some
of the name - calling and accusations
of heresy that have been most unhelpful in the discussion between the emerging and traditional camps, 2) Belcher's fabulous treatment
of postmodernism and postfoundationalism in Chapter 4, where he rightly explains that when talking about postmodernism, folks in the emerging church and the traditional church are
using the same
term to refer to two completely different things, and where he concludes that «a third way rejects classical foundationalism and hard postmodernism,» and 3) Belcher's fair handling
of the atonement issue in Chapter 6, in which he clarifies that most emergering church leaders «are not against atonement theories and justification, but want to see it balanced with the message
of the kingdom
of God.»