The life insurance
companies change from time to time and we always want the very best rates.
Not exact matches
Important factors that could cause actual results
to differ materially
from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited
to, the following: 1) our ability
to continue
to grow our business and execute our growth strategy, including the
timing, execution, and profitability of new and maturing programs; 2) our ability
to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability
to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability
to achieve certain cost reductions with respect
to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability
to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of
changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any
changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability
to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence
to their announced schedules; 10) our ability
to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability
to enter into profitable supply arrangements with additional customers; 12) the ability of all parties
to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting
from cancellations, deferrals, or reduced orders by their customers or
from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations
from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability
to avoid or recover
from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate
changes on pension obligations; 17) our ability
to borrow additional funds or refinance debt, including our ability
to obtain the debt
to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition
from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of
changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and
changes to the interpretations of or guidance related thereto, and the
Company's ability
to accurately calculate and estimate the effect of such
changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability
to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility
to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure
to potential product liability and warranty claims; 31) our ability
to effectively assess, manage and integrate acquisitions that we pursue, including our ability
to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability
to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse
changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability
to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability
to complete the proposed accelerated stock repurchase plan, among other things.
A Snap employee told the
Times that the
company was looking at ways
to educate employees on financial management before the IPO, such as bringing in professors
from Stanford
to talk about how employees» lives can
change after working for a
company that goes public.
At the same
time, the value that they see and gain
from the technology is being able
to cryptographically prove
to third parties that they're not manipulating data; no one in their
company has manipulated any data — intentionally or accidentally; no hackers have
changed any state.
«
From the
time we started till now we have seen significant
changes taking place in the renewable energy space,» he said, citing the major
changes in the Indian scenario like
change in pricing of the energy, private
companies taking ownership in renewable energy business and both, favourable and not - so favourable behaviour of the banks in lending funds
to the energy businesses.
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any
changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or
timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future
timing and levels of indebtedness, including indebtedness expected
to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the
timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any
time due
to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services
from suppliers; (8)
company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability
to realize the intended benefits of organizational
changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of
changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of
changes in U.S. trade policies or the U.K.'s pending withdrawal
from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of
changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred
to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins
to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined
company or the expected benefits of the merger) and
to satisfy the other conditions
to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise
to a right of one or both of United Technologies or Rockwell Collins
to terminate the merger agreement, including in circumstances that might require Rockwell Collins
to pay a termination fee of $ 695 million
to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related
to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating
to the value of the United Technologies» shares
to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined
company,
to retain and hire key personnel.
Sunrun Chief Executive Lynn Jurich would not comment on her
company's third - quarter performance but said in an emailed statement that the industry «does face some headwinds
from time to time that can include anything
from seasonality
to uncertainty created in consumers» minds when we go through regulatory
change.»
Among the factors that could cause actual results
to differ materially are the following: (1) worldwide economic, political, and capital markets conditions and other factors beyond the
Company's control, including natural and other disasters or climate
change affecting the operations of the
Company or its customers and suppliers; (2) the
Company's credit ratings and its cost of capital; (3) competitive conditions and customer preferences; (4) foreign currency exchange rates and fluctuations in those rates; (5) the
timing and market acceptance of new product offerings; (6) the availability and cost of purchased components, compounds, raw materials and energy (including oil and natural gas and their derivatives) due
to shortages, increased demand or supply interruptions (including those caused by natural and other disasters and other events); (7) the impact of acquisitions, strategic alliances, divestitures, and other unusual events resulting
from portfolio management actions and other evolving business strategies, and possible organizational restructuring; (8) generating fewer productivity improvements than estimated; (9) unanticipated problems or delays with the phased implementation of a global enterprise resource planning (ERP) system, or security breaches and other disruptions
to the
Company's information technology infrastructure; (10) financial market risks that may affect the
Company's funding obligations under defined benefit pension and postretirement plans; and (11) legal proceedings, including significant developments that could occur in the legal and regulatory proceedings described in the
Company's Annual Report on Form 10 - K for the year ended Dec. 31, 2017, and any subsequent quarterly reports on Form 10 - Q (the «Reports»).
John Browne, who led BP
from 1995
to 2007, and pushed for the
company's one -
time slogan «Beyond Petroleum,» knows how long the oil industry takes
to change.
These are not values that
change from time to time, situation
to situation or person
to person, but rather they are the underpinning of our
company culture.
These risks and uncertainties include competition and other economic conditions including fragmentation of the media landscape and competition
from other media alternatives;
changes in advertising demand, circulation levels and audience shares; the
Company's ability
to develop and grow its online businesses; the
Company's reliance on revenue
from printing and distributing third - party publications;
changes in newsprint prices; macroeconomic trends and conditions; the
Company's ability
to adapt
to technological
changes; the
Company's ability
to realize benefits or synergies
from acquisitions or divestitures or
to operate its businesses effectively following acquisitions or divestitures; the
Company's success in implementing expense mitigation efforts; the
Company's reliance on third - party vendors for various services; adverse results
from litigation, governmental investigations or tax - related proceedings or audits; the
Company's ability
to attract and retain employees; the
Company's ability
to satisfy pension and other postretirement employee benefit obligations;
changes in accounting standards; the effect of labor strikes, lockouts and labor negotiations; regulatory and judicial rulings; the
Company's indebtedness and ability
to comply with debt covenants applicable
to its debt facilities; the
Company's ability
to satisfy future capital and liquidity requirements; the
Company's ability
to access the credit and capital markets at the
times and in the amounts needed and on acceptable terms; and other events beyond the
Company's control that may result in unexpected adverse operating results.
For example, the expected
timing and likelihood of completion of the proposed merger, including the
timing, receipt and terms and conditions of any required governmental and regulatory approvals of the proposed merger that could reduce anticipated benefits or cause the parties
to abandon the transaction, the ability
to successfully integrate the businesses, the occurrence of any event,
change or other circumstances that could give rise
to the termination of the merger agreement, the possibility that Kraft shareholders may not approve the merger agreement, the risk that the parties may not be able
to satisfy the conditions
to the proposed transaction in a timely manner or at all, risks related
to disruption of management
time from ongoing business operations due
to the proposed transaction, the risk that any announcements relating
to the proposed transaction could have adverse effects on the market price of Kraft's common stock, and the risk that the proposed transaction and its announcement could have an adverse effect on the ability of Kraft and Heinz
to retain customers and retain and hire key personnel and maintain relationships with their suppliers and customers and on their operating results and businesses generally, problems may arise in successfully integrating the businesses of the
companies, which may result in the combined
company not operating as effectively and efficiently as expected, the combined
company may be unable
to achieve cost - cutting synergies or it may take longer than expected
to achieve those synergies, and other factors.
The Quick Ratio is a two - lever equation, and once
companies get
to a certain size, it may be
time to change their focus
from ramping new MRR growth
to reducing churn.
Actual results could differ materially
from those expressed in or implied by the forward - looking statements contained in this release because of a variety of factors, including conditions
to, or
changes in the
timing of, proposed real estate and other transactions, prevailing interest rates and non-recurring charges, store closings, competitive pressures
from specialty stores, general merchandise stores, off - price and discount stores, manufacturers» outlets, the Internet, mail - order catalogs and television shopping and general consumer spending levels, including the impact of the availability and level of consumer debt, the effect of weather and other factors identified in documents filed by the
company with the Securities and Exchange Commission.
While the Financial
Times reported Tuesday that BuzzFeed had cut its 2016 revenue goals in half,
from $ 500 million
to $ 250 million, Lerer says the
company's board hasn't
changed its forecast for this year.
And this
time, you're going
to hear
from one of the founders of a
company that
changed the eyewear business forever.
Corporate Governance and Compensation Committee Terms of Reference The Corporate Governance and Compensation Committee is responsible for developing the
Company's approach
to governance issues, reviewing the
Company's overall governance principles and recommending
changes to those principles
from time to time.
These two firms showed the most growth since 2014 in the total
times that they've met with
companies to voice their concerns on issues ranging
from executive pay
to climate
change.
Factors that could cause actual results
to differ materially
from those expressed or implied in any forward - looking statements include, but are not limited
to:
changes in consumer discretionary spending; our eCommerce platform not producing the anticipated benefits within the expected
time - frame or at all; the streamlining of the
Company's vendor base and execution of the Company's new merchandising strategy not producing the anticipated benefits within the expected time - frame or at all; the amount that we invest in strategic transactions and the timing and success of those investments; the integration of strategic acquisitions being more difficult, time - consuming, or costly than expected; inventory turn; changes in the competitive market and competition amongst retailers; changes in consumer demand or shopping patterns and our ability to identify new trends and have the right trending products in our stores and on our website; changes in existing tax, labor and other laws and regulations, including those changing tax rates and imposing new taxes and surcharges; limitations on the availability of attractive retail store sites; omni - channel growth; unauthorized disclosure of sensitive or confidential customer information; risks relating to our private brand offerings and new retail concepts; disruptions with our eCommerce platform, including issues caused by high volumes of users or transactions, or our information systems; factors affecting our vendors, including supply chain and currency risks; talent needs and the loss of Edward W. Stack, our Chairman and Chief Executive Officer; developments with sports leagues, professional athletes or sports superstars; weather - related disruptions and seasonality of our business; and risks associated with being a controlled c
Company's vendor base and execution of the
Company's new merchandising strategy not producing the anticipated benefits within the expected time - frame or at all; the amount that we invest in strategic transactions and the timing and success of those investments; the integration of strategic acquisitions being more difficult, time - consuming, or costly than expected; inventory turn; changes in the competitive market and competition amongst retailers; changes in consumer demand or shopping patterns and our ability to identify new trends and have the right trending products in our stores and on our website; changes in existing tax, labor and other laws and regulations, including those changing tax rates and imposing new taxes and surcharges; limitations on the availability of attractive retail store sites; omni - channel growth; unauthorized disclosure of sensitive or confidential customer information; risks relating to our private brand offerings and new retail concepts; disruptions with our eCommerce platform, including issues caused by high volumes of users or transactions, or our information systems; factors affecting our vendors, including supply chain and currency risks; talent needs and the loss of Edward W. Stack, our Chairman and Chief Executive Officer; developments with sports leagues, professional athletes or sports superstars; weather - related disruptions and seasonality of our business; and risks associated with being a controlled c
Company's new merchandising strategy not producing the anticipated benefits within the expected
time - frame or at all; the amount that we invest in strategic transactions and the
timing and success of those investments; the integration of strategic acquisitions being more difficult,
time - consuming, or costly than expected; inventory turn;
changes in the competitive market and competition amongst retailers;
changes in consumer demand or shopping patterns and our ability
to identify new trends and have the right trending products in our stores and on our website;
changes in existing tax, labor and other laws and regulations, including those
changing tax rates and imposing new taxes and surcharges; limitations on the availability of attractive retail store sites; omni - channel growth; unauthorized disclosure of sensitive or confidential customer information; risks relating
to our private brand offerings and new retail concepts; disruptions with our eCommerce platform, including issues caused by high volumes of users or transactions, or our information systems; factors affecting our vendors, including supply chain and currency risks; talent needs and the loss of Edward W. Stack, our Chairman and Chief Executive Officer; developments with sports leagues, professional athletes or sports superstars; weather - related disruptions and seasonality of our business; and risks associated with being a controlled
companycompany.
«Jonas gives us the ability
to manage and make
changes that impact all of our
companies from one location and through one unified software solution, which is a big
time saver for us.»
With some work fatigue and a significant
change to his bank account, he took a leave
from the
company in 2005
to spend
time with his family.
Important factors that may affect the
Company's business and operations and that may cause actual results
to differ materially
from those in the forward - looking statements include, but are not limited
to, increased competition; the
Company's ability
to maintain, extend and expand its reputation and brand image; the
Company's ability
to differentiate its products
from other brands; the consolidation of retail customers; the
Company's ability
to predict, identify and interpret
changes in consumer preferences and demand; the
Company's ability
to drive revenue growth in its key product categories, increase its market share or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input costs;
changes in the
Company's management team or other key personnel; the
Company's inability
to realize the anticipated benefits
from the
Company's cost savings initiatives;
changes in relationships with significant customers and suppliers; execution of the
Company's international expansion strategy;
changes in laws and regulations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated business disruptions; failure
to successfully integrate the business and operations of the
Company in the expected
time frame; the
Company's ability
to complete or realize the benefits
from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the nations in which the
Company operates; the volatility of capital markets; increased pension, labor and people - related expenses; volatility in the market value of all or a portion of the derivatives that the
Company uses; exchange rate fluctuations; risks associated with information technology and systems, including service interruptions, misappropriation of data or breaches of security; the
Company's inability
to protect intellectual property rights; impacts of natural events in the locations in which the
Company or its customers, suppliers or regulators operate; the
Company's indebtedness and ability
to pay such indebtedness; tax law
changes or interpretations; and other factors.
In 2014, Facebook
changed the rules that would prevent developers form accessing data the way Kogan did, and now Zuckerberg said the
company will be approaching developers
from before that
time to snuff out any other data leaks.
Even though I. Kunik's products
change from time to time, the
company says it continues
to strive for the same standards of quality, service and honesty that its founder handed down
to its current leaders.
So
to change from this
company to another would cost a lot of
time and money.»
A number of factors could cause actual results or outcomes
to differ materially
from those indicated by such forward - looking statements, including but not limited
to, (1) our ability
to open new restaurants and food and beverage locations in current and additional markets, grow and manage growth profitably, maintain relationships with suppliers and obtain adequate supply of products and retain our key employees; (2) factors beyond our control that affect the number and
timing of new restaurant openings, including weather conditions and factors under the control of landlords, contractors and regulatory and / or licensing authorities; (3)
changes in applicable laws or regulations; (4) the possibility that the
Company may be adversely affected by other economic, business, and / or competitive factors; and (5) other risks and uncertainties indicated
from time to time in our filings with the SEC, including our Annual Report on Form 10 - K filed on March 30, 2016 and our Quarterly Report on Form 10 - Q filed on August 15, 2016.
Its nice
to see some people have open there eyes but all is true lets ask our selves have this team
change from last season where are the experienced players that wenger talked about he selling us bull and every season he gets away with it the fans deserve better am
from the caribbean so chance r i might never get
to see arsenal live at the emirates because its too expensive at least the club should be winning things i know its important
to balance the books you must BUT football is about trophies as well and thats were the balance lies how the hell can we go Six (6) seasons yes 6 without a trophy not even a FA cup or carling cup and no one says a word about the manager that is rubbish Arsenal live in the past too much the
time is now this season for me is the absolute last for wenger
to win something i do nt care how much money he has made the club and Wenger if you cant bring that then go work for an oil
company and make them money and leave arsenal
to a manager who is willing
to win something not only buy players for 10 million who take 10 years
to develop am frustrated with this man.
The
company changes print styles
from time to time and sometimes the photographs may not be the same as the prints in stock.
I may be wrong, but I recall reading at the
time that there was some talk about requiring
companies to get permission
from the Health Ministry before
changing their formulation (that's what was at the root of the whole remedia story.)
Changes: The state tried
to fix loopholes in the law two
times - in 2002 and 2005 -
to prevent
companies from receiving benefits without creating jobs.
Through awards of loan guarantees, DOE is trying
to shore up U.S.
companies with today's technology at the same
time that it targets R&D funds
from the stimulus program toward «game
changing» technology breakthroughs for the future.
And, aside
from changing the lives of its thousands of full -
time, U.S. - based employees, this big -
time company will hopefully have a big -
time influence on other
companies who look up
to it.
Plus
companies are often tweaking ingredients so things
change from time to time.
Landmark, Emmy - winning satire
from an ever -
changing company of «Not Ready for Prime
Time Players» who rode the variety show
to fame, including (
to name just a few of its celebrated grads) Eddie Murphy, Dana Carvey, Chevy Chase, Bill Murray, Dan Aykroyd, Al (more...) Landmark, Emmy - winning satire
from an ever -
changing company of «Not Ready for Prime
Time Players» who rode the variety show
to fame, including (
to name just a few of its celebrated grads) Eddie Murphy, Dana Carvey, Chevy Chase, Bill Murray, Dan Aykroyd, Al Franken and Mike Myers.
Landmark, Emmy - winning satire
from an ever -
changing company of «Not Ready for Prime
Time Players» who rode the variety show
to fame, including (
to name just a few of its celebrated grads) Eddie Murphy, Dana Carvey, Chevy Chase, Bill Murray, Dan Aykroyd, Al Franken and Mike Myers.
From its debut, with Andy Kaufman's memorably bizarre rendition of the «Mi (more...) Landmark, Emmy - winning satire from an ever - changing company of «Not Ready for Prime Time Players» who rode the variety show to fame, including (to name just a few of its celebrated grads) Eddie Murphy, Dana Carvey, Chevy Chase, Bill Murray, Dan Aykroyd, Al Franken and Mike My
From its debut, with Andy Kaufman's memorably bizarre rendition of the «Mi (more...) Landmark, Emmy - winning satire
from an ever - changing company of «Not Ready for Prime Time Players» who rode the variety show to fame, including (to name just a few of its celebrated grads) Eddie Murphy, Dana Carvey, Chevy Chase, Bill Murray, Dan Aykroyd, Al Franken and Mike My
from an ever -
changing company of «Not Ready for Prime
Time Players» who rode the variety show
to fame, including (
to name just a few of its celebrated grads) Eddie Murphy, Dana Carvey, Chevy Chase, Bill Murray, Dan Aykroyd, Al Franken and Mike Myers.
With his business manager, Carol Jenson (Amy Ryan), he's spent a lot of
time on the road but now he's been offered financial backing
from The Lazarus Fellowship, a Christian church founded by Tony Lazarus (Danny McBride, Eastbound & Down), a sinner whose near death experience — while in the
company of a hooker — inspired him
to change his ways... and marry the hooker, Joylinda (Leslie Bibb, Crossing Jordan, The League).
Struggling electronics giant Sony has been noticeably absent
from the tablet tsunami coming our way this year, but it looks like the
company has plans
to change that in
time for the holidays.
The emergence of ePub as the alternative
to the Kindle, the entry of so many eReader
companies, and the gradual
change in mindsets certainly points
to a
time when a lot more than a few hundred, or even a few thousand, authors can make a good living
from writing.
Such statements reflect the current views of Barnes & Noble with respect
to future events, the outcome of which is subject
to certain risks, including, among others, the general economic environment and consumer spending patterns, decreased consumer demand for Barnes & Noble's products, low growth or declining sales and net income due
to various factors, possible disruptions in Barnes & Noble's computer systems, telephone systems or supply chain, possible risks associated with data privacy, information security and intellectual property, possible work stoppages or increases in labor costs, possible increases in shipping rates or interruptions in shipping service, effects of competition, possible risks that inventory in channels of distribution may be larger than able
to be sold, possible risks associated with
changes in the strategic direction of the device business, including possible reduction in sales of content, accessories and other merchandise and other adverse financial impacts, possible risk that component parts will be rendered obsolete or otherwise not be able
to be effectively utilized in devices
to be sold, possible risk that financial and operational forecasts and projections are not achieved, possible risk that returns
from consumers or channels of distribution may be greater than estimated, the risk that digital sales growth is less than expectations and the risk that it does not exceed the rate of investment spend, higher - than - anticipated store closing or relocation costs, higher interest rates, the performance of Barnes & Noble's online, digital and other initiatives, the success of Barnes & Noble's strategic investments, unanticipated increases in merchandise, component or occupancy costs, unanticipated adverse litigation results or effects, product and component shortages, the potential adverse impact on the
Company's businesses resulting
from the
Company's prior reviews of strategic alternatives and the potential separation of the
Company's businesses, the risk that the transactions with Microsoft and Pearson do not achieve the expected benefits for the parties or impose costs on the
Company in excess of what the
Company anticipates, including the risk that NOOK Media's applications are not commercially successful or that the expected distribution of those applications is not achieved, risks associated with the international expansion contemplated by the relationship with Microsoft, including that it is not successful or is delayed, the risk that NOOK Media is not able
to perform its obligations under the Microsoft and Pearson commercial agreements and the consequences thereof, risks associated with the restatement contained in, the delayed filing of, and the material weakness in internal controls described in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, risks associated with the SEC investigation disclosed in the quarterly report on Form 10 - Q for the fiscal quarter ended October 26, 2013, risks associated with the ongoing efforts
to rationalize the NOOK business and the expected costs and benefits of such efforts and associated risks and other factors which may be outside of Barnes & Noble's control, including those factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, and in Barnes & Noble's other filings made hereafter
from time to time with the SEC.
Publishing is an industry that's too static, it needs
to adjust and
change with the
times, and there could be a lot of value
to publishers in looking at how other content creation
companies, whether they're news media outlets or bloggers or people in other industries like technical writing, can learn
from those other content creation sources and adapt
to the new environment we're living in.
Such statements reflect the current views of Barnes & Noble with respect
to future events, the outcome of which is subject
to certain risks, including, among others, the effect of the proposed separation of NOOK Media, the general economic environment and consumer spending patterns, decreased consumer demand for Barnes & Noble's products, low growth or declining sales and net income due
to various factors, possible disruptions in Barnes & Noble's computer systems, telephone systems or supply chain, possible risks associated with data privacy, information security and intellectual property, possible work stoppages or increases in labor costs, possible increases in shipping rates or interruptions in shipping service, effects of competition, possible risks that inventory in channels of distribution may be larger than able
to be sold, possible risks associated with
changes in the strategic direction of the device business, including possible reduction in sales of content, accessories and other merchandise and other adverse financial impacts, possible risk that component parts will be rendered obsolete or otherwise not be able
to be effectively utilized in devices
to be sold, possible risk that financial and operational forecasts and projections are not achieved, possible risk that returns
from consumers or channels of distribution may be greater than estimated, the risk that digital sales growth is less than expectations and the risk that it does not exceed the rate of investment spend, higher - than - anticipated store closing or relocation costs, higher interest rates, the performance of Barnes & Noble's online, digital and other initiatives, the success of Barnes & Noble's strategic investments, unanticipated increases in merchandise, component or occupancy costs, unanticipated adverse litigation results or effects, product and component shortages, risks associated with the commercial agreement with Samsung, the potential adverse impact on the
Company's businesses resulting
from the
Company's prior reviews of strategic alternatives and the potential separation of the
Company's businesses (including with respect
to the
timing of the completion thereof), the risk that the transactions with Pearson and Samsung do not achieve the expected benefits for the parties or impose costs on the
Company in excess of what the
Company anticipates, including the risk that NOOK Media's applications are not commercially successful or that the expected distribution of those applications is not achieved, risks associated with the international expansion previously undertaken, including any risks associated with a reduction of international operations following termination of the Microsoft commercial agreement, the risk that NOOK Media is not able
to perform its obligations under the Pearson and Samsung commercial agreements and the consequences thereof, the risks associated with the termination of Microsoft commercial agreement, including potential customer losses, risks associated with the restatement contained in, the delayed filing of, and the material weakness in internal controls described in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, risks associated with the SEC investigation disclosed in the quarterly report on Form 10 - Q for the fiscal quarter ended October 26, 2013, risks associated with the ongoing efforts
to rationalize the NOOK business and the expected costs and benefits of such efforts and associated risks and other factors which may be outside of Barnes & Noble's control, including those factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended May 3, 2014, and in Barnes & Noble's other filings made hereafter
from time to time with the SEC.
These
companies do
change from time to time, and we strive
to keep this information as current as possible.
They update it
from time to time as
companies evolve and prices
change.
Since credit card
companies tend
to change the rewards they offer over
time (i.e. they may offer 5 % cash back for a while and then later reduce it
to 2 %, etc), I
change my cards
from time to time to make sure I am getting the best rewards possible.
Lending standards can
change over
time, and they can also vary
from one mortgage
company to the next.
At the same
time, through their domestic focus, smaller
companies tend
to benefit
from domestic growth policies and will be less impacted by future
changes in global trade arrangements.»
The platform will offer load - waived shares
from 20 mutual fund
companies in an attempt
to provide free exchangeability across fund
companies for broader choice and greater flexibility
to move funds over
time as investors» needs
change.
We need
to do this
from time to time, because prices
change, and
company realities
change.
One thing that you can count on is pet insurance
companies changing their policies
from time to time.