The one thing to keep in mind is that most
companies have an expiration date for these riders such as age 60 or age 65.
Not exact matches
The FDA
has also been working with
companies to extend
expiration dates on products, when it can be done safely.
As readers of PAR's holiday card may
have noted, I now view cash the way Buffett's biographer believes Buffett views it: Cash is an option on thousands of
companies and each option
has no strike price, no
expiration date, and no premium cost other than the lost purchasing power due to inflation.
In addition, many supplement
companies have replaced their
expiration dates with manufacturing
dates, so there is no way for consumers to tell if the supplement they are taking is still good.
The class action suit, filed in Missouri, accuses Pfizer, Bayer, and Johnson & Johnson of using «unconscionable, unfair, deceptive, unethical and illegal» methods to get consumers to throw away their products when
expiration date has passed, though the
companies know «that if stored properly these medications can and do remain chemically stable, safe and effective long after those
dates.»
There are 43
companies that
have an earnings release before our chosen
expiration date of Sep 16, 2016.
Cash is an option on thousands of
companies and each option
has no strike price, no
expiration date, and no premium cost
Simply put, Buffett
has sold long -
dated insurance against the debt of specific
companies (credit default obligations or CDSs, expiring between 2009 and 2013) and against declines in the world's major stock market indices (equity index put options, with the first
expiration in 2019 and average maturity of 13.5 years).
That
expiration date is one of the reasons term is the most affordable type of life insurance: You're more likely to die the older you get, so if an insurance
company doesn't
have to cover you while you're in your 70s and 80s — when you're more likely to pass away — it can offer cheaper policies.
For
companies that typically release earnings on the cusp of monthly options
expiration - either a few days before
expiration or a few days after - it
would appear the day that the earnings release
date is announced may itself significantly affect monthly option prices.
A Proof of Insurance card listing the covered automobiles and drivers and showing the policy number and
expiration date will be sent to you by your insurance
company once you
have fulfilled the necessary requirements.
Once you
've been a customer with a
company, a policy is assumed to be in force until you take specific steps to cancel it as of the
expiration or renewal
date.
If a covered Injury or Illness requires continuing Treatment after the
expiration of the Policy Period, an Insured Person may receive continuing Treatment for the covered Injury or Illness for up to 6 months per Injury or Illness, subject to the following: if the Policy Period expires while the Insured Person is outside the Home Country, a covered Injury or Illness incurred while outside and prior to returning to the Home Country, and that covered Injury or Illness requires continuing Treatment, the
Company will review and determine the
date of initial Treatment for the covered Injury or Illness, and if such
date is prior to the
expiration of the Policy Period, Eligible Medical Expenses for the covered Injury or Illness will continue to be reimbursed until there
has been at least the minimum number of days of continuous Treatment for the covered Injury or Illness, subject to the limits set forth in the Schedule of Benefits / Limits, and all other Terms of the insurance plan.
If the
company isn't willing to budge on the
expiration date of the offer, it's important to
have a valid alternative on hand if you decide to let it expire.
The
company said that hackers also may
have obtained customer names, encrypted credit or debit card numbers,
expiration dates, and information relating to customers» orders.