«Insurance
companies use these factors to determine the price for your auto insurance in different ways,» noted Roush, «To make sure you're getting the best coverage at the best price, you have to compare rates before you buy, and find the company that's best for you.
Life insurance
companies use factor and rate tables.
Although many auto insurance
companies use these factors, it's still important to shop around for coverage.
A number of different risk factors go into determining how much you will need to pay for auto insurance.Gender, age, occupation, driving record, type of vehicle, and where you live are just some of the factors considered when obtaining auto insurance quotes.Based on past accident and theft statistics, insurance
companies use these factors to determine the probability that you will file a claim.For example, if you have a clean driving record with no speeding tickets, insurance companies feel like you are less likely to have an accident.Therefore, your auto insurance quote will be lower than someone who has one or more speeding tickets.In the same turn, it costs more to insure types of vehicles that are prone to accidents and theft.
Instead,
companies use factors like safety ratings and repair costs to assign a vehicle class that dictates the pickup's rate.
Not exact matches
According to the Chron, «The «WOW»
factor is a commonly
used slang term in business that most often depicts what a
company does to go above and beyond customer expectations in delivering a great product and service experience.»
Even today, many
company owners who
use factors don't much like to talk about it, except to assure the questioner that their relations with their banks are just terrific.
But
factors» bottom line
use remains the same: providing ready funds for
companies in cash - flow - challenged industries.
Lloyd Bernstein, whose Oyster Bay, N.Y., hardware store, called Bernstein's Home Center, has been in his family 82 years, originally
used CDS only for its billing services; he only later moved on to the
company's
factor offerings.
The ease - of -
use factor, lack of big needles, and tiny amounts of blood involved mean the
company definitely has something in common with Theranos — Tasso
uses microfluidics to work with minimal quantities of blood.
Ken Wolff, CEO of Prescient LLC, a sales - force - outsourcing
company in Silver Spring, Md.,
uses the concepts embodied in the Predictive Index to tailor his sales pitch to the prospect's controlling personality
factor: dominance, extroversion, patience, or precision.
These risks and uncertainties include, among others: the unfavorable outcome of litigation, including so - called «Paragraph IV» litigation and other patent litigation, related to any of our products or products
using our proprietary technologies, which may lead to competition from generic drug manufacturers; data from clinical trials may be interpreted by the FDA in different ways than we interpret it; the FDA may not agree with our regulatory approval strategies or components of our filings for our products, including our clinical trial designs, conduct and methodologies and, for ALKS 5461, evidence of efficacy and adequacy of bridging to buprenorphine; clinical development activities may not be completed on time or at all; the results of our clinical development activities may not be positive, or predictive of real - world results or of results in subsequent clinical trials; regulatory submissions may not occur or be submitted in a timely manner; the
company and its licensees may not be able to continue to successfully commercialize their products; there may be a reduction in payment rate or reimbursement for the
company's products or an increase in the
company's financial obligations to governmental payers; the FDA or regulatory authorities outside the U.S. may make adverse decisions regarding the
company's products; the
company's products may prove difficult to manufacture, be precluded from commercialization by the proprietary rights of third parties, or have unintended side effects, adverse reactions or incidents of misuse; and those risks and uncertainties described under the heading «Risk
Factors» in the
company's most recent Annual Report on Form 10 - K and in subsequent filings made by the
company with the U.S. Securities and Exchange Commission («SEC»), which are available on the SEC's website at www.sec.gov.
According to a white paper recently released by the
company, the Rush Hour Rewards technology
uses an algorithm that takes into account a variety of
factors, including a home's HVAC system, personal preferences of the inhabitants, and the weather outside.
Companies should also
use two -
factor authentication for customer logins, according to Adam Levin, chairman and founder of IDT911, a Montreal - based security solutions
company, and author of «Swiped.»
We've noticed that our involvement has value with the VC community as a de-risking
factor, so early - stage
companies can
use our name to raise money.
Such risks, uncertainties and other
factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and
factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various
factors, including market conditions and the level of other investing activities and
uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8)
company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined
company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined
company, to retain and hire key personnel.
Add to that
companies looking to cut travel budgets — and lower their carbon footprint — and you have the perfect combination of
factors pushing online meetings into widespread
use.
Many thriving
companies, including Zappos, Whole Foods and Canada's own G Adventures, have long
used culture fit interviews as a decisive hiring
factor.
Multiple
factors will come into play, from effective tax rate calculations to consumer impact to how
companies will put to
use the expected windfall they'll receive from a sharp reduction in their currently highest - in - the - world nominal rates.
From an asset manager's point of view, «we believe that the proper
use of sustainability or ESG
factors enlarges your view of the
company you're investing in, helps you manage risk, and is going to be helpful to you in identifying
companies that are going to deliver excess returns for your clients,» says Bertocci.
The portfolio management team
uses a variety of investment strategies to search for
companies suitable for investment in the fund, including
factors such as growth in earnings, return on equity, and revenue.
The U.S. Global GO GOLD and Precious Metal Miners Index
uses a robust, dynamic, rules - based smart -
factor model to select precious minerals
companies that earn over 50 % of their aggregate revenue from precious minerals through active (mining or production) or passive (royalties or streams) means.
Factors that could cause actual results to differ include general business and economic conditions and the state of the solar industry; governmental support for the deployment of solar power; future available supplies of high - purity silicon; demand for end -
use products by consumers and inventory levels of such products in the supply chain; changes in demand from significant customers; changes in demand from major markets such as Japan, the U.S., India and China; changes in customer order patterns; changes in product mix; capacity utilization; level of competition; pricing pressure and declines in average selling prices; delays in new product introduction; delays in utility - scale project approval process; delays in utility - scale project construction; delays in the completion of project sales; continued success in technological innovations and delivery of products with the features customers demand; shortage in supply of materials or capacity requirements; availability of financing; exchange rate fluctuations; litigation and other risks as described in the
Company's SEC filings, including its annual report on Form 20 - F filed on April 27, 2017.
Factors that could cause actual results to differ include general business and economic conditions and the state of the solar industry; governmental support for the deployment of solar power; future available supplies of high - purity silicon; demand for end -
use products by consumers and inventory levels of such products in the supply chain; changes in demand from significant customers; changes in demand from major markets such as Japan, the U.S., India and China; changes in customer order patterns; changes in product mix; capacity utilization; level of competition; pricing pressure and declines in average selling prices; delays in new product introduction; delays in utility - scale project approval process; delays in utility - scale project construction; continued success in technological innovations and delivery of products with the features customers demand; shortage in supply of materials or capacity requirements; availability of financing; exchange rate fluctuations; litigation and other risks as described in the
Company's SEC filings, including its annual report on Form 20 - F filed on April 20, 2016.
Affiliated
companies that want to distribute their affiliated products will «have to
use the BICE, and that involves levelizing the fees of the individual advisor or basing compensation of individual advisors on neutral
factors.
Factors that could cause actual results to differ include general business and economic conditions and the state of the solar industry; governmental support for the deployment of solar power; future available supplies of high - purity silicon; demand for end -
use products by consumers and inventory levels of such products in the supply chain; changes in demand from significant customers; changes in demand from major markets such as Japan, the U.S., India and China; changes in customer order patterns; changes in product mix; capacity utilization; level of competition; pricing pressure and declines in average selling prices; delays in new product introduction; delays in utility - scale project approval process; delays in utility - scale project construction; cancelation of utility - scale feed - in - tariff contracts in Japan; continued success in technological innovations and delivery of products with the features customers demand; shortage in supply of materials or capacity requirements; availability of financing; exchange rate fluctuations; litigation and other risks as described in the
Company's SEC filings, including its annual report on Form 20 - F filed on April 27, 2017.
As Adele explains, even if you have two distinct audiences with two distinct buyer profiles (e.g., the CMO and the CIO of a
company), if their decision criteria or insights (i.e., those turning - point
factors instrumental to winning them over) are primarily the same, you may be able to
use one persona to create content that will meet the needs of both buyers.
All other
factors equal, you should open your Roth IRA with the
company that has an easy to understand website, simple to
use tools, and a generally high quality user experience.
Yahoo! Finance is another free screener from a major
company that gives you a wealth of technical and fundamental
factors you can
use to select stocks.
While some
companies attempt to address the impact of macroeconomic
factors by
using relative goals in their long - term incentive plans, the CNGC has determined that relative goals are not the right approach for Walmart for the reasons described on page 50 above.
Important
factors that may affect the
Company's business and operations and that may cause actual results to differ materially from those in the forward - looking statements include, but are not limited to, increased competition; the
Company's ability to maintain, extend and expand its reputation and brand image; the
Company's ability to differentiate its products from other brands; the consolidation of retail customers; the
Company's ability to predict, identify and interpret changes in consumer preferences and demand; the
Company's ability to drive revenue growth in its key product categories, increase its market share, or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input costs; changes in the
Company's management team or other key personnel; the
Company's inability to realize the anticipated benefits from the
Company's cost savings initiatives; changes in relationships with significant customers and suppliers; execution of the
Company's international expansion strategy; changes in laws and regulations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated business disruptions; failure to successfully integrate the
Company; the
Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the nations in which the
Company operates; the volatility of capital markets; increased pension, labor and people - related expenses; volatility in the market value of all or a portion of the derivatives that the
Company uses; exchange rate fluctuations; disruptions in information technology networks and systems; the
Company's inability to protect intellectual property rights; impacts of natural events in the locations in which the
Company or its customers, suppliers or regulators operate; the
Company's indebtedness and ability to pay such indebtedness; the
Company's dividend payments on its Series A Preferred Stock; tax law changes or interpretations; pricing actions; and other
factors.
Insurance
companies use a long list of
factors to price renters insurance for only one individual.
Important
factors that may affect the
Company's business and operations and that may cause actual results to differ materially from those in the forward - looking statements include, but are not limited to, operating in a highly competitive industry; changes in the retail landscape or the loss of key retail customers; the
Company's ability to maintain, extend and expand its reputation and brand image; the impacts of the
Company's international operations; the
Company's ability to leverage its brand value; the
Company's ability to predict, identify and interpret changes in consumer preferences and demand; the
Company's ability to drive revenue growth in its key product categories, increase its market share, or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input costs; changes in the
Company's management team or other key personnel; the
Company's ability to realize the anticipated benefits from its cost savings initiatives; changes in relationships with significant customers and suppliers; the execution of the
Company's international expansion strategy; tax law changes or interpretations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated business disruptions; the
Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the United States and in various other nations in which we operate; the volatility of capital markets; increased pension, labor and people - related expenses; volatility in the market value of all or a portion of the derivatives we
use; exchange rate fluctuations; risks associated with information technology and systems, including service interruptions, misappropriation of data or breaches of security; the
Company's ability to protect intellectual property rights; impacts of natural events in the locations in which we or the
Company's customers, suppliers or regulators operate; the
Company's indebtedness and ability to pay such indebtedness; the
Company's ownership structure; the impact of future sales of its common stock in the public markets; the
Company's ability to continue to pay a regular dividend; changes in laws and regulations; restatements of the
Company's consolidated financial statements; and other
factors.
Important
factors that may affect the
Company's business and operations and that may cause actual results to differ materially from those in the forward - looking statements include, but are not limited to, increased competition; the
Company's ability to maintain, extend and expand its reputation and brand image; the
Company's ability to differentiate its products from other brands; the consolidation of retail customers; the
Company's ability to predict, identify and interpret changes in consumer preferences and demand; the
Company's ability to drive revenue growth in its key product categories, increase its market share or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input costs; changes in the
Company's management team or other key personnel; the
Company's inability to realize the anticipated benefits from the
Company's cost savings initiatives; changes in relationships with significant customers and suppliers; execution of the
Company's international expansion strategy; changes in laws and regulations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated business disruptions; failure to successfully integrate the business and operations of the
Company in the expected time frame; the
Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the nations in which the
Company operates; the volatility of capital markets; increased pension, labor and people - related expenses; volatility in the market value of all or a portion of the derivatives that the
Company uses; exchange rate fluctuations; risks associated with information technology and systems, including service interruptions, misappropriation of data or breaches of security; the
Company's inability to protect intellectual property rights; impacts of natural events in the locations in which the
Company or its customers, suppliers or regulators operate; the
Company's indebtedness and ability to pay such indebtedness; tax law changes or interpretations; and other
factors.
Considering all of these
factors and the
company's apparent ability to generate excess cash that can be
used to pay down debt, AXL does not obviously have an imminent liquidity problem.
Indeed, Dow Jones likens the Global Dow to a Dow Jones industrial average for the global economy, and the Averages Committee selects the components of the index
using objective criteria such as market capitalization, as well more subjective
factors like a
company's reputation and to what extent it is of interest to investors.
Calls to divest from Remington, which made the AR - 15
used in Sandy Hook, are one
factor that pushed the
company into bankruptcy.
GFI sees value in market research, and may conduct some themselves; they have already conducted a short survey to identify the most appealing name for cultured meat.96 They would also be interested in research done to identify other
factors important in promoting plant - based and cultured meat, such as whether consumers are more likely to respond well to promotion related to health benefits or to animal welfare.97 They plan to conduct such research and will encourage its
use by
companies.
Janitorial factoring from
Factor Funding Co will give your
company the cash you can
use to meet challenges to your
company's competitive advantage, including:
Furniture invoice factoring solutions were developed
using Factor Funding Co's knowledge and experience of the challenges facing
companies in the furniture industry.
The
factors included in the CK ranking are those that are now being more commonly
used to assess whether
companies are worth investing inthrough the long term.
«Every organization is at a different point in the sustainability journey so our program allows businesses to
use their own baselines to determine a set of goals based on their region, operation and other
factors, and then focus their resources on the practices that will make the most difference for their
company, the environment and the community, continually improving year after year.»
GFI sees value in market research, and may conduct some themselves; they have already conducted a short survey to identify the most appealing name for cultured meat.96 They would also be interested in research done to identify other
factors important in promoting plant - based and cultured meat, such as whether consumers are more likely to respond well to promotion related to health benefits or to animal welfare.97 They plan to conduct such research and will encourage its
use by
companies.
«Without detailed information from these
companies explaining how they arrived at their estimated emissions
factors, it is not possible for us to assess why the emissions
factors they
use are so much lower than those determined by the FAO.»
These
factors make it an excellent choice in my mind; I love supporting
companies that
use USA businesses and support local economies.
The rankings for all 500
companies are determined
using an exclusive formula that takes into account objective and quantifiable
factors.
The
use of LLC's by a real estate
company Glenwood Management, and it's billionaire CEO Leonard Litwin, has
factored in to high profile federal corruption cases against the two former leaders of the legislature.
There are many
factors that go into a client's decision about which
company to
use — including price, financing, work schedule, qualifications and experience.
Among other
factors, Oliverio
used the
company's lost business to show that a trial downstate would further harm efforts to repair the damage.
Companies looking to develop products like shampoo
use simulations to see how long hair — and hair products — will flow in a stream of air and react to react to water, dust, and other
factors.