Sentences with phrase «company about their medical history»
The applicants for non medical life insurance need only complete a questionnaire informing the life insurance company about their medical history.
https://www.lifeinsurancehub.net/ Not exact matches
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ANSWER: So the adjuster can go fishing into your past medical history and find anything about your prior health which will help the company either deny your claim or pay out as little as possible.
Armed with medical records and other pertinent information about the applicant, access to the right insurance companies and extensive experience in the field, the impaired - risk specialist can then act as the applicant's advocate and work to locate the best - priced policy, regardless of the applicant's health history.
Some companies issue policies without asking any questions about medical history.
If the insured dies within the two - year contestability period that exists in just about all policies, the insurance company, under most state laws, can review the insured's entire medical history to see if a material misrepresentation was made in the application.
In most US states, insurance companies are allowed to ask questions about a person's medical history to decide whom to offer coverage, whom to deny and if additional charges should apply to individually - purchased coverage.
The insurance company may ask you to provide extensive information about your medical history in an effort to understand your risk factors.
There are so many things that a life insurance company will want to know about you, your career, your lifestyle, and your medical history.
In addition, the underwriters at the life insurance company may also review additional information, such as your driving history through the DMV (Department of Motor Vehicles), and / or information about you that is stored at the MIB (which was formerly known as the Medical Information Bureau).
When searching for 62 year old life insurance, just about everyone takes some sort of medication, so it pays to have an agent find the life insurance company best for your particular medical history.
The life insurance companies will run reports by the Medical Information Bureau which will show many specific pieces of information about your health history.
The life insurance companies do, however, want a little information from you about your medical history.
People are taking better care of themselves and as a result life insurance companies issue policies after you answer a few questions truthfully about your family history and your medical history.
In addition, the insurance company may check your information against that in a database such as that contained in the Medical Information Bureau so that it can determine whether or not there is any additional data about your medical history, as well as whether or not you may have applied for other types of coMedical Information Bureau so that it can determine whether or not there is any additional data about your medical history, as well as whether or not you may have applied for other types of comedical history, as well as whether or not you may have applied for other types of coverage.
Family history Here, the companies try to access the future health risk by asking questions about family's medical history.
My question is arise when the company was new about the cancer in the proposal form we remark Yes.they issued the Term plan after knowing now the issue arise from the company with the rejection letter they have send the proposal form copy which is showing YES on cancer on health colum the company remark as No.and the company put statement had the correct medical history been disclosed in the proposal for insurance, the company would have declined the proposal upfront and the policy would not have been issued.
Part of researching careers in the world of medical sales involves researching companies to get intel about everything from their history to their profitability.
• Greeted patients as they enter the facility • Took patient information for record purposes • Maintained demographic and insurance information • Verified information by interviewing patients • Reviewed medical history and took vital signs • Educated patients about the facility's policies and medical procedures • Recorded billing information • Managed supplies and equipment • Maintained a safe and clean environment for the patients and the doctors • Liaised with insurance companies • Created and maintained record systems to ensure that patients» information was properly recorded • Manned the telephone exchange, answered telephone calls and provided required information • Registered new patients by assisting them in filling out registration forms and providing them with information on required documents • Prepared examination rooms by ensuring that all equipment and supplied were available and in good working order • Assisted doctors in performing examinations by operating medical equipment and providing them with supplies needed to complete the procedure • Prepared patients for examinations by assisting them in changing into robes and providing them with information on what to expect during the procedure or examination • Created and maintained effective liaison with insurance companies to verify patients» insurance coverage information • Contacted insurance companies to determine the status of submitted claims and follow up on delayed or unpaid claims • Calculated co-pays and provided patients with information on how much coverage their insurance company will provide to them for each procedure • Created and implemented supplies inventory systems and contacted vendors and suppliers to ensure timely delivery of equipment and supplies • Provided one on one information of what to expect from a procedure to patients and their families • Administered medication to patients and ensured that medicine refill requests are timely filled • Oversaw the cleanliness, maintenance and sterilization of medical equipment after each procedure • Scheduled patients for appointments and performed follow up duties to ensure that all appointment slots are filled • Handled any cancelled appointment slots by allotting them to patients on the facility waiting lists