Sentences with phrase «company prices their policies»

Compare the life insurance policies and prices of competing insurers because every company prices their policies differently.

This full underwriting lets the insurance company price the policy most accurately based on your life expectancy.

The only way to know which insurance companies are best for young adults is to compare competing quotes from a handful of auto insurance companies — every car insurance company prices their policies differently.

If the company prices the policy correctly and understands the claim risk it can be profitable, since the premiums it brings in will exceed the benefits it pays out.

Life insurance companies price each policy depending upon a person's age, gender, and health history.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

For many ecommerce companies, customer - return policies can be just as important as the price or the product.

Guests who believe they have experienced racism while using Airbnb may report instances of discrimination to the company or accept Instant Booking listings at a higher price than normal, but there's currently no policy in place to put them on a level playing field with other white guests.

With the core consumer inflation steady in January from a year earlier, it is a sign that a strengthening economy has yet to prompt companies to raise prices, a challenge policy makers have yet to overcome despite years of massive stimulus.

* But there is also a valid policy argument that companies that own both cable channels and cable wires have excessive power over pricing, and that blocking such a merger is a good use of anti-trust power — even if it's an argument you'd usually hear from the left side of the aisle.

The causes of the crisis that nearly killed Bilinkis's company were many: a patronage system, started by Juan and Eva Perón in the 1950s, that grew into a bloated government bureaucracy; a corrupt privatization of government services that sold off some of the country's most valuable assets at fire - sale prices; and a reactionary monetary policy that exacerbated both of these problems.

The real reason Waze commanded such a high price tag — and why Google, Apple, and Facebook have been chasing the company — is buried a few paragraphs into the company's Privacy Policy.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

A number of U.S. companies — notably Google, which European policy makers and regulators have gone after with a vengeance — have paid the price for the NSA's overzealousness.

ACA planners attempted to undermine the insurance company model by proposing a public option - government - managed insurance that officials could deck out with generous benefits while subsidizing coverage to hold down policy prices.

Omada negotiates prices for its program directly with them and has a «bill - based - on - results» policy, so anyone who starts the program but fails won't cost the company or insurer.

Important factors that could cause our actual results and financial condition to differ materially from those indicated in the forward - looking statements include, among others, the following: our ability to successfully and profitably market our products and services; the acceptance of our products and services by patients and healthcare providers; our ability to meet demand for our products and services; the willingness of health insurance companies and other payers to cover Cologuard and adequately reimburse us for our performance of the Cologuard test; the amount and nature of competition from other cancer screening and diagnostic products and services; the effects of the adoption, modification or repeal of any healthcare reform law, rule, order, interpretation or policy; the effects of changes in pricing, coverage and reimbursement for our products and services, including without limitation as a result of the Protecting Access to Medicare Act of 2014; recommendations, guidelines and quality metrics issued by various organizations such as the U.S. Preventive Services Task Force, the American Cancer Society, and the National Committee for Quality Assurance regarding cancer screening or our products and services; our ability to successfully develop new products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our ability to maintain regulatory approvals and comply with applicable regulations; and the other risks and uncertainties described in the Risk Factors and in Management's Discussion and Analysis of Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on Form 10 - Q.

Cyber insurance policies and prices vary depending on a multitude of factors, including the size of the company purchasing the policy, the industry vertical it targets and the breadth and volume of data it retains.

Carriers generally calculate the price of a policy based on the insured company's industry, number of employees, rate of employee turnover, and prior history.

The United Kingdom, France, and the Netherlands are among the nations that are more aggressive about auditing foreign companies» transfer - pricing policies.

Treasury prices rose on Tuesday, pushing yields higher, as fears over the U.S.'s protectionist policies makes a return on reports that the White House may crack down on Chinese investments in American tech companies.

If a central bank eases monetary policy, it stimulates the economy, largely by encouraging households and companies to borrow more and pushing up the prices of many types of financial assets.

(3) regulatory policy to keep the prices charged by natural monopolies such a railroads, power and gas companies in line with actual production costs plus normal profit.

Rob previously served as Chief Credit Officer of GreenSky, where he developed credit policy, pricing and portfolio management strategies to enable significant growth in the company's loan portfolio.

This pricing policy insures ample proceeds to the company and large commissions to the underwriter.

Pursuant to the policy, as revised in February 2009, at each annual meeting of our stockholders, provided that the director has served on the Board for at least six months prior to the annual meeting, a non-employee director would be granted RSUs having a value equal to $ 225,000 divided by the lesser of (i) the trailing average closing trading prices of our common stock for the 180 - day period preceding and ending with the date of the RSU grant or (ii) such number of RSUs as the Board may determine based on additional criteria such as business conditions and / or company performance, outside director compensation practices at peer companies and advice from outside compensation consultants.

Rocketrip's algorithms integrate a company's travel policy with real - time trip pricing and availability to create a personalized Smart Budget for each trip.

If the institution is able to effect a change in corporate policy, its ten shares will produce a $ 100 paper gain when the stock price rises to reflect the company's new value.

Of course there are plenty companies that are upset with that policy because it means they can't compete on price.

trade regulations and procedures and actions affecting production, pricing and marketing of products, including policies adopted by countries that may champion or otherwise favor domestic companies and technologies over foreign competitors;

Last week, Sony forecast that its earnings will fall as a result, and other Japanese companies face a similar squeeze in sales, not only from rising yen / dollar prices but from the global slowdown resulting from two decades of pro-financial anti-labor economic policies.

This implies that the company he works for, in addition to making a decision about his base pay, is also, through its pricing policies, making a decision that likely has an even bigger impact on his income.

The goal of the policy, of course, is to stop companies from using tax havens or transferring pricing rules to avoid paying taxes.

The company's dealings with the pharmacy are now under federal investigation, as are its drug - pricing policies, which have been described by lawmakers as predatory.

A life insurance broker — like Quotacy — offers you competitive pricing and policy options from multiple life insurance companies during the quoting stage.

He says increased price sensitivity among consumers, an accelerated trend of member downgrading their policies, and heightened competitive activity will maintain pressure on the company.

«It seems like the end of this populist movement against the drug companies and their pricing policies,» Leedom said.

That semivariable dividend policy is similar to those of other mining companies, which are going this route to balance cash returns to investors with the volatility of commodity prices.

In addition, the company aligned its assessment of collectibility of the transaction price for sales of vacation ownership products with its credit granting policies.

The company also said it had found no evidence of price - fixing or antitrust behavior, that the government overcharges had resulted from an innocent disagreement over regulatory interpretations and that Mylan's compensation policies were appropriate.

Likewise, from time to time Hard Assets Alliance may engage in affiliate programs offered by other companies, though corporate policy firmly dictates that such agreements will have no influence on any product or service recommendations, nor alter the pricing that would otherwise be available in absence of such an agreement.

The policy chaos — and the hammering of share prices of Australian companies such as Blackmores — was a hot talking point among trade mission delegates visiting the Hangzhou Xiasha cross-border bonded warehouse, a massive facility where goods arrive on a 12 - metre container and leave in individually packaged parcels to Chinese homes.

The brothers wanted to bring happiness to everyone through their delicious products and so they created a policy across the company to sell Ulker products at affordable prices.

Much of the company's diversification — and its past growth and share - price success — is thanks to a constant policy of bolting on businesses, the latest of which has been food maker and distributor Hudson Pacific.

No way: Abbott Laboratories shareholders rejected proposals at the annual meeting for a company policy of voluntary price controls and caps on pharmaceutical products, and the cessation of providing infant formula products to hospitals.

Companies who allow authorized co-ops often have much smaller retailer order requirements, if any, and less stringent MSRP pricing policies so that their retailers can compete with the co-ops fair and square.

While 38 % of the public told us they support freezing energy prices and «reforming the way the energy market operates», 52 % preferred Cameron's policy of forcing energy companies to put consumers on the cheapest deal and simplifying deals available — likely the energy companies» preferred original option.

Then prime minister David Cameron derided the policy as «Marxist», while Chancellor George Osborne said it would mean companies would not invest and prices would go up for consumers in the long term.

Combination of economic trends and policies Still, for now an array of Obama administration actions and economic trends are conspiring to cut emissions, according to EIA: Americans are using less oil because of high gasoline prices; carmakers are complying with federal fuel economy standards; electricity companies are becoming more efficient; state renewable energy rules are ushering wind and solar energy onto the power grids; gas prices are competitive with coal; and federal air quality regulations are closing the dirtiest power plants.

In addition to his tenure at Lilly, he also consulted for various biopharmaceutical and health insurance companies on federal and state policy, sales, marketing, pricing, reimbursement, access and distribution.