Sentences with phrase «comparable permanent life»

At the present time, however, term life insurance is almost always the cheapest way to go, meaning that the quotes for $ 1 million to $ 2 million of term life coverage will likely be much lower than for comparable permanent life insurance coverage.

Term life insurance is simpler to understand and usually much less expensive than a comparable permanent life insurance policy, which is why term life insurance is often the better choice for the majority of consumers.

In most cases, this refers to the difference in premium that you would have paid on a comparable permanent life insurance policy — and oftentimes this difference can be quite substantial.

Because of this, the premium that is charged for term life insurance is typically less than that of a comparable permanent life insurance plan.

With term life, there is death benefit protection only, with no cash value build up — and because of that, term life insurance can frequently cost less than a comparable permanent life insurance policy (all other factors being equal).

Certainly, one of the key advantages of the term life insurance products that are offered through Primerica is the lower rates (as compared to a comparable permanent life insurance policy).

Because of that, this type of coverage can typically be quite affordable — especially as it relates to a comparable permanent life insurance policy.

Because of this, term insurance is typically more affordable than a comparable permanent life insurance policy.

Because of this, term life insurance policies are usually more affordable than comparable permanent life insurance plans — especially for those who are younger and in relatively good health.

Because of this more «basic» type of coverage, term life insurance is usually much more affordable than a comparable permanent life insurance policy — with all other factors being equal.

Because of that, the premium for term life are frequently more affordable than those of a comparable permanent life insurance plan.

With no cash value, the premiums on term life insurance are oftentimes very affordable in comparison to a comparable permanent life insurance policy.

With term life insurance, there is death benefit coverage only, without any type of cash value or savings build up — and because of that, term life insurance can often be much more affordable than a comparable permanent life insurance policy option (with all other factors being equal).

Because of this, the premium for term life insurance can be less than that of a comparable permanent life plan.

Therefore, a term life insurance policy will usually be much more affordable than a comparable permanent life insurance policy.

Because there aren't a lot of «bells and whistles» on term life insurance coverage, the premium cost for these policies will typically be less than that of a comparable permanent life insurance policy — with all other factors being equal.

Also, if the coverage is convertible (the coverage can be «converted» to a comparable permanent life insurance policy, without the need to provide evidence of insurability), you can get the coverage you need today — with the ability to purchase permanent insurance coverage in the future.

Term life insurance is simpler to understand and usually much less expensive than a comparable permanent life insurance policy, which is why term life insurance is often the better choice for the majority of consumers.

With term life, there is death benefit protection only, with no cash value build up — and because of that, term life insurance can frequently cost less than a comparable permanent life insurance policy (all other factors being equal).

Not exact matches

Losers in Space by John Barnes Published by Viking; ages 14 & up In the year 2129, the United Nations» Permanent Peace and Prosperity governs the world and 96 % of the global population al lows robots to do their work and lives on the social minimum, a government allowance comparable to two million dollars a year today.

In the year 2129, the United Nations» Permanent Peace and Prosperity governs the world and 96 % of the global population allows robots to do their work and lives on the social minimum, a government allowance comparable to two million dollars a year today.

While the initial premium on term life coverage is less than a comparable amount of permanent coverage, over time term life insurance premiums can become quite high.

That can be handy, as a permanent life insurance policy tends to cost more than comparable term life policies.

As such, this insurance option has modest premiums for comparable benefit amounts to either a permanent or temporary life insurance.

Protective Life Corporation, an A + rated company founded in 1907, offers a unique universal life insurance policy comparable to a term life policy, which acts like a term policy and converts to a reducing permanent policy after the requested tLife Corporation, an A + rated company founded in 1907, offers a unique universal life insurance policy comparable to a term life policy, which acts like a term policy and converts to a reducing permanent policy after the requested tlife insurance policy comparable to a term life policy, which acts like a term policy and converts to a reducing permanent policy after the requested tlife policy, which acts like a term policy and converts to a reducing permanent policy after the requested term.

That can be handy, as a permanent life insurance policy tends to cost more than comparable term life policies.

While the initial premium on term life coverage is typically less than a comparable amount of permanent coverage, over time term life insurance premiums can become quite high.

This type of life insurance doesn't offer cash value build up, so it is often more affordable than a comparable amount of permanent insurance such as whole life or universal life coverage.

It is for this reason that the premium for term coverage is typically less than that of permanent life insurance plans with a comparable amount of death benefit coverage — at least initially.

With term life coverage, your premiums start out lower than comparable permanent coverage and stay fixed for the initial term.

While the premiums on permanent life insurance may be higher than those of a comparable term life policy, this is primarily due to the fact that some of the premium is going towards the cash value portion of the policy.

Therefore, while the amount of a permanent life insurance policy's premium may start out higher than that of a comparable amount of term coverage initially, over time a permanent policy's premium could end up to be less.

While these policies may cost more in premium (at least initially) than a comparable term life plan — with all other factors being equal — there are some definite advantages to going with a permanent life insurance policy.

Because of this, the premium that is charged for term life insurance is usually much lower than that of a comparable permanent plan.

Because of both the death benefit and the cash value component that are offered with permanent forms of no exam life insurance, the premium for these types of policies is usually higher than it is for a comparable amount of no medical exam term life insurance protection.

In many cases, permanent life insurance quotes will be higher than term life quotes for a comparable amount of death benefit coverage on an individual.

Because of this, even though term life insurance policies will often start out with a lower premium than a comparable permanent policy, at a higher age, the insured will typically have to pay much more.

Because of this, term life insurance can often be much more affordable than a comparable permanent insurance policy.

Because term life provides death benefit coverage only, it is typically not as costly as a comparable permanent policy that provides the same amount of coverage along with cash value builds up.

Although the premium that is charged on a permanent life insurance policy will usually start out higher than that of a comparable term life insurance plan, the amount of the premium on a permanent policy will typically be locked in for life.

Because of this, as well as the cash value build - up, the premium on a permanent life insurance policy may start out to be higher than that of a comparable term life policy.

By purchasing a term life policy over a comparable amount of permanent life insurance coverage, you will be savings a great deal in premium.

Therefore, for someone who is on a fixed budget, a permanent life insurance policy may be a good option — even though these policies will oftentimes start out with a higher premium cost than a comparable term insurance policy with the same amount of death benefit.

This is because term life insurance for seniors is cheaper than comparable permanent policies, and the term policy will cover you and your family for the duration of time you need it.

Since permanent life insurance allows you to lock in a rate for the duration, it is generally more expensive than a comparable term policy.

Because term is written as temporary insurance and is not necessarily intended to pay out, large policies cost a fraction of the cost of a comparable permanent option, such as variable, whole or universal life.

That's because permanent life insurance payments are made up of two parts: the regular insurance premium, which is comparable to the premium amount for the same coverage in a term life policy, and the cash value, or «overpayment» amount.

Because of this, permanent life insurance can be more costly than purchasing a comparable amount of term life insurance.

Even though permanent life insurance offers fixed premiums throughout the entire life of the policy, these premiums will typically start out higher than those of a comparable term life insurance policy.