The initial
interest rate offered may be slightly higher than
comparable variable rates, but the lender can not change the
interest rate
charged on the loan, no matter what takes place
with interest rates in the market over time.
While they are the only company of our top picks to
charge a check processing fee — it will cost you $ 7 each time you pay your bill
with a check rather than electronically — their
interest rates and fees are
comparable to Prosper.