Sentences with phrase «compared with their credit limits»

Harzog says this will help keep your debt utilization low, meaning the amount of your balance compared with your credit limit.

As you can easily see, if your reports show that you are revolving balances on your credit cards from month to month, especially high balances when compared with your credit limits, it might make you appear to be a higher credit risk in the eyes of a lender.

Not exact matches

In addition to being a flexible financing and purchasing tool, there are other benefits associated with business credit cards, which include more sophisticated reporting and expense tracking, the ability to issue multiple cards to employees on the same account, more flexible payment options, and often larger credit limits compared to personal credit cards.

Both options will also get rid of any lingering score damage caused by having card accounts with such a high credit utilization — the amount you have borrowed compared to your credit limits.

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Credit bureaus consider factors such as how long you've had your credit - card accounts and your balances compared with the available credit lCredit bureaus consider factors such as how long you've had your credit - card accounts and your balances compared with the available credit lcredit - card accounts and your balances compared with the available credit lcredit limits.

For example, new information on your credit report, such as opening a new credit account, is more likely to have a larger impact for someone with a limited credit history as compared to someone with a very full credit history.

However, this particular area seems woefully limited, with only a handful of entries available, as compared to the shopping experience and deals selections you can get from other credit card rewards programs and card companies.

Banks are more willing to give offers to people with limited / no credit, compared to people with bad credit history.

Barry forgot to pay a couple bills a couple years ago and has a higher revolving balance on his credit cards when compared with his credit card limits.

One of the main factors used to determine your credit score is called your credit utilization ratio, which compares your total credit limit among your cards with how much you owe in total.

Because your credit score is determined, in part, by the amount of credit card debt you carry compared with your credit card limits (the «credit utilization ratio»), transferring a balance to a new card can help you pay off debt and improve your credit score.

BlueVine's lines of credit feature higher credit limits when compared with those offered by similar lenders.

On the plus side, if you pay off a card balance that's close to the credit limit, you may improve your «utilization ratio» — the ratio that compares your credit limits with the balances you currently have — provided you leave the card open after paying it off.

Borrowers with impaired credit histories may have limited access to emergency funds compared with their prime counterparts, giving them less wiggle room when debt servicing costs rise.

Closing an account in this case may dramatically alter your credit utilization ratio, which is the credit you're using compared with your open, available credit limits.

That's because a credit score also reflects the outstanding balance on a credit card compared with the overall credit limit.

This renewed activity will allow you to begin countering some of that past negative credit history with a record of consistent on - time payments and low credit utilization — the amount you have borrowed compared to your credit limits.

Around 70 % of your credit score is determined by your payments history and your credit utilization ratio, which is how much you owe on your credit cards compared with the total limit on all of those cards combined.

Yet, a score ranging from the high 600s to low 700s is readily achievable from a new account with a history, brief as it may be, of current payments and low credit utilization — the amount you have borrowed compared to your credit limits.

The good news is that many small business credit cards do not carry spending limits, which means you as a business owner have the flexibility to charge based on your business needs.When you compare small business credit cards with personal credit cards, you will find that the best business credit cards have higher credit limits.

If you compare lines of credit with credit cards, you will realise that you enjoy higher credit limit on a line of credit than what other loans or credit cards offer.

Compare this with someone who has 4 credit cards for a total $ 25,000 spending limit and the same $ 2,500 balance.

Since their implementation, the cameras have been credited with reducing the urge to drive 10mph above the posted speed limit by 59 % when compared with counties not using these same devices.