In order to remain
competitive against lenders outside the securitization landscape, CMBS lenders may be raising their conduit leverage allowance to attract more borrowers, especially giving the lower volume of CRE projects that will be in need of refinancing starting this year.
Unlike conventional home loans, FHA loans are government - backed, which protects
lenders against defaults, making it possible to for them to offer prospective borrowers more
competitive interest rates on traditionally more risky loans.