Discounts for seniors: Arkansas law helps senior drivers save by requiring car insurance companies to give a discount to drivers over 55 who have
completed an accident prevention course approved by the state's Office of Motor Vehicles.
You'll also need to tell them if the driver needs an SR22 filing or not, if the driver has
completed an accident prevention course and if they have had an incident in the last 35 months.
A three - year discount is mandatory if you successfully
complete an accident prevention course approved by the insurance company of the policyholder.
The Insurance Information Institute says drivers over 55 can qualify for lower auto insurance rates if
they complete an accident prevention course.
For example, those over 55 years of age can get a reduction in their auto insurance premium if they successfully
complete an accident prevention course (available through local and state agencies as well as through the AAA and AARP).
These are during unfortunate situations wherein the motorist commits a moving violation and the court proposes
completing an accident prevention course as an alternative to paying the full fine for, say, speeding.
Florida Statute 627.0652 requires insurance companies to provide a discount for drivers 55 years of age or older who have successfully
completed our accident prevention course.
We encourage you to call your insurance company to determine how much they discount your policy for
completing the accident prevention course for experienced drivers (typically 5 - 15 %).
New York's Internet Point Insurance Reduction Program (IPIRP) will soon allow New York drivers to
complete an accident prevention course on the web instead of in the classroom.
Not exact matches
Mature Driver — as an experienced driver over the age of 60, you can save on your insurance by
completing an approved
accident prevention course.
Available to: Individuals 55 or older (sometimes the threshold is 60 or 65, depending on state laws or insurer guidelines) who have successfully
completed an approved
accident -
prevention class, such as the AARP defensive driving
course.
Drivers age 55 and up can get additional savings in Minnesota by
completing a state - approved
accident prevention course and earning a car insurance discount.
Applies if the rated driver has
completed a state - approved
accident prevention course and meets state - specified age requirements; state - specific eligibility requirements apply in relation to a driver's incident history
Defensive driving discount: State law requires that the principal driver of a vehicle that has voluntarily and successfully
completed an approved motor vehicle
accident prevention course receive a discount.
Some good news for older drivers in VA is that the state requires car insurance companies to offer a reduction in premium rates to anyone over the age of 55 who
completes a state - approved
accident prevention course.
To learn how to safely operate a motor vehicle, without causing
accidents or violations,
complete a state - approved
accident prevention course.
You may be able to
complete an
accident prevention traffic school
course to earn a safe driving discount on your car insurance.
Arkansas state law requires insurance companies to offer a discount to those 55 and older who
complete a motor vehicle
accident prevention course.
If the principal operator of a motor vehicle has successfully
completed an acceptable
accident prevention course, then the insurer of such motor vehicle shall, for a period of three years following completion of the
course, reduce the liability premium of the insured by no less than 10 percent of the insurer's liability base rate in the rating territory applicable to such motor vehicle.
If the principal operator of these vehicles successfully
completes an acceptable
accident prevention course, the vehicles would be eligible for an appropriate premium reduction from their liability base rate.
If you have a Florida Driver's License and are 55 years of age or older, you are now eligible to
complete a motor vehicle
accident prevention course that will allow you to receive a mandatory reduction on your insurance rate for three years (Florida Statutes 627.0652).
Chapter 685 of the Laws of 1979 adds a new Section 176 (7) to the Insurance Law, which requires motor vehicle liability insurers to «provide for an appropriate reduction in premium charges for any insured for a three year period after successfully
completing a motor vehicle
accident prevention course, known as the Defensive Driving Course, administered by the National Safety Council.&
course, known as the Defensive Driving
Course, administered by the National Safety Council.&
Course, administered by the National Safety Council.»
Beginning with the effective date of an insurer's
accident prevention / premium reduction program, the insurer shall provide all newly written insureds, and all other insureds no later than their next renewal, with
complete and easily understandable information describing the availability of an
accident prevention course and the premium reductions resulting from successful completion of such a
course.
If an acceptable
accident prevention course is
completed sometime during a policy period, when does the premium reduction begin?
(1) Any rates, rating schedules, or rating manuals for the liability, personal injury protection, and collision coverages of a motor vehicle insurance policy filed with the office shall provide for an appropriate reduction in premium charges as to such coverages when the principal operator on the covered vehicle is an insured 55 years of age or older who has successfully
completed a motor vehicle
accident prevention course approved by the Department of Highway Safety and Motor Vehicles.
It all works to make this
accident prevention course interesting, enjoyable, and a breeze to
complete!
Accident prevention discount: Up to 5 percent if 55 or older and have
completed an approved
accident prevention course.
According to the 2013 Tennessee Code Annotated § 56-7-1107, the rates and premiums for every automobile insurance policy must include a provision for appropriate reductions for any motor vehicle — provided that the driver is over 55 years old and has recently
completed a motor vehicle
accident prevention course approved by the Commissioner.
If you're at least 55 years old and own a Florida Driver's License, successfully
completing a motor vehicle
accident prevention course allows you to save on your auto insurance premiums for three years.
If you are older than 55 years old and you
complete an Alaska DMV - approved defensive driving
course /
accident prevention program, your car insurance company will apply an insurance discount for at least 3 years.
Florida drivers age 55 and older can save money on their auto insurance simply by
completing a 6 - hour
accident prevention course.
Additionally, drivers 60 years of age and older are eligible to receive a minimum five percent discount on their auto insurance policy by
completing a state - approved
accident prevention course.
To avoid further violations and to learn how to operate a motor vehicle safely without causing
accidents,
complete a state - approved
accident prevention course.
Florida adult drivers age 25 — 54 can save money on their auto insurance simply by
completing a 4 - hour
accident prevention course.
Mature Drivers If you have a Florida Driver's License and are 55 years of age or older, you are now eligible to
complete a 6 hour motor vehicle
accident prevention course that will enable you