Too few people understand the credit industry and how something as simple and
complicated as a credit score affects everything they do.
Not exact matches
Mario Bava's first
credited feature film
as director has appeared in various
complicated guises since its release 47 years ago in Italy — the original Director's Cut in Italian, the Director's Cut with an English dub track prepared by the Italian producers and released only in Europe, and the AIP re-edit, which had the U.S. distributor cutting it down for faster pacing, re-dubbing the dialogue with its own stable of voice actors, and replacing Roberto Nicolosi's original
score with a more punchy, aggressive version by AIP's all - in - one music department, Les Baxter.
The recent attention and importance given to
credit scores may also have contributed to consumers» increased knowledge about new, somewhat
complicated consumer protections about
credit score disclosures, such
as knowing when lenders who use generic
credit scores must inform borrowers what those
scores are.
Many millennials don't understand the student loans that they take out, let alone things
as complicated as credit and
credit scores.
But
credit scores and
credit reports can be
complicated topics — and
as is the case with most
complicated subjects, misinformation is likely to spread.
A
complicating factor in all this: The three major bureaus have created their own
credit score — known
as Vantage — which also excludes consideration of authorized user accounts.
You may simply be seeing your
scores just doing what
scores do,
as part of a
complicated credit reporting and
scoring system made up of many moving parts.
Credit scores are not
as complicated as some of us assume.
«Born again» new
credit To make things a little more
complicated, in FICO's eyes, new
credit isn't all bad: Recent «catch - up» payments for older delinquent accounts are treated
as new
credit and are positive for your
score, while the careful use of new loan accounts can help reduce the
scoring impact from any past borrowing mistakes.
A
complicating factor in all this: The three major bureaus have created their own
credit score - known
as Vantage - that also excludes consideration of authorized user accounts.
There's no quick
credit score fix — Credit scoring formulas are as complicated as our often - tangled personal
credit score fix —
Credit scoring formulas are as complicated as our often - tangled personal
Credit scoring formulas are
as complicated as our often - tangled personal lives.
However, you are not the average person — and your insurer will rate you according to a huge variety of factors, from things
as simple
as your
credit score and driving / claims history to things
as complicated as the color of your car and the crime statistics associated with the neighborhood in which you garage your car.