Despite this general rule, courts have struggled with questions involving making
owners of programmed systems responsible for damages suffered by
third parties as a result of their use, in many cases due to policy
concerns about imposing such liability... there is a significant difference between an entity that makes copies at the request of an individual and an entity that uses pre-programmed computers to carry out the request automatically...
Employers» Liability is
concerned with covering your business against claims made by employees for work - related accidents, injuries or illnesses, while Public Liability Insurance covers businesses against claims from
third parties who suffered physical injury or death as a direct result of the business
owners» negligence.