OTOH, I don't like PetPlan's per
condition annual deductible, and I'm concerned about their reportedly substantial annual price increases — which, presumably, Healthy Paws doesn't have.
Not exact matches
Annual deductible payments will be totalled across the year, regardless of whether your pet suffers from the same or different medical
conditions, and will reset every 12 months.
For both types of
deductible, it is important to submit a claim for every vet bill you receive for each
condition so that all the payments you make are counted against your per
condition or
annual deductible amount.
Conditions: Cancer (Nerve Sheath Tumor at base of his tail that was initially determined to be inoperable and fatal) Healthy Paws Pet Insurance protected since: 2013 Plan details:
Annual deductible $ 100; Reimbursement level options of 90 % Veterinary bills for this treatment: $ 21,559 Reimbursement: $ 18,100
The biggest difference for us is that Petplan charges a «per
condition»
deductible of $ 300 (it's $ 48 per month if you'd like an
annual deductible), and Healthy Paws has an «
annual»
deductible of $ 250 with much lower rates.
One main difference is that Healthy Paws has an
annual deductible whereas Trupanion's
deductible is per -
condition and lifetime.
Deductible - They now offer an annual deductible in addition to a per - condition d
Deductible - They now offer an
annual deductible in addition to a per - condition d
deductible in addition to a per -
condition deductibledeductible.
As you can see in the quote above, you'll only save about $ 40 annually on your premium when getting the per -
condition deductible vs. the
annual deductible.
If your pet is incredibly unlucky (maybe developing 5 unrelated
conditions in a year), you would be paying more in that first year than if you had an
annual deductible.
If you're deciding between which
deductible (and which pet insurance company) is best for you, Policy Genius notes that no matter if it's lifetime per
condition or
annual, «the important thing is to choose a
deductible amount that you're comfortable paying.»
When comparing Healthy Paws to Petplan, consider several items including Petplan's
annual limits on claim payouts, and choosing between
annual or per -
condition deductibles.
They have unlimited lifetime reimbursement, and have an
annual, not per - incident / per -
condition deductible.
Dental savings plans do not have waiting periods,
annual spending caps,
deductibles or exclusions for pre-existing
conditions.
There are no exclusions for preexisting
conditions, no
annual spending limit, no
deductible to meet, and no claims to file.
Our
deductible is
annual which means you only have to meet your
deductible once per policy term — not every vet visit, or once for every different type of
condition, which is how some pet insurance companies operate.