Although ghetto and other poor people are being served by many centers (one
condition is that they must give help to anyone within a certain
geographic area), minority groups
in particular have often viewed such services as being offered by an alien «university whitey» who,
in their opinion, fails to consult them about the kinds of services they need.
Trends, characteristics, or
conditions in the neighborhood or
geographic area surrounding a housing accommodation, unless the financial institution can demonstrate
in the
particular case that such consideration is required to avoid an unsafe and unsound business practice.