Sentences with phrase «conditions in a policy year»

What if you have to file a very large claim or your pet is treated for multiple conditions in a policy year?

Not exact matches

«International investors have embraced the positive changes in the accessibility of the China A shares market over the last few years and now all conditions are set for MSCI to proceed with the first step of the inclusion,» Remy Briand, MSCI Managing Director and Chairman of the MSCI Index Policy Committee, said in a release.

Again, as many as three rate hikes are expected in 2017 — unlike the one this year — with Fed Chair Janet Yellen commenting that economic conditions have improved well enough to warrant a more aggressive policy.

[16:00] Pain + reflection = progress [16:30] Creating a meritocracy to draw the best out of everybody [18:30] How to raise your probability of being right [18:50] Why we are conditioned to need to be right [19:30] The neuroscience factor [19:50] The habitual and environmental factor [20:20] How to get to the other side [21:20] Great collective decision - making [21:50] The 5 things you need to be successful [21:55] Create audacious goals [22:15] Why you need problems [22:25] Diagnose the problems to determine the root causes [22:50] Determine the design for what you will do about the root causes [23:00] Decide to work with people who are strong where you are weak [23:15] Push through to results [23:20] The loop of success [24:15] Ray's new instinctual approach to failure [24:40] Tony's ritual after every event [25:30] The review that changed Ray's outlook on leadership [27:30] Creating new policies based on fairness and truth [28:00] What people are missing about Ray's culture [29:30] Creating meaningful work and meaningful relationships [30:15] The importance of radical honesty [30:50] Thoughtful disagreement [32:10] Why it was the relationships that changed Ray's life [33:10] Ray's biggest weakness and how he overcame it [34:30] The jungle metaphor [36:00] The dot collector — deciding what to listen to [40:15] The wanting of meritocratic decision - making [41:40] How to see bubbles and busts [42:40] Productivity [43:00] Where we are in the cycle [43:40] What the Fed will do [44:05] We are late in the long - term debt cycle [44:30] Long - term debt is going to be squeezing us [45:00] We have 2 economies [45:30] This year is very similar to 1937 [46:10] The top tenth of the top 1 % of wealth = bottom 90 % combined [46:25] How this creates populism [47:00] The economy for the bottom 60 % isn't growing [48:20] If you look at averages, the country is in a bind [49:10] What are the overarching principles that bind us together?

Our Multi-Asset Solutions CIO Ed Perks, Head of Equities Stephen Dover and Templeton Global Macro CIO Michael Hasenstab recently recorded a podcast discussing the changing fiscal and monetary policy conditions in the year ahead.

The primary effect of the Federal Reserve's policy of quantitative easing in recent years was to disrupt that sequence by intentionally encouraging continued yield - seeking speculation despite persistent overvalued, overbought, overbullish conditions.

The deterioration in conditions over the past year has reflected a combination of circumstances including the decline in intra-regional trade, the substantial fiscal policy tightening implemented during 1997, and the poor condition of the Japanese banking system.

The highest unemployment rate in America in 40 years, although attributable in part to the disastrous policies of Reaganomics, thus points to conditions developing prior to this administration.

In his opening remarks, New York State Republican Chairman Edward Cox said New York State is the least business - friendly of all states in the nation and 11 years of policies under Democratic governors has worsened conditions and killed jobIn his opening remarks, New York State Republican Chairman Edward Cox said New York State is the least business - friendly of all states in the nation and 11 years of policies under Democratic governors has worsened conditions and killed jobin the nation and 11 years of policies under Democratic governors has worsened conditions and killed jobs.

I also pointed out that Nigerian manufacturing was already in recession by then and noted that «all major macroeconomic indices are trending negative» including inflation, FX and capital markets, and jobs and warned that «the Nigerian economy exhibits recessionary conditions with Q2 growth approaching one - third of the level just one year earlier» and counselled that «the slide to an actual recession may still be averted with a strong economic team and sound policy».

The closest this country has come to a minority government in recent years is the 1977 Lib - Lab pact, when a beleaguered Labour government with no overall majority agreed to accept a range of Liberal party policy proposals — on condition the Liberals voted with Labour in any no confidence votes.

«If you look at your own bill across the year, you'll probably see that your usage is highest in the summer, when you're running the air conditioning,» said Catherine Hausman, assistant professor at U-M's Gerald R. Ford School of Public Policy.

Citing its own data, Henry Ford researchers say the health system achieved employee vaccination rates of 99 percent in the first two years of its mandatory policy, in which annual vaccination compliance is a condition of employment.

«From a policy perspective, we have to recognize that we have been trending toward drier conditions over the last 1,500 years and the warming in Nevada is only going to exacerbate that trend,» he said, noting that «warmer temperatures cause more soil moisture to evaporate so you amplify the effects of drought when climate is warming.

Although the political conditions may not be ripe for major policy reform in special education this year, there is a growing consensus that we can and must design a better system for diagnosing, educating, and verifying the educational progress of special education students.

Much will be learned from these experiences in the years ahead, but for the time being one immediate takeaway merits repeating: Local policy prerogatives and dire financial conditions trumped federal pleas for reform and led to the spending of massive amounts of aid on preserving the status quo and protecting existing jobs and programs.

Keep in mind that you must be healthy enough to qualify, and any new policy will exclude pre-existing conditions for at least one year.

In an exclusive interview with The Globe and Mail on the heels of the Fed's monetary - policy decision Tuesday - in which the central bank took a small step back into re-investing some of its own balance sheet to ease monetary conditions - the influential bond manager gave a vote of confidence to the Fed's strategy, criticized the Obama administration and Congress for a their lack of innovation and leadership, and argued that unless big government - policy changes are made, the United States faces years of economic stagnatioIn an exclusive interview with The Globe and Mail on the heels of the Fed's monetary - policy decision Tuesday - in which the central bank took a small step back into re-investing some of its own balance sheet to ease monetary conditions - the influential bond manager gave a vote of confidence to the Fed's strategy, criticized the Obama administration and Congress for a their lack of innovation and leadership, and argued that unless big government - policy changes are made, the United States faces years of economic stagnatioin which the central bank took a small step back into re-investing some of its own balance sheet to ease monetary conditions - the influential bond manager gave a vote of confidence to the Fed's strategy, criticized the Obama administration and Congress for a their lack of innovation and leadership, and argued that unless big government - policy changes are made, the United States faces years of economic stagnation.

Finally, underwriters will need to know if other underlying conditions are present, such as a diagnosis of depression which could raise a red flag and lead a denial of your application or approval with only limited benefits during the first few years your policy is in place.

Just as the euro was being launched 10 years ago, we wrote in our Dec. 1998 Insight that with a common currency, individual countries would be forced to rely on fiscal policy to deal with local business conditions and «the limit on fiscal stimulus will be default risks.

Sainsbury's estimates that over 60,000 cats and dogs in Britain could suffer from «Master Separation Syndrome,» and it offers a policy that pays benefits of up to # 1,000 per condition for treatments and # 250 a year for damage brought on by such behavioral problems.

To the best of my knowledge, the Buddha taught a way for each individual to come out of suffering, to understand the nature of existence, the Dhamma, through observing with detachment its manifestation within oneself and thus purifying oneself of all past conditionings, defilements; but in his 45 - year ministry, he did not comment on policy issues beyond his mission.

«Since I fought fire in Alaska over 30 years ago, the planet has rapidly warmed and wildfire conditions have noticeably deteriorated,» commented Nicky Sundt, a former U.S. Forest Service smokejumper who now works on climate policy at the World Wildlife Fund, by email.

In stark comparison, the IEA estimates that coal demand grew in 2017 after a two - year decline and forecasts continued demand growth at least for the next five years, absent a change in policy and market conditionIn stark comparison, the IEA estimates that coal demand grew in 2017 after a two - year decline and forecasts continued demand growth at least for the next five years, absent a change in policy and market conditionin 2017 after a two - year decline and forecasts continued demand growth at least for the next five years, absent a change in policy and market conditionin policy and market conditions.

The first thing to note with Tri-Agency Policy is that it considerably abridges the author and publisher's right to restrict access, limiting it to twelve months rather fifty years after the author's death (whether the author retains the copyright or assigns it to the publisher, which is often a condition for publication in scholarly publishing).

Free look period is the period where in you can return the policy if you are not satisfied with the terms and conditions of LIC New Money Back Plan 20 Years.

(Term life insurance policies are only in force for a certain, set period of time such as 10, 15, 20, 25, or 30 years and then they will automatically expire, leaving the insured to have to re-qualify for coverage if they want to remain insured at their then - current age and health condition).

In the event that you are diagnosed with a chronic or terminal illness after the two year graded benefit period, included riders in the policy allow for you to access portions of the death benefits early to help offset additional costs that arise due to your conditioIn the event that you are diagnosed with a chronic or terminal illness after the two year graded benefit period, included riders in the policy allow for you to access portions of the death benefits early to help offset additional costs that arise due to your conditioin the policy allow for you to access portions of the death benefits early to help offset additional costs that arise due to your condition.

The last thing to be aware of is these policies have either a 2 or 3 year exclusion period in which they do not pay the full benefit amount if death occurs within this exclusion period due to health conditions (accidents are covered).

Pre-Existing Conditions: Inbound Choice insurance covers acute onset of pre-existing conditions up to the chosen policy maximum for persons below the age of 70 years, as long as the the acute onset occurred in the U.S. and the treatment is received in the U.SConditions: Inbound Choice insurance covers acute onset of pre-existing conditions up to the chosen policy maximum for persons below the age of 70 years, as long as the the acute onset occurred in the U.S. and the treatment is received in the U.Sconditions up to the chosen policy maximum for persons below the age of 70 years, as long as the the acute onset occurred in the U.S. and the treatment is received in the U.S. as well.

The term insurance cover nullifies if the insured person commits suicide just in the time span of one year of the policy or reinstatement and this does not depend on the mental condition of the insured person.

For instance, if a five - year policy is purchased, one may assume that any negative health condition is unlikely to manifest in such a short period.

There are limitations and conditions regarding payment of benefits due to misrepresentations on the application or when death is the result of suicide in the first two policy years.

If you have a pre-existing condition, the insurance company may impose one year waiting period in which you can not avail the benefits of the policy.

In order to be excluded under this condition, the reassignment of the life insurance policy must have occurred at least three years prior to the time of death.

One of the best benefits from buying a 30 year policy is the protection from any health conditions that may arise in that 30 year period.

Does an insurance broker receive a salary?That's a dirty little secret the insurance industry does not want you to know, for fear it could kill the sale.If the public knew that general agent gets 120 percent or which I get 85 percent associated with first - year premium, that could be an eye - opener,» admits one life agent, who spoke on condition of anonymity.For example, why don't we say you purchased an entire, universal, variable life or term life policy from Ann and paid $ 1,000 in premiums the initial year.

Inbound Immigrant insurance covers acute onset of pre-existing conditions up to the chosen policy maximum for persons below the age of 70 years, as long as the the acute onset occurred in the U.S. and the treatment is received in the U.S. as well.

Another common fear that individuals have in purchasing a 30 - year term life insurance policy is that if they have health conditions, will that prevent them from not getting approved?

It is also an indicative of the terms, conditions, warranties and exceptions contained in the policy terms and conditions of Exide Life Golden Years Retirement Plan.

In some limited cases, you may even be able to obtain a 40 - year term policy — depending on your age and health condition at the time of application.

Policy holders should inform their health insurance provider about any change in the health condition that has occurred during the previous year.

In an effort to control the abuse of existing terms and conditions on claims settlement, IRDAI attempts to coerce the insurers to pay the sum assured to the policyholders who renew their policy but commit suicide within the first year of reinstatement of policy.

For example, suppose that under your previous policy, a medical condition was not included in the coverage for the first 2 years.

Option to discontinue the policy in the eventuality of any unforeseen financial condition, subject to charges if discontinued before 5 years

If you live in an area with winter weather conditions, where it is impossible to use your motorcycle for a portion of the year, make sure you get a «lay - up» policy for the portion of the year you are not using the bike.

In the event of accidental death during the tenure of the policy (provided the life assured is aged 18 years & above on the date of death), an additional sum assured is payable apart from the death benefit mentioned above as per the policy terms and conditions.

Easy Procedure: In case, you are heading to buy a fresh endowment policy at 45 + years of age, a medical check - up would be required that may lead to rejection of insurance, due to the bad health condition.

Free look period is the period where in you can return the policy if you are not satisfied with the terms and conditions of Exide Life Golden Years Retirement Plan.

Final Bonus may also be declared under the policy in the year when the policy results into a claim either by death or maturity on such terms and conditions as may be declared by the corporation from time to time.