Sentences with phrase «conditions of the policies issued»

We encourage you to review the terms and conditions of the policy issued to you.

The terms and conditions of the policies issued are controlling in all cases.

Not exact matches

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

Important factors that could cause our actual results and financial condition to differ materially from those indicated in the forward - looking statements include, among others, the following: our ability to successfully and profitably market our products and services; the acceptance of our products and services by patients and healthcare providers; our ability to meet demand for our products and services; the willingness of health insurance companies and other payers to cover Cologuard and adequately reimburse us for our performance of the Cologuard test; the amount and nature of competition from other cancer screening and diagnostic products and services; the effects of the adoption, modification or repeal of any healthcare reform law, rule, order, interpretation or policy; the effects of changes in pricing, coverage and reimbursement for our products and services, including without limitation as a result of the Protecting Access to Medicare Act of 2014; recommendations, guidelines and quality metrics issued by various organizations such as the U.S. Preventive Services Task Force, the American Cancer Society, and the National Committee for Quality Assurance regarding cancer screening or our products and services; our ability to successfully develop new products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our ability to maintain regulatory approvals and comply with applicable regulations; and the other risks and uncertainties described in the Risk Factors and in Management's Discussion and Analysis of Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on Form 10 - Q.

Considering insurers will accept the vast majority of medical issues, we wouldn't recommend a guaranteed acceptance policy unless you have a severe condition or can't handle daily activities by yourself.

The Federal Reserve's Federal Open Market Committee (FOMC) issues a desired target rate in response to economic conditions as part of its monetary policy to maintain a healthy economy.

The majority opinion, issued by Justice Ruth Bader Ginsburg, said that Hastings College of the Law's «all comers» policy, which required all groups to open all positions to all students, «is a reasonable, viewpoint - neutral condition on access to the student - organization forum.»

He intelligently applies such truisms to various marketing and public policy issues, but they are in service to his larger point: forget the formation of character and persuading people about whether something is true» the way to get things done is to condition behavior.

That's one of the huge issues today — young and healthy people assume they don't need health care — or in some cases, can not get health care — perhaps as youths they had medical conditions — and prior to Obama's new law — there were more restrictions as to whom qualified as a dependent under their parents policy.

Dlamini - Zuma urged Heads of State to create conditions for member states to issue the passport to their citizens, «within their national policies, as and when they are ready.»

In a study appearing in the March 15 issue of JAMA, Kathryn Rough, Sc.M., of Brigham and Women's Hospital, Boston, and colleagues examined the association between implementation of the Centers for Medicare & Medicaid Services (CMS) suppression policy of substance abuse - related claims and rates of diagnoses for nonsubstance abuse conditions in Medicaid data.

These strategies involve 1) accurately informing the general public and the policy community regarding the condition of schools, that is, their financing, their achievement, and the relationship between the two; 2) conducting empirical research aimed at understanding issues of productivity in education; 3) informing policymakers and school managers regarding means by which budget cuts can be made without eviscerating instructional effectiveness; and 4) solving challenges to wider adoption of instructional technologies.

These range from teaching conditions, such as class sizes and salaries, to unhappiness with administrative practices (such as lack of support, classroom autonomy, or input on decisions) to policy issues, such as the effects of testing and accountability.

Duncan is expected to issue regulations this month specifying which parts of the law he'd consider waiving in exchange for which conditions, said Jack Jennings, president of the Center on Education Policy.

Most scholars who have studied these issues such as Richard Ingersoll of the University of Pennsylvania and Linda Darling Hammond of the Learning Policy Institute, conclude that the shortages result from teacher attrition more than the underproduction of teachers, and that attrition is a consequence of low teacher compensation and benefits, poor induction and working conditions, as well the general blaming and shaming of teachers for the problems of society and the accountability systems that have been developed reflecting this view.

Rand Education, however, recently waded into years of research to identify and analyze the key issues and answer two fundamental questions: How has testing influenced instructional practice, and what conditions and policies have will make the impact of new assessments aligned with the Common Core State Standards more positive for teachers and students?

While the involved parties interviewed in Kaufman's piece had to speak on condition of anonymity due to the ongoing negotiations, executives from both Barnes and Noble and Simon & Schuster were quoted about their standard policies for this type of contract issue.

Rated policy: An insurance policy issued at a higher premium rate than standard because of undesirable lifestyles or health conditions.

Considering insurers will accept the vast majority of medical issues, we wouldn't recommend a guaranteed acceptance policy unless you have a severe condition or can't handle daily activities by yourself.

Guaranteed issue whole life insurance meets the needs of people with health conditions that would preclude the issuance of a more traditional term or whole life policy.

Be sure to let your insurer know of any pre-existing conditions, including any mental health issues, before you take out a policy.

Individuals with uninsurable medical conditions may find that AD&D insurance is the only kind of life insurance policy they can take out, unless they elect to pay very high premiums for «guaranteed issue» whole life insurance.

The complete terms, conditions, exclusions and limitations governing the insurance coverage are found in the group insurance policy issued to RMG Mortgages by Sun Life Assurance Company of Canada.

LoanProtector insurance coverage is governed by the terms and conditions of group's creditor policies, #G28444 for life insurance, #H28544 for critical illness insurance and #H28445 for disability insurance issued to Royal Bank of Canada by The Canada Life Assurance Company.

The information contained in this website is for illustrative purposes only and coverage under any pet insurance policy is expressly subject to the conditions, restrictions, limitations, exclusions and terms of the policy documentation issued by the insurer.

This would help clarify (e.g. for policy makers) the degree to which coastal infrastructure (e.g. sewerage systems, petro refineries, nuclear fleet), all of which in themselves could give rise to serious issues under compromise conditions, may require SOC - informed protection strategies.

It addressed, through presentations, subsequent question and answer sessions and a general discussion, the following issues: clarification of the nature and level of the targets communicated by developed country Parties; assumptions and conditions associated with the targets; commonalities and differences of approach in measuring the progress towards the targets; comparability of emission reduction efforts by developed country Parties, and options and ways to increase the level of ambition of the pledges; relevant policies and measures to support the targets, and experience with low - emission development strategies; and possible ways forward.

To the best of my knowledge, the Buddha taught a way for each individual to come out of suffering, to understand the nature of existence, the Dhamma, through observing with detachment its manifestation within oneself and thus purifying oneself of all past conditionings, defilements; but in his 45 - year ministry, he did not comment on policy issues beyond his mission.

It is also imperative that they issue written terms and conditions to these workers clarifying pay rates, hours of work, role and responsibilities, sickness provisions, holiday entitlement and health and safety and equal opportunity policies.

Our attorneys have a thorough understanding of the terms and conditions underlying all types of insurance contracts and are skilled in interpreting policies and analyzing complex coverage issues.

there is no arguable case that the Agency erred in law by departing from the legal test for assessing the economic conditions within which the financial impact of the 1P1F policy should be considered (Air Canada's issue 4);

«The Court emphasized that respect for the conditions of «living together» was a legitimate aim for the measure at issue and that, particularly as the State had a lot of room for manoeuvre («a wide margin of appreciation») as regards this general policy question on which there were significant differences of opinion, the ban imposed by the Law of 11 October 2010 did not breach the Convention.»

The International Journal of Refugee Law is a key source material in the field of refugee protection, discussing critical issues, such as the causes of refugee and related movements, internal displacement, the situation of women and refugee children, human rights, restrictive policies, asylum, populations at risk and the conditions in different countries.

She also advises on non-contentious reputation management issues faced by clients in the digital era, such as advising on social media policies and terms and conditions of use for websites and / or pages in social media.

In November 2014 the WSIB issued a new policy that it is using as authority to reduce NEL ratings for pre-existing conditions (the legality of which has yet to be tested at the WSIAT, given the delays there).

- Decision No. 3173 16 In Decision 3173 16, the Tribunal issued one of its first decisions about the Board's new policies on pre-existing conditions.

On January 13, 2012 the Minister of Citizenship, Immigration and Multiculturalism issued the public policy considerations that in his opinion justify the granting of a one - time exemption from the TRP processing fee that is required under the Immigration and Refugee Protection Regulations (IRPR) for foreign nationals who meet the conditions of this public policy.

The New Brunswick Court of Appeal has dealt with the issue, in Vaughan v Vaughan, 2014 NBCA 6, and found that the reasoning in Manuge, followed in Alberta and British Columbia, is not determinative of the issue, and that Section 15 of the Divorce Act obligated the court to consider the «condition, means, needs, and other circumstances of each spouse» in line with the broad policy objectives of the Divorce Act.

«Critics tired of «foot - dragging» on injured worker discrimination: Ontario's ombudsman will not investigate workers» compensation for «unconstitutional» stress policy» / Sara Mojtehedzadeh (Toronto Star, February 13, 2017) Injured workers suffering from psychological conditions brought on by long - term workplace issues are still excluded from compensation benefits — two years after the Workplace Safety and Insurance Appeals Tribunal's 2014 Decision 21578 / 09 determined the WSIB policy to be unconstitutional.

Located in Montreal, and fluently bilingual, Ava works with clients on a wide array of matters, ranging from licensing, copyright clearance, incorporation and service contracts to web - related issues such as vetting content, social media copy, privacy policies, terms and conditions, language / privacy laws, and website guideline, development and hosting contracts.

The Law Society of England and Wales tried to address some of these problems by changing the mandatory «minimum terms and conditions» (or MTC) that insurers must abide by and also tried to reintroduce a master policy that would ensure all members of the bar were insured on equal terms (similar to the LAWPRO single policy which is issued to the Law Society of Upper Canada and insures individual lawyer - licensees and qualifying non-lawyer partners, as specified in its terms).

According to Executive Order 12866, a regulatory action is «significant» if it meets any one of a number of specified conditions, including having an annual effect on the economy of $ 100 million or more adversely affecting in a material way a sector of the economy, competition, or jobs, or if it raises novel legal or policy issues.

If you don't qualify with them because of some other health condition, your only option at that point would be a guaranteed issue life policy with Gerber Life.

Our service is always personalized to your unique situation in order to help you understand your options (term life, whole life, universal life, guaranteed issue life, annuities, etc) Your budget, cost of premiums, and any conditions or details associated with each policy are all factored in.

Policies that have any of those words like graded, modified, or guaranteed issue means there isn't any underwriting done, and you can get approved for almost any condition.

Another condition of guaranteed issue life insurance is the lower face values life insurance companies offer on these policies.

Once an insurance company has issued a policy, it can not later reject the insured person's claim on the ground that cover was given in violation of terms and conditions, the Delhi State Consumer Commission has ruled.

If you have a health condition that prevents you from purchasing another type of life insurance policy or you need to get coverage quickly, a guaranteed issue policy might be right for you.

A final expense policy where you are guaranteed coverage regardless of medical issues or health condition.

If you have any questions about the conditions of your policy, make sure to contact Armour Insurance Group Ltd. right away to prevent issues.