We encourage you to review the terms and
conditions of the policy issued to you.
The terms and
conditions of the policies issued are controlling in all cases.
Not exact matches
Such risks, uncertainties and other factors include, without limitation: (1) the effect
of economic
conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market
conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels
of end market demand in construction and in both the commercial and defense segments
of the aerospace industry, levels
of air travel, financial
condition of commercial airlines, the impact
of weather
conditions and natural disasters and the financial
condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization
of the anticipated benefits
of advanced technologies and new products and services; (3) the scope, nature, impact or timing
of acquisition and divestiture or restructuring activity, including the pending acquisition
of Rockwell Collins, including among other things integration
of acquired businesses into United Technologies» existing businesses and realization
of synergies and opportunities for growth and innovation; (4) future timing and levels
of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability
of credit and factors that may affect such availability, including credit market
conditions and our capital structure; (6) the timing and scope
of future repurchases
of United Technologies» common stock, which may be suspended at any time due to various factors, including market
conditions and the level
of other investing activities and uses
of cash, including in connection with the proposed acquisition
of Rockwell; (7) delays and disruption in delivery
of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits
of organizational changes; (11) the anticipated benefits
of diversification and balance
of operations across product lines, regions and industries; (12) the outcome
of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact
of the negotiation
of collective bargaining agreements and labor disputes; (15) the effect
of changes in political
conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect
of changes in U.S. trade
policies or the U.K.'s pending withdrawal from the EU, on general market
conditions, global trade
policies and currency exchange rates in the near term and beyond; (16) the effect
of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act
of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability
of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition
of conditions that could adversely affect the combined company or the expected benefits
of the merger) and to satisfy the other
conditions to the closing
of the pending acquisition on a timely basis or at all; (18) the occurrence
of events that may give rise to a right
of one or both
of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee
of $ 695 million to United Technologies or $ 50 million
of expense reimbursement; (19) negative effects
of the announcement or the completion
of the merger on the market price
of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation
of their businesses while the merger agreement is in effect; (21) risks relating to the value
of the United Technologies» shares to be
issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability
of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
Important factors that could cause our actual results and financial
condition to differ materially from those indicated in the forward - looking statements include, among others, the following: our ability to successfully and profitably market our products and services; the acceptance
of our products and services by patients and healthcare providers; our ability to meet demand for our products and services; the willingness
of health insurance companies and other payers to cover Cologuard and adequately reimburse us for our performance
of the Cologuard test; the amount and nature
of competition from other cancer screening and diagnostic products and services; the effects
of the adoption, modification or repeal
of any healthcare reform law, rule, order, interpretation or
policy; the effects
of changes in pricing, coverage and reimbursement for our products and services, including without limitation as a result
of the Protecting Access to Medicare Act
of 2014; recommendations, guidelines and quality metrics
issued by various organizations such as the U.S. Preventive Services Task Force, the American Cancer Society, and the National Committee for Quality Assurance regarding cancer screening or our products and services; our ability to successfully develop new products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our ability to maintain regulatory approvals and comply with applicable regulations; and the other risks and uncertainties described in the Risk Factors and in Management's Discussion and Analysis
of Financial
Condition and Results
of Operations sections
of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on Form 10 - Q.
Considering insurers will accept the vast majority
of medical
issues, we wouldn't recommend a guaranteed acceptance
policy unless you have a severe
condition or can't handle daily activities by yourself.
The Federal Reserve's Federal Open Market Committee (FOMC)
issues a desired target rate in response to economic
conditions as part
of its monetary
policy to maintain a healthy economy.
The majority opinion,
issued by Justice Ruth Bader Ginsburg, said that Hastings College
of the Law's «all comers»
policy, which required all groups to open all positions to all students, «is a reasonable, viewpoint - neutral
condition on access to the student - organization forum.»
He intelligently applies such truisms to various marketing and public
policy issues, but they are in service to his larger point: forget the formation
of character and persuading people about whether something is true» the way to get things done is to
condition behavior.
That's one
of the huge
issues today — young and healthy people assume they don't need health care — or in some cases, can not get health care — perhaps as youths they had medical
conditions — and prior to Obama's new law — there were more restrictions as to whom qualified as a dependent under their parents
policy.
Dlamini - Zuma urged Heads
of State to create
conditions for member states to
issue the passport to their citizens, «within their national
policies, as and when they are ready.»
In a study appearing in the March 15
issue of JAMA, Kathryn Rough, Sc.M.,
of Brigham and Women's Hospital, Boston, and colleagues examined the association between implementation
of the Centers for Medicare & Medicaid Services (CMS) suppression
policy of substance abuse - related claims and rates
of diagnoses for nonsubstance abuse
conditions in Medicaid data.
These strategies involve 1) accurately informing the general public and the
policy community regarding the
condition of schools, that is, their financing, their achievement, and the relationship between the two; 2) conducting empirical research aimed at understanding
issues of productivity in education; 3) informing policymakers and school managers regarding means by which budget cuts can be made without eviscerating instructional effectiveness; and 4) solving challenges to wider adoption
of instructional technologies.
These range from teaching
conditions, such as class sizes and salaries, to unhappiness with administrative practices (such as lack
of support, classroom autonomy, or input on decisions) to
policy issues, such as the effects
of testing and accountability.
Duncan is expected to
issue regulations this month specifying which parts
of the law he'd consider waiving in exchange for which
conditions, said Jack Jennings, president
of the Center on Education
Policy.
Most scholars who have studied these
issues such as Richard Ingersoll
of the University
of Pennsylvania and Linda Darling Hammond
of the Learning
Policy Institute, conclude that the shortages result from teacher attrition more than the underproduction
of teachers, and that attrition is a consequence
of low teacher compensation and benefits, poor induction and working
conditions, as well the general blaming and shaming
of teachers for the problems
of society and the accountability systems that have been developed reflecting this view.
Rand Education, however, recently waded into years
of research to identify and analyze the key
issues and answer two fundamental questions: How has testing influenced instructional practice, and what
conditions and
policies have will make the impact
of new assessments aligned with the Common Core State Standards more positive for teachers and students?
While the involved parties interviewed in Kaufman's piece had to speak on
condition of anonymity due to the ongoing negotiations, executives from both Barnes and Noble and Simon & Schuster were quoted about their standard
policies for this type
of contract
issue.
Rated
policy: An insurance
policy issued at a higher premium rate than standard because
of undesirable lifestyles or health
conditions.
Considering insurers will accept the vast majority
of medical
issues, we wouldn't recommend a guaranteed acceptance
policy unless you have a severe
condition or can't handle daily activities by yourself.
Guaranteed
issue whole life insurance meets the needs
of people with health
conditions that would preclude the issuance
of a more traditional term or whole life
policy.
Be sure to let your insurer know
of any pre-existing
conditions, including any mental health
issues, before you take out a
policy.
Individuals with uninsurable medical
conditions may find that AD&D insurance is the only kind
of life insurance
policy they can take out, unless they elect to pay very high premiums for «guaranteed
issue» whole life insurance.
The complete terms,
conditions, exclusions and limitations governing the insurance coverage are found in the group insurance
policy issued to RMG Mortgages by Sun Life Assurance Company
of Canada.
LoanProtector insurance coverage is governed by the terms and
conditions of group's creditor
policies, #G28444 for life insurance, #H28544 for critical illness insurance and #H28445 for disability insurance
issued to Royal Bank
of Canada by The Canada Life Assurance Company.
The information contained in this website is for illustrative purposes only and coverage under any pet insurance
policy is expressly subject to the
conditions, restrictions, limitations, exclusions and terms
of the
policy documentation
issued by the insurer.
This would help clarify (e.g. for
policy makers) the degree to which coastal infrastructure (e.g. sewerage systems, petro refineries, nuclear fleet), all
of which in themselves could give rise to serious
issues under compromise
conditions, may require SOC - informed protection strategies.
It addressed, through presentations, subsequent question and answer sessions and a general discussion, the following
issues: clarification
of the nature and level
of the targets communicated by developed country Parties; assumptions and
conditions associated with the targets; commonalities and differences
of approach in measuring the progress towards the targets; comparability
of emission reduction efforts by developed country Parties, and options and ways to increase the level
of ambition
of the pledges; relevant
policies and measures to support the targets, and experience with low - emission development strategies; and possible ways forward.
To the best
of my knowledge, the Buddha taught a way for each individual to come out
of suffering, to understand the nature
of existence, the Dhamma, through observing with detachment its manifestation within oneself and thus purifying oneself
of all past
conditionings, defilements; but in his 45 - year ministry, he did not comment on
policy issues beyond his mission.
It is also imperative that they
issue written terms and
conditions to these workers clarifying pay rates, hours
of work, role and responsibilities, sickness provisions, holiday entitlement and health and safety and equal opportunity
policies.
Our attorneys have a thorough understanding
of the terms and
conditions underlying all types
of insurance contracts and are skilled in interpreting
policies and analyzing complex coverage
issues.
there is no arguable case that the Agency erred in law by departing from the legal test for assessing the economic
conditions within which the financial impact
of the 1P1F
policy should be considered (Air Canada's
issue 4);
«The Court emphasized that respect for the
conditions of «living together» was a legitimate aim for the measure at
issue and that, particularly as the State had a lot
of room for manoeuvre («a wide margin
of appreciation») as regards this general
policy question on which there were significant differences
of opinion, the ban imposed by the Law
of 11 October 2010 did not breach the Convention.»
The International Journal
of Refugee Law is a key source material in the field
of refugee protection, discussing critical
issues, such as the causes
of refugee and related movements, internal displacement, the situation
of women and refugee children, human rights, restrictive
policies, asylum, populations at risk and the
conditions in different countries.
She also advises on non-contentious reputation management
issues faced by clients in the digital era, such as advising on social media
policies and terms and
conditions of use for websites and / or pages in social media.
In November 2014 the WSIB
issued a new
policy that it is using as authority to reduce NEL ratings for pre-existing
conditions (the legality
of which has yet to be tested at the WSIAT, given the delays there).
- Decision No. 3173 16 In Decision 3173 16, the Tribunal
issued one
of its first decisions about the Board's new
policies on pre-existing
conditions.
On January 13, 2012 the Minister
of Citizenship, Immigration and Multiculturalism
issued the public
policy considerations that in his opinion justify the granting
of a one - time exemption from the TRP processing fee that is required under the Immigration and Refugee Protection Regulations (IRPR) for foreign nationals who meet the
conditions of this public
policy.
The New Brunswick Court
of Appeal has dealt with the
issue, in Vaughan v Vaughan, 2014 NBCA 6, and found that the reasoning in Manuge, followed in Alberta and British Columbia, is not determinative
of the
issue, and that Section 15
of the Divorce Act obligated the court to consider the «
condition, means, needs, and other circumstances
of each spouse» in line with the broad
policy objectives
of the Divorce Act.
«Critics tired
of «foot - dragging» on injured worker discrimination: Ontario's ombudsman will not investigate workers» compensation for «unconstitutional» stress
policy» / Sara Mojtehedzadeh (Toronto Star, February 13, 2017) Injured workers suffering from psychological
conditions brought on by long - term workplace
issues are still excluded from compensation benefits — two years after the Workplace Safety and Insurance Appeals Tribunal's 2014 Decision 21578 / 09 determined the WSIB
policy to be unconstitutional.
Located in Montreal, and fluently bilingual, Ava works with clients on a wide array
of matters, ranging from licensing, copyright clearance, incorporation and service contracts to web - related
issues such as vetting content, social media copy, privacy
policies, terms and
conditions, language / privacy laws, and website guideline, development and hosting contracts.
The Law Society
of England and Wales tried to address some
of these problems by changing the mandatory «minimum terms and
conditions» (or MTC) that insurers must abide by and also tried to reintroduce a master
policy that would ensure all members
of the bar were insured on equal terms (similar to the LAWPRO single
policy which is
issued to the Law Society
of Upper Canada and insures individual lawyer - licensees and qualifying non-lawyer partners, as specified in its terms).
According to Executive Order 12866, a regulatory action is «significant» if it meets any one
of a number
of specified
conditions, including having an annual effect on the economy
of $ 100 million or more adversely affecting in a material way a sector
of the economy, competition, or jobs, or if it raises novel legal or
policy issues.
If you don't qualify with them because
of some other health
condition, your only option at that point would be a guaranteed
issue life
policy with Gerber Life.
Our service is always personalized to your unique situation in order to help you understand your options (term life, whole life, universal life, guaranteed
issue life, annuities, etc) Your budget, cost
of premiums, and any
conditions or details associated with each
policy are all factored in.
Policies that have any
of those words like graded, modified, or guaranteed
issue means there isn't any underwriting done, and you can get approved for almost any
condition.
Another
condition of guaranteed
issue life insurance is the lower face values life insurance companies offer on these
policies.
Once an insurance company has
issued a
policy, it can not later reject the insured person's claim on the ground that cover was given in violation
of terms and
conditions, the Delhi State Consumer Commission has ruled.
If you have a health
condition that prevents you from purchasing another type
of life insurance
policy or you need to get coverage quickly, a guaranteed
issue policy might be right for you.
A final expense
policy where you are guaranteed coverage regardless
of medical
issues or health
condition.
If you have any questions about the
conditions of your
policy, make sure to contact Armour Insurance Group Ltd. right away to prevent
issues.