Local climate, as well as potential changes in local
conditions over the life of the investment (such as changes to sea level or permafrost), are carefully assessed and considered.
If you are in an exceptionally high tax bracket, are facing uncertainty as to your physical
condition over time and want the stability
of a permanent
life insurance plan, are maximizing other tax advantaged savings and
investment accounts, or are looking for a way to reduce estate tax exposure, it is possible that a whole
life or other cash value
life insurance plan makes sense for you.