Sentences with phrase «conservative assumption»

Furthermore, if household formation is 1 million in 2013 along with 300,000 demolished / uninhabitable units and 100,000 in new demand for vacation homes this year — a reasonable and conservative assumption — then it will take 1.4 million housing starts just to meet the new demand this year without solving the previously accumulated shortage.

In both studies, the researchers used a conservative assumption of increasing the average albedo (solar reflectance) of all roofs by 0.25 and of pavements by 0.15.

The remaining 9 W m − 2 forcing requires approximately 4.8 × CO2, corresponding to fossil fuel emissions as much as approximately 10,000 Gt C for a conservative assumption of a CO2 airborne fraction averaging one - third over the 1000 years following a peak emission [21,129].

Let's make a conservative assumption that it gets replaced by the lowest emission barrel in the NRDC report, US domestic crude.

As urbanisation is felt in minimum temperatures much more than in maximum temperatures «$» which may even be reduced — an urbanisation trend of 0.025 deg C per decade in mean temperature should be detectable using the more conservative assumption.

The more conservative assumption allows for some stations to be affected by large heat islands which persist to some extent even in windy weather (Morris et al. (J. Applied Meteorology, 40, 169 - 182 (2001)-RRB--RRB-; but GSN stations will almost always be in smaller settlements than Melbourne, with smaller heat islands easily reduced by any wind, or with no heat island at all.

Making the conservative assumption that only two million of the seven million deaths are due to coal burning we can calculate that Australian coal causes 110,000 deaths from air pollution per year.

The GHCN adjustment algorithm makes the conservative assumption that neighbouring stations should show similar trends.

This is a very conservative assumption because we assigned no value to the Sapphire Reserve's other benefits such as the Priority Pass lounge membership, the Global Entry or TSA Precheck application fee credit, or the bonus category multipliers.

Did you note that yesterday Goodbody released a research note on Donegal.Target price EUR 6.70 with VERY conservative assumption (they used a 20 % discount on the low - end valuation for the mushroom business, and used bear case valuations for a lot of other stuff).

I prefer to stick with a conservative assumption as it leaves some extra room for positive news and / or revaluation.

A conservative assumption is that their low - cost portfolio will produce 6 % annual returns, meaning their $ 170,000 in savings will double over the next 12 years.

This equates to a 5.5 % Withdrawal Rate, well above the «rule of thumb» 4 % (or the more conservative assumption of 3 - 3.5 %).

If you make the conservative assumption that your investments will just keep pace with inflation during the years leading up to age 65, that means you will need an extra $ 50,000 in your nest egg to cover every year earlier you retire.

Let's make the most conservative assumption with regard to utilization, which is that parents maintain the same rate of utilization of non-relative care as is presently the case (33 percent).

I know my logic may not be founded on specific studies (yet), but I think my making a conservative assumption is prudent regarding whey protein concentrates and whey protein isolates.

Furthermore, the main findings of our study were still significant in sensitivity analyses under the most conservative assumption that diet was unrelated to inflammatory disease mortality in those excluded from analyses.

We also repeated the analyses under the most conservative assumption that diet had no effect on mortality among those who had not provided dietary data at baseline.

Although the new JGR analysis assumed that solar cycles during the next 70 years would roughly match those seen over the past 30, this may prove an overly conservative assumption, Lewis acknowledges.

The resurgence of Orthodoxy refuted the Conservative assumption that Orthodoxy could not attract the affluent, well - educated, and upwardly socially mobile, and that the traditionally - minded among them would inevitably gravitate to Conservative Judaism.

The Conservative assumption was that as the immigrant population died out, European - style Orthodoxy would slowly disappear, a victim of upward social and economic mobility, acculturation, and Americanization, and that Conservative Judaism would fill the resulting vacuum.

This is a very conservative assumption since most people will work from ages 40 - 60 after retirement, and will have various side income streams.

Unscrupulous executives discovered they could set aside reserves in good periods by making overly conservative assumptions.

By building two sets of revenue projections, you'll force yourself to make conservative assumptions and then relax some of these assumptions for your aggressive case.»

To obtain these estimates, each borrower's maximum borrowing capacity is estimated using a measure aligned with APRA's prudential standards and conservative assumptions where possible (such as around minimum expenses).

Olayan «bought it with some conservative assumptions» about rents, said a source familiar with the deal.

The changes also will force some public pension funds to calculate retirement benefits using more conservative assumptions.

I also used very conservative assumptions where appropriate since I'd much rather be wrong on the low side than wrong on the high side when estimating net worth.

Using conservative assumptions, they estimate that WU.com will account for 27 % of Western Union's enterprise value in 2020, up from 11 % in 2016.

In this context of aughties - unease, older conservative assumptions of a natural alliance between more libertarian Americans and more socially conservative ones, around the supposedly shared attributes of religious Liberty, economic Liberty, and political Liberty, with the threat of Islamist terror cast as the substitute for that of Communist domination, fell flat.

With conservative assumptions about sea level rise and the subsidence of the area, two diversion structures — large concrete sluices placed in the river embankment — would create about 700 square kilometers of land over 30 years, said Gary Parker of the University of Illinois, Urbana Champaign.

By 2080, even using conservative assumptions, nearly half of the plants would not have what the scientists believe is a survivable climate.

Using conservative assumptions, the researchers estimate that they found 11,000 cases of upcoded infections per year — about $ 200 million in unwarranted payments — in a sampling of about 492,000 Medicare patients who had hospital stays between 2009 and 2010.

Based on conservative assumptions, the analysis showed that over one million health center patients in the opt - out states who would have gained Medicaid coverage under an expansion will likely remain without insurance.

But, he adds, he and his colleagues made conservative assumptions.

Using even the most conservative assumptions, I think Christian Mingle is worth the market cap of the company as well.

If three - fourths of North Carolina's classrooms were to implement Opportunity Culture models over one generation of students — about 16 years of implementation — we projected, using conservative assumptions, that:

Under even the most conservative assumptions, the proposed STC program will affect approximately one tenth of one percent of the current state and local spending on public education.

TFA, suitably representative of the liberal education reform more generally, underwrites, intentionally or not, the conservative assumptions of the education reform movement: that teacher's unions serve as barriers to quality education; that testing is the best way to assess quality education; that educating poor children is best done by institutionalizing them; that meritocracy is an end - in - itself; that social class is an unimportant variable in education reform; that education policy is best made by evading politics proper; and that faith in public school teachers is misplaced.

I just gathered up my courage and quit my day job to go writing full - time this year, and I hope to hit that high data point in 2014 I know quite a few other indie authors who are doing much better, so I'm only surprised at how low these numbers are (granted, they're conservative assumptions, but still).

One of my conservative assumptions was that on my own I would sell no paper books at all.

We've given a lot of thought to contingent plans and conservative assumptions which I detailed in the post on walking softly and carrying a 4 × 4 to secure retirement.

I ran two different retirement scenarios for you, Joe, using conservative assumptions.

Use conservative assumptions and add some cushion to your calculations.

Last year, I had combined intermediate term timing with a dividend strategy to lift the continuing withdrawal rate to 5.4 % (plus inflation) under realistic assumptions or 4.8 % (plus inflation) using highly conservative assumptions.

In Canada the risk of a pension collapse like those in some U.S. jurisdictions seems negligible because of stricter regulations that require more conservative assumptions and practices.

And we think those are both pretty conservative assumptions.

«MBA analysis shows that if FHA were to adopt a policy which stepped down the [annual] MIP in year 10 of the loan, reducing it to 60 basis points for the balance of the life of the loan, the net present value of cash flow to FHA would remain positive under conservative assumptions,» the April 2 letter says.

On the to - be-developed parcels we use very conservative assumptions in an NPV approach.

Let's make some conservative assumptions.