For adjustable rate loans, the payment schedules will vary by loan type and are based on
conservative assumptions of future interest rates.
A style of post-1960s art which rejected the traditional values and politically
conservative assumptions of its predecessors, in favour of a wider, more entertaining concept of art, using new artistic forms enriched by video and computer - based technology.
TFA, suitably representative of the liberal education reform more generally, underwrites, intentionally or not,
the conservative assumptions of the education reform movement: that teacher's unions serve as barriers to quality education; that testing is the best way to assess quality education; that educating poor children is best done by institutionalizing them; that meritocracy is an end - in - itself; that social class is an unimportant variable in education reform; that education policy is best made by evading politics proper; and that faith in public school teachers is misplaced.
In this context of aughties - unease, older
conservative assumptions of a natural alliance between more libertarian Americans and more socially conservative ones, around the supposedly shared attributes of religious Liberty, economic Liberty, and political Liberty, with the threat of Islamist terror cast as the substitute for that of Communist domination, fell flat.
This equates to a 5.5 % Withdrawal Rate, well above the «rule of thumb» 4 % (or the more
conservative assumption of 3 - 3.5 %).
The remaining 9 W m − 2 forcing requires approximately 4.8 × CO2, corresponding to fossil fuel emissions as much as approximately 10,000 Gt C for
a conservative assumption of a CO2 airborne fraction averaging one - third over the 1000 years following a peak emission [21,129].
In both studies, the researchers used
a conservative assumption of increasing the average albedo (solar reflectance) of all roofs by 0.25 and of pavements by 0.15.
Not exact matches
A number
of Flaherty's key
assumptions, however, are decidedly not
conservative.
By building two sets
of revenue projections, you'll force yourself to make
conservative assumptions and then relax some
of these
assumptions for your aggressive case.»
Despite the unforeseen fall in oil prices in 2014, the
Conservative government, with a lot
of slight
of hand (reduction in contingency reserve, selling GM shares at fire sale prices, optimistic economic and oil price
assumptions), produced a budget that financed all
of its pre-election promises, while still leaving a surplus
of $ 1.4 billion in 2015 - 16 rising to $ 4.8 billion in 2019 - 20.
I based my growth expectations on what I think were
conservative estimates
of consumption growth and the growth in productive investment (with which the reported data is currently consistent, although do not prove my
assumptions one way or the other), but I always pointed out that as long as credit growth accelerated, the growth in non-productive investment would remain high, in which case reported GDP would also remain high for much longer.
A first one for the first 10 years that will reflect best the current situation
of the company and another one for the years after that should correspond to a more
conservative number in order to make a strong
assumption.
Using
conservative assumptions, they estimate that WU.com will account for 27 %
of Western Union's enterprise value in 2020, up from 11 % in 2016.
The beati.tudes extolling the virtues
of meekness and peacemaking seem completely lost on macho, right - wing,
conservative, gun - loving America, the America that shouts loudest their
assumption that they're actually the only «real» Christians.
Whereas Orthodoxy made belief (doxa) its starting point, and Reform Judaism put ethical monotheism atop its theological pedestal,
Conservative Judaism's worldview emanated from a specific
assumption about the social nature
of Judaism.
According to popular
assumptions, liberal approaches to the Bible emphasize messages
of social action and downplay supernatural intervention, while
conservative or traditionalist views accept the miraculous and advocate quietist or reactionary politics.
We can rebut Reagan's
assumption that religious practice automatically guarantees moral virtue and justifies favoring the ethical views
of conservative over liberal Christians, Jews or agnostics on such specific issues as school prayer.
The «context
of Scripture» became the primary determining factor in defining what the Bible is... The
conservatives» reaction was also problematic in that it implicitly assumed what their opponents also assumed: the Bible, being the word of God, ought to be historically accurate in all its details (since God would not lie or make errors) and unique its own setting (since God's word is revealed, which implies a specific type of uniqueness)... Conservatives have tended to employ a strategy of selective engagement, embracing evidence that seems to support their assumptions... but retreating from evidence that seems to undercut these assump
conservatives» reaction was also problematic in that it implicitly assumed what their opponents also assumed: the Bible, being the word
of God, ought to be historically accurate in all its details (since God would not lie or make errors) and unique its own setting (since God's word is revealed, which implies a specific type
of uniqueness)...
Conservatives have tended to employ a strategy of selective engagement, embracing evidence that seems to support their assumptions... but retreating from evidence that seems to undercut these assump
Conservatives have tended to employ a strategy
of selective engagement, embracing evidence that seems to support their
assumptions... but retreating from evidence that seems to undercut these
assumptions.»
It may,
of course, be
conservative in spirit and is so at least to the extent that it begins with the
assumption that the Scriptures remain normative for the church.
The
Conservative assumption was that as the immigrant population died out, European - style Orthodoxy would slowly disappear, a victim
of upward social and economic mobility, acculturation, and Americanization, and that
Conservative Judaism would fill the resulting vacuum.
The resurgence
of Orthodoxy refuted the
Conservative assumption that Orthodoxy could not attract the affluent, well - educated, and upwardly socially mobile, and that the traditionally - minded among them would inevitably gravitate to
Conservative Judaism.
Given the overwhelming evangelical ambience
of the Sunbelt, however, and the safe
assumption that the RCA must reflect that attitude in order to succeed in the area, it is not difficult to predict that what has been the dominant theological position
of the church may very well in the next ten years become a minority one as the
conservative evangelicalism
of the new Sunbelt churches joins forces with the existing strength
of that position in the midwest.
Farron is far too much
of a pro to be drawn on whether he would rather ally with Labour or the
Conservatives, but the general
assumption is that the left - leaning Lib Dem would be far more at home with Ed Miliband than David Cameron (or Boris Johnson, come to that).
Still fresh and revived from his triumph at the general election - and to wipe out the
Conservatives» majority at an election called suddenly and unexpectedly by a prime minister who was twenty five points ahead in the polls was a genuine triumph - Jeremy Corbyn's words will be received by renewed adulation from his admirers and a new respect from critics who he proved to be wrong in many
of their outdated
assumptions.
These thresholds
of 6 and 16 points are based on what would be required under uniform swing
assumptions for the
Conservatives to win a bare majority and a 100 + majority respectively.
Yes it is more staggering that a politician like Ken Livingstone was ever seriously in contention at all The system was designed to make it harder for the
Conservative Party though the
assumption being that
Conservatives are the second choice
of relatively few people.
The young
Conservatives I meet share cultural
assumptions that have gone beyond those
of earlier generations.
But it takes the
Conservatives one giant leap closer to power, in terms
of the electorate's
assumptions if not actual Commons seats.
Conservatives pleased with the appointment
of Balls seem to be working on the
assumption that the appointment
of Ed Balls signifies Miliband is going down the first route, though we shall see.
Putting the final deal to a vote in parliament is a compromise
of sorts but if you operate under the
assumption that the
Conservatives believe they are electorally secure it more resembles a millionaire giving a pound coin to charity: «No skin off my nose.»
«No government - whether it's a coalition
of parties, or a coalition
of rivalries as in the Blair - Brown governments - is able to survive without a core set
of common
assumptions and aspirations,» Mr Clegg said, in an argument which emphasised the important areas where the
Conservatives and Lib Dems are reading off the same hymn sheet.
The lawsuit filed by a
conservative group seeking to repeal the same - sex marriage law that took effect Sunday relies on a lot
of assumptions, incendiary charges and the hope the judiciary will become involve with the rules
of order in the state Senate.
For the last 50 years, it has been a staple
assumption of British political life that a vote for the Liberal Democrats — whatever their many attractions — was simply a «waste», or a gift to the
Conservatives under our antiquated first - past - the - post system.
With
conservative assumptions about sea level rise and the subsidence
of the area, two diversion structures — large concrete sluices placed in the river embankment — would create about 700 square kilometers
of land over 30 years, said Gary Parker
of the University
of Illinois, Urbana Champaign.
The researchers also note that a 4.1 percent rate
of false conviction is
conservative, given that separate calculations gauging the accuracy
of the
assumptions that took an even more
conservative stance — assuming that people who were executed had zero chance
of false conviction and that the chances
of exoneration after retrial would be twice that
of people on death row — would still produce a larger figure than their 4.1 percent estimate.
By 2080, even using
conservative assumptions, nearly half
of the plants would not have what the scientists believe is a survivable climate.
Using
conservative assumptions, the researchers estimate that they found 11,000 cases
of upcoded infections per year — about $ 200 million in unwarranted payments — in a sampling
of about 492,000 Medicare patients who had hospital stays between 2009 and 2010.
Hall and Chow assumed that levels
of physical activity haven't changed; some researchers think that activity has decreased, but Hall and Chow say their
assumption is
conservative.
Furthermore, the main findings
of our study were still significant in sensitivity analyses under the most
conservative assumption that diet was unrelated to inflammatory disease mortality in those excluded from analyses.
Using even the most
conservative assumptions, I think Christian Mingle is worth the market cap
of the company as well.
Contrary to common
assumptions, only a small minority
of conservative Christians take the stance that Christian kids should be in Christian schools as a matter
of principle.
This
assumption is not only simple and transparent, but also provides a
conservative lower - bound estimate
of how much redistribution across schools portability might entail.
If three - fourths
of North Carolina's classrooms were to implement Opportunity Culture models over one generation
of students — about 16 years
of implementation — we projected, using
conservative assumptions, that:
Let's make the most
conservative assumption with regard to utilization, which is that parents maintain the same rate
of utilization
of non-relative care as is presently the case (33 percent).
Under even the most
conservative assumptions, the proposed STC program will affect approximately one tenth
of one percent
of the current state and local spending on public education.
One
of my
conservative assumptions was that on my own I would sell no paper books at all.
This will give you the percentage
of your portfolio that you should have dedicated to stocks, with the
assumption that the remaining amount be invested in
conservative investments like bonds.
We've given a lot
of thought to contingent plans and
conservative assumptions which I detailed in the post on walking softly and carrying a 4 × 4 to secure retirement.
There are several great choices worth reading, but my favorite is this advice from Morningstar's Christine Benz, Retirement - Planning
Assumptions: Yes, You Can Be Too
Conservative: The risks
of oversaving and underspending are real, too.
In Canada the risk
of a pension collapse like those in some U.S. jurisdictions seems negligible because
of stricter regulations that require more
conservative assumptions and practices.