Sentences with phrase «conservative in his stock portfolio»

And yet, to him, he was being very conservative in his stock portfolio and we asked him why and he said well you know, there's this rule, that I should take the number of years that I am and that's the percentage of debt.

Not exact matches

As the target date approaches and passes, the mix becomes more conservative, with the manager slowly reducing the portfolio's exposure to stocks in favor of bonds and money market investments.

For inclusion in a conservative portfolio, the current price of a stock should not exceed fifteen times its average earnings for the past three years.

You can then increase the portion in ETFs if you wish a more conservative portfolio or simply ignore the last few lines and concentrate on the stocks if you seek more growth than revenues.

For instance, if you've heavily invested in stocks for the majority of your plan's lifetime, you may want to shift to a more conservative portfolio as your student nears college - age.

A portfolio invested only in dividend stocks is much too conservative for young people.

At the end of the day, I'd probably opine that even the most conservative of DG «ers should try to maintain at least 5 % of a stock portfolio in some sort of tech stock configuration.

«A conservative investment portfolio comprised of 60 % fixed income, 35 % equity investment or stocks, and 5 % in a high yield savings account (cash equivalent).»

We've seen a lot of investors draw lines in the sand when they thought the market was overvalued: Some of the most conservative value investors thought stocks were overvalued when they could no longer fill a portfolio with companies priced below net - net working capital.

Arguably a pretty conservative investment approach, the historical performance of the Coffeehouse portfolio has been strong over time — generating 5 % + over the past 10 years, but it still falls short when compared to investing in a total stock market index fund or S&P 500 fund that track those market indexes.

The investment return data calculates the real return of a conservative portfolio invested 25 percent in the S&P 500, 25 percent in small US stock, 25 percent in long - term US corporate bonds, and 25 percent in an equal split of 30 day treasury bills, intermediate - term treasury bonds, and long - term treasury bonds **.

This will give you the percentage of your portfolio that you should have dedicated to stocks, with the assumption that the remaining amount be invested in conservative investments like bonds.

The clear investment implication is to begin reducing risk in your stock portfolio — either by building up cash or shifting your holdings toward more conservative stocks, such as those with strong balance sheets and which pay high dividends.

And in cases where portfolios survive, the ones with more stock exposure will generally have much higher balances late in retirement than more conservative ones.

Resource and commodity stocks in general should make up only a limited portion of your portfolio — say less than 20 % for a conservative investor or as much as 30 % for an aggressive investor.

Unlike a conservative investor who favours fixed income investments like bonds or GICs, he says, a more aggressive investor — or someone with no less than 50 per cent stocks in their portfolio — will be more likely, though not guaranteed, to net a higher return.

Regardless of whether you are aggressive or conservative, the use of asset allocation to reduce risk through the selection of a balance of stocks and bonds for your portfolio is a more detailed description of how a diversified portfolio is created rather than the simplistic eggs in one basket concept.

At TSI Network, we think a conservative portfolio is great way to invest in stocks.

For example, conservative or income - seeking investors may want to emphasize utilities and Canadian banks in their portfolio diversification, because of these stocks» high and generally secure dividends.

Unilever (NYSE: $ UN, NYSE: $ UL) is a stock that I would (and, in fact, do) put in a conservative dividend portfolio, but it is included in the PowerShares ETF twice: once for the Dutch - traded shares (UN) and once for the British - traded shares (UL).

Note that resource and commodity stocks in general should make up only a limited portion of your portfolio — less than 20 % for a conservative investor.

The stocks in the Conservative Growth Portfolio in The Successful Investor have gained 608.2 % since we launched the newsletter in 1995.

Stocks in our Aggressive Portfolio, such as these four, tend to be more highly leveraged and more volatile than those in our Conservative Growth or Income - Seeking Portfolios.

Tanker stocks are volatile, and this is not the sort of stock I would normally want in a conservative dividend portfolio.

The rationale is that by starting out with a more conservative mix better protects your portfolio from being decimated by big stock market downturns or subpar returns early in retirement a rising equity glide path reduces the risk that you'll run through your savings too soon.

We think conservative investors could hold up to 10 % of their portfolios in foreign stocks.

We think conservative investors could hold up to, say, 10 % of their portfolios in foreign stocks.

We think conservative investors can hold up to 10 % of their portfolios in foreign stocks.

When the 30 year old advances in age to 55, they would probably want to re-balance their portfolio and shift to a more conservative allocation of 60 % stock and 40 % bonds.

You can then increase the portion in ETFs if you wish a more conservative portfolio or simply ignore the last few lines and concentrate on the stocks if you seek more growth than revenues.

While headline figures remain ugly, we are optimistic that XOM's fundamentals are nearing a bottom and are happy to keep the stock in our Conservative Retirees dividend portfolio.

Aflac (AFL) is lagging behind in this portfolio, but the purpose of a conservative investment is to hold stocks that will be stable over time.

Regardless of whether you are aggressive or conservative, the use of asset allocation to reduce risk through the selection of a balance of stocks and bonds for your portfolio is a more detailed description of how a diversified portfolio is created than the simplistic eggs in one basket concept.

Yes, the first three chapters of the book are dedicated to a discussion of portfolio allocation for the conservative investor (25 % -75 % common stocks, the balance in bonds) and WHEN TO PURCHASE (naturally, when the market is low).

We think conservative investors could hold up to 10 % of their portfolios in foreign stocks (outside of the U.S.).

For example, while a portfolio of 75 % stocks and 25 % bonds would have declined 26.5 % in the financial crisis year of 2008 when stocks got hammered, a more conservative mix of 25 % stocks and 75 % bonds would have lost only 5.4 %.

A recent study by Watson Wyatt, a U.S. investment consulting firm, looked at a variety of shorter - term horizon target - date funds and discovered that the amount of their portfolios invested in the stock market ranged anywhere from a relatively conservative 32 % to a very risky 80 %.

I have been counting this as a stock in my portfolio, but now I am wondering if that might be making my portfolio too conservative.

If you rely solely on a portfolio of stocks and bonds for retirement income, you have to set a conservative withdrawal rate in case markets perform unusually poorly or you live exceptionally long (or both).

Ideally, they would learn how to invest by making a lot of money in a few shrewd stock picks, then switch to a conservative, well - balanced portfolio.

WHEN YOU SETTLE ON YOUR PORTFOLIO»S split between stocks and conservative investments, you should take a broad view of your finances — and factor in the many parts of your financial life that look suspiciously like bonds.

If you find the idea of building your own portfolio daunting, consider a target - date retirement fund, an all - in - one fund that includes a diversified mix of stocks and bonds and that becomes more conservative as you age.

How much of your portfolio should be invested in stocks, and how much should be in more conservative investments such as cash, CDs and bonds.

A: The Vanguard Conservative ETF Portfolio, $ 24.70, symbol VCNS on Toronto, holds roughly 40 % of its assets in Vanguard stock ETFs and 60 % in bond ETFs.

Managements of the companies whose common stocks are in our portfolios tend to be non-promotional and highly conservative, willing in up periods to sacrifice returns on equity and returns on assets for safety.

The dates in their names refer to your anticipated retirement dates as these funds start off more aggressive (more stocks) and end up holding a more conservative portfolio (more bonds) by the retirement date.

Factor in that $ 200,000 of future cash, and your portfolio is 48 % stocks and 52 % conservative investments.

Whether you chose to be more aggressive and hold 120 minus your age in stocks, follow the more conservative recommendation of your age in bonds, or create your own interpretation of allocation, you should now have an idea of what your portfolio should look like at the end of your planning process.

The Vanguard Conservative ETF Portfolio, $ 24.78, symbol VCNS on Toronto, holds roughly 40 % of its assets in Vanguard stock ETFs and 60 % in bond... Read More

Higher expected returns in your stock portfolio can then allow you to take a more conservative overall asset allocation, which can provide the same expected returns, but with slightly lower risk.