Sentences with phrase «conservative lending practices»

That situation combined with some extremely conservative lending practices by the banks and insurers created a vacuum which was eventually filled by Wall Street's investment banks pushing the formation of CMBS.

«The Canadian housing market is based on conservative lending practices and regulations, strong banks and Canadians» pride of ownership and diligence at building equity in their homes.

«Commercial real estate is part of the global capital markets today, so investors have been feeling the effects of more conservative lending practices in the last year,» says Robert Bach, senior vice president and national director of market analysis for commercial brokerage giant Grubb & Ellis in Chicago.

Conservative lending practices that emerged in 2008 in the wake of the capital crisis have left many borrowers out in the cold.

The mainstream view is that this was the result of insufficient regulation (e.g. repeal of Glass Steagall, non-regulation of derivatives, effective elimination of bank reserve requirements, etc.) The Austrian view is that this was the result of too much regulation / gov» t intervention (e.g. repetitive bank bailouts over the past few decades which ingrained a culture of privatizing profits and socializing risks, the «Greenspan / Bernanke put» designed to inject liquidity whenever the stock market goes down, and regulations dating back to the 1930's such as FDIC insurance which, for example, eliminates the incentive for consumers to select their banks based on conservative lending practices.

We've followed prudent, conservative lending practices and did not participate in high - risk, non-traditional lending.

A demographer at the Brookings Institution attributes the population growth to a more diversified economy in Texas and more conservative lending practices during the real estate boom.

Not exact matches

They have been fairly conservative in their lending practices and at great valuations now, in my opinion.

Credit unions follow conservative investment practices and lend responsibly and live within their financial means, so you can trust your credit union's decisions.

While the agencies push to regain their credit ratings, they may be forced to be even more conservative with lending practices, and that would make credit or loans for people with bad credit almost out of reach.

They have been fairly conservative in their lending practices and at great valuations now, in my opinion.

Canadians are more conservative in their lending practices, not resulting in the same subprime disaster as witnessed in the U.S.,» says Robert Tatomir, broker of record and owner of Future Homes & Real Estate Ltd. in Leamington, Ont.