So 9 % is a very
conservative planning assumption at current valuations, is beneath the TSE / TSX index's long - term average return, and an acceleration in inflation is not required to achieve such return.
Not exact matches
The
Conservatives and the NDP have based their
planning framework on
assumptions from the April 2015 budget, before it was understood that Canada was in a recession.
We've given a lot of thought to contingent
plans and
conservative assumptions which I detailed in the post on walking softly and carrying a 4 × 4 to secure retirement.
There are several great choices worth reading, but my favorite is this advice from Morningstar's Christine Benz, Retirement -
Planning Assumptions: Yes, You Can Be Too
Conservative: The risks of oversaving and underspending are real, too.
So I would generally advise someone like you, Bob, to develop a long - term retirement
plan that helps identify the best way to fund your retirement from a tax perspective for the rest of your life, at least based on
conservative assumptions.
Best practices in risk management tell us to be
conservative in our
assumptions and
plans under such circumstances (Heal and Millner 2014), and assessments can convey where uncertainties mask large risks and where they do not.
«The
assumption for future price growth should be
conservative to ensure that a
plan's goals are realistic and achievable.»