Sentences with phrase «consider changing your rating»

If you have lost weight or quit smoking you can contact your life insurance agent or insurance company and ask that they consider changing your rate on your policy based on your improved health.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
The change is key as Fed officials consider 2 percent to be a healthy level of inflation and a key for continuing to push rates higher.
Morneau said Friday it continues to be important that Ottawa considers how the economy changes amid rising interest rates.
If you're considering an adjustable rate mortgage, make sure you know when your interest rate could change and by how much.
Though we don't have a crystal ball, if you believe your tax rate will be higher in the future due to your expected income stream or your beliefs about future tax rates, then you should consider this new tax change.
Today's review for downgrade considers that much weaker industry fundamentals have potential to warrant rating changes» for those companies, Moody's wrote in a press release.
2 The percentage change has been calculated using actual exchange rates in use during the comparative prior year period to enhance the visibility of the underlying business trends by excluding the impact of translation arising from foreign currency exchange rate fluctuations, which is considered a non-GAAP financial measure.
As such, investors may want to consider two less obvious places to ride out the rate regime change: financial and health care stocks.
The ratings consider key ESG - related risks and opportunities by industry, such as climate change, resource scarcity, and demographic shifts.
Similarly, when it comes to your bond investments, consider varying maturities, credit qualities, and durations, which measure sensitivity to interest - rate changes.
Under the new methodology, market makers who submit contributing prices for the reference rate have to consider the previous day's close, foreign - exchange demand and supply, as well as changes in major currency rates.
It seems like much of the retirement planning advice out there focuses on distribution rates, the percentage of income to replace, asset allocation changes or a determination of how much risk is suitable for a retiree's portfolio without ever considering actual living expenses or spending needs.
The change in price is considered to be inflation.Advice: The CPI is a closely watched indicator because inflationary concerns are the big driver behind rising interest rates.
Consider these risks before investing: The value of securities in the fund's portfolio may fall or fail to rise over extended periods of time for a variety of reasons, including general financial market conditions, changing market perceptions, changes in government intervention in the financial markets, and factors related to a specific issuer, industry, or sector and, in the case of bonds, perceptions about the risk of default and expectations about changes in monetary policy or interest rates.
I think anyone looking at a mortgage should seriously consider how interest rate changes would impact their ability to repay — after all that's what started the credit crunch!
As they rise, consider how changing interest rates will affect your finances.
He focuses on inflation as year - over-year change in the U.S. Consumer Price Index for all urban consumers and all items, but considers also inflation rates for medical care and higher education.
The head of the European Central Bank says recent signs of weakening economic growth are grounds for caution but not worrisome enough yet to consider changing the bank's stimulus and interest rate policy.
Some bonds adjust to changes in inflation or rates and may be worth considering as part of your portfolio.
Knowing, then, how mortgage rates tend to change, if you're the risky type who wants to chase the lowest rate possible, consider waiting until a Wednesday or Friday to lock something in.
In the words of the Advisory Council, the panel should «consider changes to corporate and personal tax rates, the balance between types of taxes, and the use of tax instruments designed to support investment.»
It is possible, however, that some specific aspects of the Federal Reserve's operating framework will change; the Committee will be considering this question in the future, taking into account what it learned from its experience with an expanded balance sheet and new tools for managing interest rates.
Minutes of August's meeting of the Federal Open Market Committee revealed officials are considering changes that might make it easier to boost inflation expectations, bringing down real interest rates and presumably stimulating growth.
If, for example, the initial exercise work rate is excessively high, it will produce physiological changes that result in the conscious RPE being greater than that which the central controller considers optimal for a particular stage during an exercise trial.
Consider for example, if something has happened 1/100 times, if you undercount by 15 good examples, the rate changes from.01 to only 0.0087.
And that's before accounting for some of the factors that the model doesn't consider: the disagreement in the polls, the unusual nature of Trump's candidacy and the demographic changes it is producing, Clinton's superior turnout operation, the possibility of «shy Trump» voters, the fact that the news cycle is still somewhat fluid headed into the final weekend, the declining response rates to polls, and the substantial number of high - profile polling misses around the world over the past few years.
Further tax changes could be considered, and Liberal Democrats should support the temporary restoration of the 50p tax rate, even if (and this is of course controversial) its yield is relatively small.
Cantor, like many progressives who had hoped for movement on the expiring surcharge, clearly considers the rate changes a tax increse onthe rich, despite what Senate Republicans and Gov. Andrew Cuomo contend was a tax cut for nearly everyone.
One of her first tasks as president will be to re-negotiate the rating system with Cuomo; he waited to consider legislative changes until after the NYSUT elections, as to avoid negotiating twice.
The investigators noted that the baseline risk of major malformations is 3 percent and of cardiac malformations is 1 percent; however, any increase in risk is significant, especially when considering that the benefit of using selective serotonin reuptake inhibitors during pregnancy — when changes in metabolism cause the drugs to be cleared from the body at a faster rate — is debatable.
If countries want to increase transplant rates, and so increase survival from kidney failure, they might consider changing the way they source donor organs.»
The results are preliminary, Haussler cautions, but he considers it «a tantalizing hypothesis» that HAR1 is involved in the changes that led to our bigger, more complex cortex.The comparison turned up 49 places where an accelerated rate of mutation stood out in the human genome.
And even if we assume it's accurate, when we consider that pH naturally rises and falls by about + / -0.5 over the course of a single decade, this means that natural changes in seawater pH occur at rates 100s of times faster than the trend attributed to anthropogenic CO2.
The delays in action created by the lies, distortions and muzzling done by Exxon and the Bush administration have already put the world into a percarious position given that climate changes are happening all over at far faster rates than ever considered possible just a year ago.
The new estimates are reasonable considering the rates of glacier change scientists are seeing at the moment, says Dr Ted Scambos, lead scientist at the National Snow and Ice Data Center, who wasn't involved in the study.
The new estimates are reasonable considering the rates of glacier change scientists are seeing at the moment, says
If the messages you're sending aren't getting a high response rate, consider changing your messaging strategy.
In order to improve implementation of the NCLB law, President George W. Bush's second secretary of education, Margaret Spellings, allowed states to apply to participate in pilot projects to try out changes to the law, including a growth - model pilot that let states consider student progress in rating schools instead of comparing different cohorts of students to one another.
We included administrative data from teacher, parent, and student ratings of local schools; we considered the potential relationship between vote share and test - score changes over the previous two or three years; we examined the deviation of precinct test scores from district means; we looked at changes in the percentage of students who received failing scores on the PACT; we evaluated the relationship between vote share and the percentage change in the percentile scores rather than the raw percentile point changes; and we turned to alternative measures of student achievement, such as SAT scores, exit exams, and graduation rates.
At this juncture in British history, when the world around us is changing at an exponential rate, a subject that teaches our younger generations how to imagine, design and implement improvements is surely one that educators must consider investing in?
As a leader, how do you rate youself on... Facilitating change and helping others to embrace change and consider its inevitability?
The report considered whether the change in discipline policy was associated with any of the following: (a) district - wide out - of - school suspension rates, (b) academic and behavioral outcomes for students (looking separately at students who had a record of prior suspensions and those with no prior suspensions), and (c) racial disparities in suspensions.
The report considered whether the policy change was associated with any of the following: (a) district - wide out - of - school suspension rates, (b) academic and behavioral outcomes for students (looking separately at students who had a record of prior suspensions and those with no prior suspensions), and (c) racial disparities in suspensions.
The commission is considering changes to the graduation - rate threshold for purposes of No Child Left Behind.
TCTA testified as the Teacher Retirement System Board of Trustees considered new premium rates and plan changes for ActiveCare health insurance in the 2018 - 19 school year.
Using reflection to consider specific issues critically — such as the rapid rate of technological change, the design of technology for educational purposes or the use of specific forms of technology to support the situated nature of learning (Mishra & Koehler, 2006)-- provides preservice teachers with the opportunity to develop their technological pedagogical content knowledge while engaging in meaningful reflective practice.
Although one can't consider the results gains because the tests and testing rules changed, the figures have encouraged many: In the English exams for grades 3 - 8, the traditional public schools passage rate «rose» by 7.6 percentage points, and for charter schools, the figure was up 13.7 percentage points.
A well - designed study that considers changes in graduation rates across states whose standards were more or less similar to those now being implemented under the Common Core, taking into account states» varied accountability systems, could be informative.
Rather than using only standardized test scores to calculate a school's letter grade, the new letter grade ratings will also consider how scores for subgroups of students scores change over time, as well as graduation rates and Advanced Placement test scores.
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