Sentences with phrase «consider cigar smokers»
Since this poses a health risk, the term life insurance companies consider cigar smokers as a slighter high risk individual even if he or she is otherwise in perfect health.
https://www.mozdex.com/ Not exact matches
From watching various videos on your website I have come to the conclusion that smoking (not inhaling, but consider a scenario of a cigarette smoker contrasted with a cigar smoker) wouldn't be nearly as big problem as any potentially harmful effects would just be muted by the extremely healthy life style the person was living.
ING will disregard cigar smoking and consider you for up to Preferred Plus Non Smoker rates if you smoke a cigar once a week or less and fully admit that you smoke Cigars on the life insurance application.
They will consider you for Preferred Non Smoker rates if you smoke less than 12 Cigars per year.
Banner will consider you for Standard Plus or Standard Non Smoker rates if you are cigarette free for over 12 months and smoke a maximum of 1 cigar per month.
If you smoke less than 6 cigars per year, I would recommend that you consider Protective Life if you are a cigar smokers.
Protective Life Insurance will consider you for up to Preferred Plus Non Smoker rates if you smoke less than 6 cigars per year.
Voya Financial is considered one of the more competitive term carriers in the industry, offering low premiums and generous underwriting for individuals with high cholesterol, diabetes and even occasional cigar smokers.
If you are a true occasional cigar smoker, which most insurance companies consider this to be one cigar a month or less, you may qualify for non-smoker insurance rates.
If you smoke the occasional cigar on the golf course or at a special event, unfortunately most life insurance companies will consider you a regular smoker which drives your rates thru the roof.
They are not always considered a smoker, but some companies will consider even a single cigar in a year at the smoker's rate.
If the insurance company chooses to determine the levels of nicotine in your body to see how much you actually smoke and you are only a casual smoker you will probably pay much less than someone who is considered a heavy cigar smoker, which is someone who smokes one to two cigars a day.