Search your budget for unnecessary expenses, and
consider cutting those expenses for a short time until your emergency fund is fully funded.
Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be
considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax
Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges,
expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
Consider taking on a roommate to split the cost or think about moving closer to work to
cut down on extra
expenses like gas.
In the six months ended March 31, 2018, as a result of the U.S. Tax
Cuts and Jobs Act, Post recorded a $ 265.3 million one - time income tax net benefit which included (i) a $ 272.4 million benefit related to an estimate of the remeasurement of Post's existing deferred tax assets and liabilities
considering both the expected fiscal year 2018 blended U.S. federal income corporate tax rate of approximately 24.5 % and a 21 % rate for subsequent fiscal years and (ii) a $ 7.1 million
expense related to an estimate of the transition tax on unrepatriated foreign earnings.
In particular, introducing a Reimbursed
Expenses Exemption to replace the dispensation process is well worth considering as it could cut through the whole process of having to report non-taxable e
Expenses Exemption to replace the dispensation process is well worth
considering as it could
cut through the whole process of having to report non-taxable
expensesexpenses.
If you've made the above changes and money is still tight,
consider doing a media detox and
cutting back on entertainment related
expenses.
In setting your initial withdrawal rate, you'll also want to
consider how much of your
expenses you can cover from Social Security and any pensions, what other resources you have to draw on (home equity, income from an annuity, cash value life insurance, income from a part - time job) and how much of your retirement spending goes to essential
expenses that you would have a hard time trimming vs. discretionary items that leave you with a lot more leeway
cutting back should you need to in the future.
Consider which
expenses you could
cut first, like the cable or the gym membership.
To do that,
consider cutting back on discretionary
expenses such as restaurant meals and travel, as well as consolidating some of your bill payments to save on fees.
Both
cutting expenses and earning more have consequences, and here are some of the things that you should
consider if you want to earn more money.
I hadn't
considered slow travel in a low cost area before, but that does seem like a great way to
cut expenses without being bare boned with a budget in a post FI downturn.
Beyond eating out,
consider cutting costs by reevaluating your gym membership, TV cable package, subscriptions, clothing purchases and entertainment
expenses.
A FAVORITE BECAUSE: PRESX is cheap for a low minimum, actively managed foreign fund and has a decent yield for a mutual fund
considering there is a 1 %
expense ratio
cutting into your dividends.
If time is tight and you can't squeeze in a side business,
consider cutting back on your
expenses.
If after analyzing your financial situation you do not see room in your budget for your car payment,
consider starting to save by
cutting back and check out these tips on how to
cut back on
expenses like housing and utilities, food, personal insurance and retirement, health care, and clothing and services.
Consider renegotiating your mortgage to a lower rate or
cutting out one major
expense completely.
Consider cutting back on some non-essential
expenses (i.e., bring lunch to work instead of eating out, make your coffee).
If it's not a necessary living
expense,
consider cutting back temporarily.
While you're working hard to pay off this debt,
consider cutting way back on discretionary
expenses, such as fast food, vacations and entertainment.
After medical bills lead to wage garnishment,
consider bankruptcy — When a wage garnishment
cuts your living
expenses substantially, prioritize what's left, buy time and
consider bankruptcy.
Despite the fact that hostels are
considered something for young people my experience shows that even retirees sometimes prefer hostels for their unique social atmosphere and a great opportunity to
cut the
expenses.
If you're not paying yourself enough and raising your prices will price you out of the market for your product type, then it may be time to
consider that this isn't a profitable item unless you can find a way to
cut your
expenses.
At a time when some museums are closing, others are seriously
considering selling art to raise money for operating
expenses, all have
cut staff, and new sources of funding remain a mystery, many in and out of the AAMD believe the organization has kept its head in the sand.
Time will tell whether I should have devoted pages of the book to these particular arguments, at the
expense of
cutting out pages describing other research that most scientists
consider more important and reliable.
Almost all of the family's clothes are second - hand and each person's can fit inside a carry - on bag, making travel easier — and probably more feasible,
considering that living thriftily has
cut down 40 percent on family
expenses.
If you really
consider your
expenses, you'll probably find many opportunities to
cut costs in other areas as well.
With unemployment, you may also have to
consider cutting down you
expenses and prioritizing any debts and bills you have.