Unfortunately, some insurance companies require a high deductible for
those they consider high risk drivers.
The company offers a great deal to individuals who are
considered high risk drivers, who have bad credit, are at an age that is considered risky, those looking for the right coverage at a decent price.
For example, if you've been convicted of driving under the influence of drugs or alcohol or have multiple speeding tickets, you may be
considered a high risk driver, requiring special high risk auto insurance.
Even if you are
considered a high risk driver for auto insurance now, here are some steps you can take that may lower your car insurance cost:
A DUI affects what insurance companies charge you for insurance because they may
consider you a higher risk driver.
For example, if you're
considered a high risk driver due to your long history of being involved in accidents, it's probably in your best interest to ramp up your level of liability insurance and to factor that into your quote.
That's because the DUI becomes part of your driving record and insurers will often
consider you a high risk driver.
Since they're
considered high risk drivers students generally pay more than their adult counterparts.
It's for that reason that they'll
consider you a high risk driver.
The fact of the matter is that there are plenty of ways to lower your Dekalb rates, even if you're
considered a high risk driver.
If you get into one too many accidents, there's a good chance that you'll be
considered a high risk driver by your insurance company.
If you just started driving or you're under 21, then that may very well be the reason why you're
considered a high risk driver.
On the other hand, if you have a DUI offense or multiple accidents on your record, then you can count on being
considered a high risk driver for at least 5 - 7 years.
If you're
considered a high risk driver and have had your driver's license suspended, a court may require you to carry what's known as an SR - 22 in order to have your driving privileges reinstated.
DUI / DWI — If you have one of these on your driving record within the last 10 years or so, chances are you will be
considered a high risk driver.
You are
considered a high risk driver if you:
You may have found out lately that you are
considered a high risk driver by insurance companies.
If you are refused coverage in the voluntary market because you are
considered a high risk driver, Iowa offers the Iowa Automobile Insurance Plan (IA AIP) as a plan of last resort.
Keep in mind that if you go several years without a DWI, the company will likely lower your rates because you will no longer be
considered a high risk driver.
Senior citizens are
considered high risk drivers since statistically they are more likely to be involved in a car crash than someone in the 25 - 70 year old age group.
Unfortunately, most likely you are
considered a high risk driver and high risk drivers do pay the highest car insurance rates.
These are all factors that can cause you to be
considered a high risk driver, and make auto insurers in Colorado's voluntary market decline to write you a policy.
If you are still
considered a high risk driver after 3 years, you can re-apply to the Utah AIP and be considered a «new» applicant.
At the end of 3 years, if you are still
considered a high risk driver by Delaware insurers, you can reapply to the DAIP and be considered a new applicant.
And even then, you are
considered a high risk driver.
This would also mean that if one of you is
considered a high risk driver, all of your rates will increase.
Elderly people are
considered high risk drivers because of the different age factors and so have to pay higher insurance premiums.
On the contrary, a car insurance company will worry about your safety while driving if you are maneuvering such an elderly car and will
consider you a high risk driver.
Not exact matches
Drivers in this program are protected from situations where an insurer might not offer to renew a policy — like drivers who are considered high - risk due to multiple traffic viol
Drivers in this program are protected from situations where an insurer might not offer to renew a policy — like
drivers who are considered high - risk due to multiple traffic viol
drivers who are
considered high -
risk due to multiple traffic violations.
On the insurance side, Good2Go specializes in serving customers who are looking for minimum coverage and those who are
considered high -
risk drivers.
If you fit the following profile, it is likely that you are
considered a
high -
risk driver by your insurer:
If you are convicted of driving without valid auto insurance, your next insurance company may
consider you a «
high -
risk»
driver and charge you
higher premiums or refuse to sell you insurance altogether.
Seeing as teenagers are
considered to be a
high -
risk group when it comes to driving, they are obliged to take Colorado
Drivers Ed.
Although no state has passed any law where there is a complete ban on the use of cellphones for all
drivers, there are bans on certain groups that are
considered to be
high -
risk.
Non-standard
drivers are
considered the
highest risks on the road and thus are offered the
highest car insurance premiums.
The
driver considered the
highest risk by your insurance company will generally be used to figure your household premium.
While all
drivers in Arkansas must be insured, Arkansas auto insurance companies do have the right to refuse coverage to those
considered to be
high -
risk drivers.
Young men typically fall into a category of
drivers that insurers
consider to be
high risk, and their quotes are correspondingly
high.
If you're
considered a
high -
risk driver, you probably pay
high car insurance rates.
Insurance rates are generally
high for senior
drivers, and college students, since they are
considered higher risks on road.
Other people
considered to be
high -
risk are new
drivers and senior citizens.
Most insurance companies
consider a B average to be the dividing line between «good» performance and «substandard» — and although achieving
high grades doesn't automatically make someone a good
driver, insurance companies
consider kids who are able to balance their school life with their social life to be far lower
risks.
Added to this, teenagers are
considered to be
high risk drivers... (more) September 26, 2011
High -
risk drivers are
considered those which may have Driving Under the Influence (DUI), serious traffic violations such as reckless driving, or an inexperienced
driver which is
considered to have less than three years of driving experience.
If you are
considered an inexperienced
driver or own a sportscar, please read more about
high risk status and learn how you can obtain the auto insurance coverage you need.
Auto insurance companies have the right to deny auto insurance coverage to anyone they
consider a
high -
risk driver.
Another piece of bad news is that even if you decide not to combine your policies, if your partner is a
high risk driver it still could negatively impact your premiums simply because most insurance companies
consider the driving history of each family member that lives within a household when they underwrite policies.
Car insurance companies will deny anyone who is
considered a
high -
risk driver.
Because your teenager is a brand new
driver and, with no driving history, insurance companies will
consider them a
high risk for accidents.
Titan offers auto insurance to all types of
drivers, even those
considered high risk.