Sentences with phrase «consider less coverage»

If your surviving spouse will not have enough income to pay your insurance premiums, you may want to consider less coverage, or a first to die policy instead.

In addition, if you are a younger driver you may want to consider less coverage or being added onto a policy of an older adult such as a parent or guardian.

Not exact matches

Take a look at how you currently provide healthcare coverage to your employees and consider alternative healthcare options, such as less expensive coverage plans or health savings accounts.

If you're considering permanent life insurance, but are wary of the complexity of the policy and not interested in the cash value or investment benefits, guaranteed universal life insurance is a less expensive way to purchase nearly - lifelong coverage.

Edmunds is a similar player with a little less recognition but better pass coverage, yet many consider him a top 10 lock.

This problem would only worsen under the health - care plan now being considered in Congress — a plan that would leave people paying more money for less insurance coverage of their medical expenses.

As you are considering purchasing insurance, consider a few factors: first, females generally cost less than males to insure; second, shop around for insurance companies that offer discounts for driver's education classes, good grades, and driving logs; third, as you are insuring teenage drivers, your premiums will be lower if the drivers are occasional drivers; fourth, teenagers have a high accident rate, so consider purchasing high liability coverage and lower comprehensive coverage; and fourth, the type of car teenagers drive — whether it is new, sporty, or exotic — will also determine the premiums.

Optional coverages such as collision and comprehensive insurance should also be strongly considered by most drivers if their car is less than 10 years old and worth less than $ 3,000.

If you're considering permanent life insurance, but are wary of the complexity of the policy and not interested in the cash value or investment benefits, guaranteed universal life insurance is a less expensive way to purchase nearly - lifelong coverage.

Climate experts are now concluding that research must focus on clouds, with many scientists considering the possibility that a 1 % or less change in cloud coverage could explain most of the past changes in global temperatures.

There is no interest or cashing out, but term insurance is far less expensive compared to the whole which makes it far more attractive to many who are considering good life insurance coverage.

If your car is less than 10 years old, you should consider buying comprehensive and collision coverage.

If your need for health care coverage is temporary (12 months or less), consider purchasing a «short - term» plan.

Be honest about where more coverage may be needed and consider changes that have happened that may even require less coverage.

ATV riding is popular with younger and less experienced drivers, making it important to consider risks, safety and the proper coverage.

«Short - term» plans can be considered if you need coverage less than 12 months.

But consider that you might not need as much life insurance as you would have earlier in life - that means you could buy less coverage (with a shorter term) and still obtain the coverage you need.

For those of you who are dependents on a spouse or partner's health insurance plan, consider the cost — if your employer's plan covers the same doctors, hospitals, and prescriptions, but costs less than what you and your partner have to pay for dependent coverage, you might want to consider it.

Drivers must have no less than $ 10,000 in coverage to be considered insured.

If you're likely to be traveling by car during the off - season, the roads and remote villages will be less populated with tourists, so consider having car rental coverage with roadside assistance services just in case.

Below, are lesser - known liability insurance policies that are worth considering for your professional coverage needs.

However, when considered on a per - person basis, small business health insurance coverage is often less costly.

Additionally, you may not have anyone that relies on your paycheck every month, which means that you could consider getting a final expense life insurance policy, that is going to give you much less coverage.

If you're considering permanent life insurance, but are wary of the complexity of the policy and not interested in the cash value or investment benefits, guaranteed universal life insurance is a less expensive way to purchase nearly - lifelong coverage.

A job - based health plan is considered «affordable» if your share of the monthly premiums for the lowest - cost self - only coverage that meets the minimum value standard is less than 9.56 % of your household income.

A refund of the plan cost, less a $ 25 processing fee, will be considered only when written request is received by us prior to the Effective Date of Individual coverage.

The good news is that Bethesda homeowners generally pay less than average for their homeowners coverage because Bethesda is considered to be a safe community.

If you are traveling for an extended period, but have basic coverage as part of your health insurance plan at work, consider contacting your health insurance provider and getting a top up on your insurance, this is much less expensive than purchasing a whole new policy.

While payments for state minimum coverage may be less in the short - term, consider the long - term costs.

Optional coverages such as collision and comprehensive insurance should also be strongly considered by most drivers if their car is less than 10 years old and worth less than $ 3,000.

Ultimately, you need to consider how much money you are willing to spend on premiums and deductibles versus the amount of risk you are willing to take if you decide to buy less coverage.

This is sometimes considered by couples with the intention that such coverage is less expensive that two individual coverages.

You may want to consider this insurance if you're going to need coverage for a year or less.

However, if you only purchase basic coverage or are considered a low risk driver, you may be able to get away with paying much less.

If the value is $ 3,000.00 or less, strongly consider dropping comprehensive and collsion coverage all together.

As you are considering purchasing insurance, consider a few factors: first, females generally cost less than males to insure; second, shop around for insurance companies that offer discounts for driver's education classes, good grades, and driving logs; third, as you are insuring teenage drivers, your premiums will be lower if the drivers are occasional drivers; fourth, teenagers have a high accident rate, so consider purchasing high liability coverage and lower comprehensive coverage; and fourth, the type of car teenagers drive — whether it is new, sporty, or exotic — will also determine the premiums.

Additionally, individuals with only one or two incidences of being diagnosed with a basal cell carcinoma may also want to consider applying for a simplified issue life insurance policy which would potentially allow one to qualify for coverage in less than 48 hours!

Some policy holders who have no other options may consider policy alterations like increasing their deductible, lowering their limits, or purchasing less comprehensive coverage to lower their rates.

While purchasing less car insurance coverages can help you save on your car insurance rates, there are some scenarios where you might want to actually consider purchasing more car insurance.

While I suggest you to consider taking term insurance which comes with very less cost and high coverage, there are other options like endowment policy or whole life insurance policies where you need to pay good amount for small coverage, but you would get money at frequent intervals or at maturity.

Lastly, consider options and decide how much, or less, of a coverage you need.

Seniors require the most basic of the insurance cover, as they are considered less of a risk as drivers and most insurance agents don't cover them for comprehensive or collision coverage that may require higher amount of premium.

A better way to save: Consider dropping collision and / or comprehensive coverage on older cars worth less than $ 1,000.

Consider taking term insurance policies where the cost would be very less, but the risk coverage would be high

Consider Dropping Some Coverage: «A general rule of thumb is that if the car is worth less than 10 times what you pay for insurance coverage, it may not be cost effective to continue collision and comprehensive coverage,» McChristian wrote in an email.