Sentences with phrase «considered by the life insurance»

The severity of mental illness issues are going to be strongly considered by the life insurance companies so they can analyze your specific condition and know if the conditions has ever had you hospitalized.

Other factors that may be considered by a life insurance company in order to offer you preferred rates may include:

Not exact matches

Yes, but you neglect to consider that the money you save by opting to go with term insurance can be invested, and you'll probably be out way ahead with that money for your beneficiaries and heirs rather than if they wait for you to die and collect their benefits through a whole life policy.

Before Sandy hit, many Long Islanders living by the water considered flood insurance an extra expense required by the bank.

Unconvinced, the woman salvages a few relics that survived the fire (some jewelry, a nostalgic baseball autographed by Ted Williams) and takes them to Las Vegas, where the movie shifts its focus from the insurance man to a compassionate collectibles dealer (Jon Hamm) who buys antiques and souvenirs, understanding too well why elderly victims of tragedy refuse to consider assisted living and starting over again.

You should, however, consider if you might be better served by purchasing a term life insurance policy; this option may be less costly, since whole life insurance is comparatively expensive.

Insurance should be a risk management tool first and foremost and if you have beneficiaries who would be impacted negatively financially by your death, you should probably consider life iInsurance should be a risk management tool first and foremost and if you have beneficiaries who would be impacted negatively financially by your death, you should probably consider life insuranceinsurance.

Research the life insurance companies you are considering to ensure that those companies are financially stable and highly rated by an independent insurance rating body, such as A.M. Best.

As you begin considering the various types of life insurance policies that are available, it is easy to get confused by the options that are available.

Possible downsides to consider, and probably the most common objection by detractors, is the cost of insurance for participating whole life policies is relatively high.

Listen to the painful story shared by Tammy and her daughter, and consider the lost opportunities, broken dreams, and forever changed life they're saddled with because she didn't have Vermont Renters Insurance.

To counter this, consider moving a portion of your retirement assets into nontaxable assets, such as Roth IRAs, a Roth 403 (b) if allowed by your employer or permanent life insurance.

But if you have enough wealth for your estate to be taxed - at either the state or federal level - you should consider the tax benefits of a life insurance policy to help provide funding to pay estate taxes by reducing or even eliminating them.

Because your SBA loan will eventually need to be repaid by you, and loan terms and repayment obligations can sometimes be long term, your future cost of life insurance should be considered.

The shift with MetLife and Brighthouse is considered an extremely positive move by the company and we anticipate seeing MetLife and Brighthouse to continue their positions as one of the biggest and best life insurance companies.

Another delay was that the buyer had purchased home owners insurance on property required by his lender a year ago and they cancelled that policy considering they weren't living in the house and had to start a new policy.

We have never considered variable or permanent life insurance because we prefer to avoid combo type accounts that try to kill two birds with one stone by offering you death benefits plus an investment account to boot.

A key advantage of an ILIT as compared to personally owning the insurance policy is that if the trust is set up and administered correctly, the assets owned by the ILIT will not be considered part of your estate for federal inheritance / estate tax purposes — meaning your heirs won't have to pay estate or inheritance taxes on the life insurance death benefits that are paid.

Yes, but you neglect to consider that the money you save by opting to go with term insurance can be invested, and you'll probably be out way ahead with that money for your beneficiaries and heirs rather than if they wait for you to die and collect their benefits through a whole life policy.

Finally, even if you decide that this approach of combining an annuity with conventional investments makes sense, you would still want to consider such prudent steps as shopping around to make sure you're getting a competitive payment, annuitizing gradually rather than all at once, diversifying your annuity money among a few highly rated insurers and limiting the amount you invest with any single insurer to the maximum amount covered by your state's life and health insurance guaranty association.

If you're considering a mortgage, you should be aware that the mortgage life insurance offered by your bank or broker is probably not your best option.

Consider a five - year term life insurance quote offered by the University of Toronto, as underwritten by Manulife: A 30 - year - old woman would have to pay premiums of $ 12.25 per month for $ 245,000 of coverage.

What they forget is that there is a whole other basket of expenses to consider: Medical expenses not covered by insurance, renovations required to account for mobility issues, home care, moving into an assisted living facility.

About term life insurance PS58 costs: This is a tax table used by the Internal Revenue Service (IRS) in evaluating Split Dollar Life Insurance plans as to the extent of the economic benefit that is considered taxable ordinary income to the emplolife insurance PS58 costs: This is a tax table used by the Internal Revenue Service (IRS) in evaluating Split Dollar Life Insurance plans as to the extent of the economic benefit that is considered taxable ordinary income to the insurance PS58 costs: This is a tax table used by the Internal Revenue Service (IRS) in evaluating Split Dollar Life Insurance plans as to the extent of the economic benefit that is considered taxable ordinary income to the emploLife Insurance plans as to the extent of the economic benefit that is considered taxable ordinary income to the Insurance plans as to the extent of the economic benefit that is considered taxable ordinary income to the employee.

We've given some careful thought, having considering your needs and goals as expressed to us by numerous clients and colleagues, as to what makes or breaks a top life insurance company.

This life insurance calculator is unique because it accurately determines the balance of investment vehicles by considering taxes on the annual realized capital gains, dividends, original basis, and the accumulated unrealized capital gains.

And finally, both these types of life insurance are considered an asset by the U.S. Government.

When determining the quote on a universal life policy, there are a variety of factors that are considered by the insurance company.

Chow Chows may be considered aggressive by some insurance companies, however, if you provide good socialization, training, and exercise, you are probably going to have a calm and mellow dog guarding your house and sharing your life.

Life Insurance Gifts: Make Best Friends Animal Sanctuary the owner and beneficiary of a life insurance policy Retirement Plans: Donate your interest in an IRA or other qualified savings plan If you are considering a gift or would like more information, please email us at [email protected] or to contact us by phone, please call (631) 627-3Life Insurance Gifts: Make Best Friends Animal Sanctuary the owner and beneficiary of a life insurance policy Retirement Plans: Donate your interest in an IRA or other qualified savings plan If you are considering a gift or would like more information, please email us at [email protected] or to contact us by phone, please call (631) Insurance Gifts: Make Best Friends Animal Sanctuary the owner and beneficiary of a life insurance policy Retirement Plans: Donate your interest in an IRA or other qualified savings plan If you are considering a gift or would like more information, please email us at [email protected] or to contact us by phone, please call (631) 627-3life insurance policy Retirement Plans: Donate your interest in an IRA or other qualified savings plan If you are considering a gift or would like more information, please email us at [email protected] or to contact us by phone, please call (631) insurance policy Retirement Plans: Donate your interest in an IRA or other qualified savings plan If you are considering a gift or would like more information, please email us at [email protected] or to contact us by phone, please call [phone].

For instance, in Austell there are 106 qualified Life Insurance attorneys for you to consider; however, expanding your search by 50 miles will result in 34 qualified Life Insurance attorneys to consider.

These include applicants who are in good health and who may be able to qualify for a preferred premium rate, to those who have severe health conditions — and who may even be considered as uninsurable by other life insurance companies.

This article tells about life insurance for terminally ill people, which are considered as terminal illness by insurance provider, the benefits of such coverage and how to find a suitable policy from this condition.

These samples will then be tested by the life insurance company for certain types of health conditions that could be considered as risky.

Offering quick and easy term life insurance, Phoenix Life's Safe Harbor Term Life Express should be considered by anyone looking for no exam coverlife insurance, Phoenix Life's Safe Harbor Term Life Express should be considered by anyone looking for no exam coverLife's Safe Harbor Term Life Express should be considered by anyone looking for no exam coverLife Express should be considered by anyone looking for no exam coverage.

Enhanced relationships — you can make yourself a more deeply trusted advisor to your clients by conducting truly holistic financial planning that considers the potential value of all assets in portfolios, including life insurance policies;

If you are looking for cheap life insurance, affordable Term life insurance will always have the lowest premium but they should be considered a temporary policy because Term insurance is purchased by term lengths of 5 to 30 years.

Regardless of your marital status or age, it's important to consider purchasing life insurance to help those you care about by providing some financial support should something happen to you.

If you're considering a mortgage, you should be aware that the mortgage life insurance offered by your bank or broker is probably not your best option.

Consider this life insurance rates by age chart to get an idea of how affordable term life can be.

Consider this possible bias when you're evaluating advice from an insurance agent, especially one who's pushing a permanent policy when your needs can be met by a term life policy.

Whether you are considered preferred plus or standard by the life insurance company, chances are you are paying much less for a term life insurance policy than your cable bill.

If your family has a history of known health conditions, consider applying for whole life insurance at a young age because of the risk of being declined by insurance carriers in the future.

No one wants to talk about his death and consider what might happen to his family and loved ones in the event of his death, so he puts off taking any action on life insurance until «a more appropriate» time which might never come — unless prodded by an agent again.

By knowing the risk factors insurance companies use to determine your life insurance rates, and whether or not your health or lifestyle are considered «high risk,» you can be more prepared for the underwriting process.

Whether you are considered Preferred Plus or Standard by the life insurance company, chances are you are paying much less for a term life insurance policy than your cable bill.

Research the life insurance companies you are considering to ensure that those companies are financially stable and highly rated by an independent insurance rating body, such as A.M. Best.

Because of these staggering statistics, diabetics are considered a higher risk by life insurers, sometimes making it very challenging to find affordable life insurance coverage.

In order to get flood insurance coverage you must live in a community that participates in the National Flood Insurance Program (NFIP) and to be considered a covered loss, the body of water has to be deemed a flood by deinsurance coverage you must live in a community that participates in the National Flood Insurance Program (NFIP) and to be considered a covered loss, the body of water has to be deemed a flood by deInsurance Program (NFIP) and to be considered a covered loss, the body of water has to be deemed a flood by definition.

Being overweight is considered a health risk by insurance companies, but you just need to shop for the best life insurance for overweight or obese people.