Sentences with phrase «considered qualifying rates»

Travel industry rates (including, but not limited to airline crew rates, travel agent rates and tour group escort rates) will not be considered qualifying rates toward member status.

Not exact matches

While I generally consider this advice to be wise, especially for inexperienced investors who should probably opt for something like an index fund, working with a qualified advisor or, if they are wealthy enough, an asset management group, the problem comes from the fact that if you find a truly outstanding business — one that you have conviction will continue to compound for decades at rates many times that of the general market, even a high price can be a bargain.

Even if you never operated any vehicles during the time in which you lacked insurance, you will be considered a higher risk to insure, and will not qualify for the best rates.

Consider this if you qualify for a VA loan and want a lender with affordable rates and good service.

And dividends from stock funds (including preferred stocks) are typically considered «qualified income;» although you'll owe taxes, they may be at the lower capital gains rate.

If tapping home equity is only a temporary solution to bridge the gap until you start to draw down your retirement assets or start receiving guaranteed income payments, consider applying for a home equity line of credit while you're still employed and more likely to qualify for the best rates.

However, we also considered the additional conditions that account holders must meet at different banks if they want to qualify for the maximum rates on their deposits.

Considering the fact that this car even misses the sub-50g / km carbon emissions rating it would need to qualify for decent financial sweetners to ownership, it looks less and less likely to transform the standing of the Panamera «hybrid» in quite the way Porsche may have hoped.

It's old news that the Science Fiction and Fantasy Writers of America (SFWA) have raised the payment rate for its qualifying markets (e.g., the markets it considers «professional»), but that day of reckoning is now less than a month away.

When comparing quotes for your mortgage loan, make sure you consider the interest rate, any points, closing costs, minimum down payment requirements, and qualifying guidelines.

If you think you can qualify for a rate lower than 7 %, consider checking your rate at Prosper (Prosper does have higher maximum APRs up to 36 %).

View a copy of your consumer report to determine whether your rating and debt burden are good enough to qualify for a car loan — at the price point that you are considering.

However, we also considered the additional conditions that account holders must meet at different banks if they want to qualify for the maximum rates on their deposits.

You should consider consulting a qualified independent credit counselor or other experienced financial adviser regarding the rate, fees, and provisions of this mortgage loan before you proceed.

The guy from the Student Advisors company told us that what was different about their program is that they only take into consideration my income but can use my husbands and my credit to be considered for financing through them and to figure out the new (lower) rate I qualified for.

As a result, scores of 760 and above are considered to be in the best range from a mortgage lender's perspective — meaning you'd qualify for the best (meaning lowest) interest rates, says Richard Redmond, mortgage broker at All California Mortgage in Larkspur and author of «Mortgages: The Insider's Guide.»

If you are at or above this number, you will be considered a «good» credit customer, and you will likely qualify for a competitive interest rate.

Right now, the primary group who should consider a Raise ^ loan are people who didn't complete the FAFSA on time (and therefore don't qualify for Federal Aid) or people who can get a great rate without a cosigner.

Those already in retirement who can't qualify for a line of credit may need to consider a reverse mortgage, which is another way to tap your home equity, albeit likely at a higher interest rate and with less flexibility.

There are definitely other online lenders to consider if Guaranteed Rate doesn't provide the loan you're looking for, but we recommend checking what options you qualify for and comparing them to other popular online lenders such as J.G. Wentworth and Quicken Loans.

Individuals who don't normally qualify for more competitive rates should consider using Regions Bank for a personal loan.

Jumbo mortgage rates are higher, so if you can decrease your mortgage loan size to qualify for a conforming loan, you should consider doing that.

Consider refinancing with RoadLoans to see if you qualify for a lower interest rate.

While current mortgage rates make cash - out refinancing appealing, homeowners need to consider both the benefits and disadvantages of this type of refinancing and determine whether they qualify for a cash - out refinance.

When it comes to life insurance, a wide range of health problems can be considered as pre-existing medical conditions and can either increase your rates or cause you to not qualify for coverage.

When considering refinancing your mortgage after a bankruptcy, realize that the interest rate you will qualify for with a bankruptcy on your credit report, may prevent you from being able to save money by refinancing your home.

As such, you may want to consider adding a cosigner to your private loan in order to attempt to qualify for a lower interest rate.

Having a low credit utilisation ratio can qualify you for low loan interest rates as you will be considered low risk customer.

Things to consider include the loan amount, qualified interest rate, term of the loan and any additional costs to the monthly payment.

A score of 690 is generally not considered «excellent» by creditors, so it would not qualify for the best interest rates available.

Considering the challenges facing all of us in this economy, the fact that I was able to qualify for that amount of credit at a good interest rate is a testament to the work you do.

For the dividend to be considered as qualified divident rather than ordinary dividend, therefore subject to the favoriable tax rate, the dividends must be paid by a U.S. corporation or a qualified foreign corporation and the mutual fund that holds the dividend - paying stock must have held the equity for more than 60 days during the 121 - day period that begins 60 days before the ex-dividend date (the first date following the declaration of a dividend on which the buyer of a stock will not receive the next dividend payment.

The lender will want to see you have a steady income, employment and a good credit rating before considering whether or not to qualify you for the loan.

Scores under 640 are considered weak, and consumers with such scores might struggle to qualify for home or car loans at reasonable interest rates — or at all.

If you think you may only qualify for a higher rate at another lender, you should consider getting invoice financing or a line of credit from Fundbox instead.

Typically, a «good» credit score is considered to be 700 and up (a perfect score is 850), which should qualify you for the best interest rates and other perks.

And to the extent you invest for retirement in taxable account, you should consider including investments like index funds and ETFs and tax - managed funds that generate much of their return through unrealized capital gains that qualify for long - term capital gains rates, which are typically lower than the ordinary income rates that apply to taxable withdrawals from tax - deferred accounts.

In a 2009 discussion for National Public Radio, evidence is shown to support the claim that employers indeed use credit ratings to determine the trustworthiness of a candidate, as well as to judge the character of a person they consider qualified to work for them.

Qualified dividends are taxed at the long - term capital gains rate, which is considered more favorable than the tax rate for ordinary dividends.

For one thing, it's harder than ever to qualify for a loan at the best rates, and for another, today we have to consider falling property values which is something that hasn't existed since the Great Depression.

Usually, you will need at least two years of consistent records before you can be seriously considered, but that means you can qualify at the same rate as any person employed outside the home.

That's because your credit score is considered to be a «report card» of sorts — and based on this information, it is a key determinant about whether you'll get a high or low interest rate from the lender or creditor... or even if you qualify for credit at all.

If you want to use an ARM because its lower interest rate will help you qualify for financing to purchase a more expensive property, you have to consider whether the difference in the quality of property you can get with the ARM makes the interest - rate risk worthwhile.

Students who have limited credit and who are 18 or over may want to consider adding a cosigner in order to qualify for a better interest rate, though it isn't required.

When considering options to consolidate private loans, remember that you qualify for lower rates if you have graduated, taken a job and made steps toward improving your credit score.

651 - 660 Credit Score: Anything at or above 650 is considered a «good» score, able to qualify for reasonable interest rates.

However, the card's high rewards rate makes it worth considering, especially if you can't qualify for those better offers.

But, as time passes and her credit improves, you might consider transferring the debt onto a card in your niece's name when and if she qualifies for a 0 percent or low interest rate card.

I am considering the same thing as BMO requires me to tie up $ 2500 of zero - interest rate balance in my chequing account in order to qualify for the no - fee banking.

Scores less than 657 are generally considered «below average» and mean you might not qualify for credit or might not get the best rates.