First of all, thank you so much for your great contributions to people like me — I'm
considering ICICI Guaranteed Savings Plan and wealth builder plans.
Regarding term plans, I was
considering ICICI with Critical Illness as rider.
Is it better to diversify and opt for another insurance provider for the new term policy that I'm planning (
considering ICICI and HDFC Click2Protect from your earlier post)?
If your investment horizon is 10 + years, you may
consider ICICI Pru value discovery & Franklin Smaller companies funds / HDFC Mid-cap opportunities fund.
You may
consider ICICI Pru Value discovery fund 2 & 4 — These are large cap funds.
Dear Dhandapany, Suggest you to
consider ICICI Value Discovery fund and drop HDFC Top 200.
(but believe that there are better funds than ICICI dynamic fund, instead you may
consider icici pru value discovery fund)
Long term goal: You may
consider ICICI Pru Value Discovery Fund + HDFC Mid-cap opportunities fund + Franklin Smaller companies fund.
Dear Dhandapany, Suggest you to
consider ICICI Value Discovery fund and drop HDFC Top 200.
Hi Sreekanth, My brother is having Chronic Kidney Disease problem, can
he consider ICICI I Protect policy, will he needs to specify the problem while taking this policy and is he eligible for taking this?.
Not exact matches
So,
ICICI valuediscovery & Franklin Prima plus can be
considered as Diversified equity fund.
Dear Ruma, You may
consider L&T Value fund instead of
ICICI Multicap.
I'm
considering HDFC Children gift plan, HDFC Balanced or
ICICI balanced.
All things
considered, I had to weigh between a slightly higher interest rate (
ICICI) vs. the convenience of managing everything online (ING).
Dear Sai,
Consider monthly SIPs in balanced funds (HDFC Balanced fund &
ICICI Balanced fund).
You may
consider UTI equity or
ICICI Bluechip.
If your investment objective is long term accumulation only then you may
consider funds like Franklin Prima Plus /
ICICI Pru value discovery + HDFC Mid-cap opportunity fund + Franklin Smaller companies fund.
Dear Naveen, You may
consider investing in the below funds; Franklin India Bluechip, UTI Midcap,
ICICI Prudential Dynamic, HDFC Balanced / HDFC Prudence fund &
ICICI Pru Tax plan (ELSS fund for tax saving)
ELSS funds —
consider Axis fund / Franklin Taxshield /
ICICI Tax plan.
20 year goal — Franklin Smaller companies,
ICICI Prudential Focused Bluechip, Franklin India Prima plus and HDFC Balanced fund can be
considered.
Finally, you may
consider these funds; Franklin India Blue chip, HDFC Balanced Fund, Franklin Smaller / UTI Mid cap &
ICICI Dynamic fund.
Dear Kunal, If Tax saving is not your priority,
consider investing in; UTI Midcap
ICICI Pru Focused Bluechip HDFC Balanced Frarnklin India Prima Plus
ICICI Value discovery + HDFC Balanced fund + one large cap fund can be
considered.
So, you may
consider investing in Small & Mid-cap oriented equity funds like — UTI mid-cap, Franklin India Smaller Companies Fund, HDFC Mid-cap or
ICICI Prudential Value Discovery Fund.
Yes, you may
consider investing in a good ELSS fund like
ICICI Tax plan.
You can
consider either UTI MNC or a Balanced fund (
ICICI Balanced fund or HDFC Balanced fund) in your portfolio.
Consider these funds,
ICICI Foucsed Bluechip UTI mid cap Franklin Prima plus
Consider — UTI Equity /
ICICI Focused bluechip, Franklin India Prima Plus, UTI Midcap & Franklin India Smaller companies fund (you may allocate more amount towards midcaps) HDFC Balanced Fund.
Consider continuing with; HDFC midcap,
icici focused, HDFC Top 200, franklin smaller co / ICICI value discovery & Franklin high - growth
icici focused, HDFC Top 200, franklin smaller co /
ICICI value discovery & Franklin high - growth
ICICI value discovery & Franklin high - growth cos..
You may
consider investing in HDFC Balanced fund &
ICICI Value discovery fund.
If you want to diversify and add one more fund then do
consider investing in
ICICI Pru Focused fund.
You can
consider investing in HDFC or
ICICI Balanced funds.
My Suggestions are: 1 -
ICICI Pru focused bluechip: Stay invested 2 - Quantum LTE Fund: Stay invested 3 - HDFC Equity: You can
consider to discontinue.
Though
ICICI is insisting me to buy loan insurance from Lombard I have not
considered the same as the premium amount per year is high Please suggest which is the best policy for me to buy.
You may
consider investing in below funds;
ICICI Prudential Focused Bluechip fund — Large cap UTI Mid cap HDFC Balanced Fund Frnaklin India Prima Plus
ICICI Pru Tax plan (ELSS — 3 year lock - in) Suggest you to opt for «Growth» option.
Consider —
ICICI Pru focused bluechip, HDFC Balanced fund & TATA Balanced fund.
ELSS Fund —
ICICI Pru tax plan can be
considered.
Dear Narasimha,
Consider investing in a good balanced fund and a large - cap oriented fund (ex - HDFC Balanced fund /
ICICI Balanced fund & Franklin Bluechip fund).
* 1 lakh (post marriage trips) and *
Considering contingency plan (30000 * 12) = 3.6 lac is out of that corpus * left with 3.5 odd something (which is into EPF + NSE + Life stage pension
ICICI pru..
As you have a long - term view, you may reduce the allocation towards the balanced fund and can
consider investing more in
icici value & hdfc mid-cap fund for next few years (say 3 to 5 years).
Dear Rati,
Consider investing in HDFC Balanced Fund /
ICICI Prudential Balanced Fund.
Funds for 5 + time horizon: You may
consider investing in
ICICI Prudential Focused Bluechip fund, UTI Equity fund, Franklin India Prima plus fund & HDFC Balanced Fund.
Dear Mayur, You may
consider a balanced fund like HDFC balanced fund / TATA balanced fund for a 5 year goal & Franklin Primaplus /
ICICI Pru value discovery fund for a 10 year goal to start with.
As per your reply i am
considering sip.There is an update i surrendered my
icici life stage policy.So i will get 355000 = 00.
Dear Chandan, You may
consider investing in: Franklin Smaller companies fund,
ICICI Pru value discovery fund, Birla sunlife Frontline equity & SBI pharma.
Dear Kumar, You may
consider below funds;
ICICI Value discovery Birla Frontline & HDFC Balanced fund.
Dear Hima Bindu, You may
consider as below; 10 years:
ICICI Value discovery & Franklin Smaller cos fund 8 years: Birla Frontline & UTI mid-cap.
Dear Anup, You may
consider Franklin Smaller Companies fund instead of HDFC Small cap fund, also
consider investing in diversified equity fund like
ICICI Pru value discovery fund.
As you are starting afresh, instead of UTI equity fund you may
consider Birla Frontline /
ICICI Focused bluechip.
Dear Thomas, 1 — Given a choice between Birla Sun Life Advantage Fund Vs
ICICI PRu value discovery Vs Franklin Prima plus, will go with
ICICI fund (
considering 10 year horizon).