Sentences with phrase «considering borrowing for»

Prospective college students should look at the return on education when considering borrowing for college.

So, when considering borrowing for education, it is important to consider the pay - off that will be required to repay the loan.

It's a line that Clegg might consider borrowing for his own conference speech this year.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

For those so inclined, there are a number of things to consider first, such as the form of borrowing.

Achievement of these goals was considered by the HRC as very challenging, even aggressive, given the expected modest economic growth for 2007 for the financial services industry, the impact and duration of the on - going flat / inverted yield curve (meaning short - term interest rates that are virtually equal to or exceed long - term interest rates, thus lowering profit margins for financial services companies that borrow cash at short - term rates and lend at long - term rates), potentially higher credit losses, fewer available high - quality, high - yielding loans and investment opportunities, and a consumer shift from non-interest to interest - bearing deposits.

There are certainly costs associated with borrowing that need to be considered, but if the total dollar cost of the loan enables the business to generate additional profits, it could be a good decision — provided the numbers make sense for your business situation.

Nearly 40 % of parents say they've considered borrowing from retirement savings to help pay for college expenses.

Consider, for example, your cost of borrowing $ 15,000 for five years between a home equity loan and personal loan:

Mr. Schäuble, a member of Ms. Merkel's conservative Christian Democratic Union, told The Wall Street Journal last week that «as soon as we have a joint EU fiscal policy, we can consider joint liability» for governments» borrowing.

[4] Most worrisome is the warning of Janwillem Acket, chief economist for Julius Baer Group Ltd. (BAER), who claims that Switzerland could experience its own version of the subprime borrowing crisis, saying, «People who shouldn't be borrowing are now seriously considering entering the housing market.»

But the very simplicity of borrowing against your 401 (k) plan covers up some hidden dangers that you need to be aware of if you're considering taking out a 401 (k) loan — even for a down payment on real estate.

Also, another reason for a borrower to consider Lending Club is that almost all of Lending Club's borrowing requests are funded because they approve a smaller pool of borrowers, whereas at Prosper there are many borrowing requests that do not completely fund.

I hope you're adequately prepped for this winter storm by borrowing a snowblower (or two) or are considering hiring the neighbor boy to take care of your driveway.

So my updated advice on what to register for is this: When considering what to BUY vs. BORROW, think about the shelf - life of a product.

If your child is not really ready for a new bed, or if they have trouble adjusting to the situation, consider borrowing a bassinet or a second crib until they are ready to move on.

Then remember to consider a few other things like: could you buy a second hand stroller or borrow one for a while to get you through a certain period.

If it stresses you too much, considering borrowing an infant bucket seat for the occasion from a friend.

Asked about Gov. David Paterson's New York Times OpEd that slammed the Legislature for daring to consider borrowing to help close the budget deficit, (something Ravitch has proposed as long as it also includes reforms), Silver told NY1's Erin Billups:

«That this House notes that young people today grow up in an increasingly complex financial world requiring them to make difficult decisions for the future, often without the necessary level of financial literacy; believes that financial education will help address the national problem of irresponsible borrowing and personal insolvency and that teaching people about budgeting and personal finance will help equip the workforce with the necessary skills to succeed in business and drive forward economic growth; further believes that the country has a duty to equip its young people properly through education to make informed financial decisions; and calls on the Government to consider the provision of financial education as part of the current curriculum review.»

«And where that means, so for example, that we can sensibly - you borrow more to invest in the infrastructure that leads to more housing - take advantage of some of the record low interest rates that we have, I think we should absolutely be considering that.»

De Ruyter is the only other district in our area considered even Susceptible to Fiscal Stress by the Comptroller's review.Homer and the other districts in Cortland County received no designation — they measure up okay under the Comptroller's standards for year - end fund balances, borrowing and deficits.

Assembly Speaker Robin Vos says Republicans are considering no borrowing to pay for highway projects, which would delay $ 1.3 billion worth of projects.

Though Erie County would be on the hook for debt payments if ECMC defaults, that would be true no matter who the hospital borrows from since it is considered a public benefit corporation.

When we had less in savings, I wouldnâ $ ™ t consider borrowing a lot to buy a nicer home, and Iâ $ ™ d only buy cars I could pay for in cash.

Consider Borrowing Instead of Buying — I don't know about you, but I am guilty of feeling like I need a new dress for every party we attend.

Anyone looking to tackle a fixer - upper (which is what we did, though after 2 + years of renovating I'm not sure I recommend it anymore) might consider a HUD 203 (k) loan, which allows homebuyers to borrow money for the improvements, as well.

During his round, Father James, who at one point borrows a gun for self - defense, which he considers justifiable killing, gets a sense of the dark mood of his parishioners.

There's a reason the Criterion edition of the 1955 film noir Kiss Me Deadly includes a 4 - minute tribute by Cox, considering he borrows that movie's visual of an otherworldly glow for his own uncompromising effort.

We encourage students to consider all of their borrowing options to ensure the best possible choice for their individual needs.

For example, the BPS considers only first - time beginning college students — but older, returning students borrow too and may have worse outcomes.

We have every reason to believe him, considering the first generation CTS - V delivered 400 hp, the second gen brought 556 hp, and this one borrows the engine from the stellar Corvette Z06 — good for 200 mph, by the way.

, a Mac - only product, creates ebooks and print editions should make all PC authors consider making the switch (or at least befriending one Mac user who'll let them borrow their computer for an hour).

Simply put, a borrowed book gets a portion of the monetary pool, and since it generates revenue for the individual or organization who published the item through KDP, it is considered a sale for the purposes for adjusting sales rank positively.

They will consider testing and trying flat fees for institutes, launching subscription - based plan, online lending and borrowing, freemium offers.

So if you have 100 borrows and 0 sales, Amazon considers that a «sale» for the purposes of the algorithm.

As far as KDP Select goes, I'll probably stay in for the time being — at least until I've got a bit of a backlist built up and then I might consider offering a perma - free title on book # 1 which works well for a lot of authors — plus, with my books priced at $ 2.99, I make slightly more profit off a «borrow» which is a good reason to stay in Select for the time being.

Consider the principal only periodic obligation for someone borrowing $ 5,000, when spread over five different term lengths.

Other tips for borrowing responsibly: Consider what your salary will be after you leave school, remember that you'll have to pay back your loans with interest, and don't borrow more than you'll need for school costs.

Other remedies a borrower might consider is to get a co-signer for the loan, which might reduce the required collateral, or to borrow using an SBA - guaranteed loan, which will not be declined solely on the basis of inadequate collateral.

For example, if you want to earn more money and potentially reduce your need for student loans (or reduce the amount that you borrow), then you could consider working more houFor example, if you want to earn more money and potentially reduce your need for student loans (or reduce the amount that you borrow), then you could consider working more houfor student loans (or reduce the amount that you borrow), then you could consider working more hours.

Additional possibilities include auto title loans or borrowing against home equity, but it's important to consider potential consequences for failing to repay secured loans.

Because the lender will base his or her decision on the amount you can borrow largely on the amount of disposable income you have coming into your household, be sure to list all income sources - although you are not required to divulge child support or alimony unless you wish them to be considered for the purpose of determining your loan availability amount.

If your close friends and family members are in no position to help you, or if you feel embarrassed to ask them for help, you may consider borrowing from the company you work for.

«There are only two reasons you might want to consider borrowing — for your first home and for your education,» says Jim Otar, a certified financial planner and founder of retirementoptimizer.com.

To decide if your retirement plan is best for debt relief always compare the overall cost of this loan with other loans to consolidate debt before you consider borrowing from your retirement funds.

My spouse and I are about to buy our first house, and while we have enough saved up currently for our down payment, we're considering whether it makes sense to use some of that to pay off small student loans and then borrow from our 401k's to make up the down payment.

For any investor considering investing through loans, now is as good a time as any other because of low borrowing charges and a positive market trend.

For that reason, many looking at carry trading strategies will have to go out over the risk curve and borrow in a cheap major currency in order to buy a higher - yielding emerging market (EM) currency in order to earn a yield beyond that of higher - duration US Treasury bonds (considered safe yield).

Some things to consider when you're shopping around for a loan are of course interest rate, payment terms, convenience, how much you'll be approved to borrow, and repayment terms and arrangements.