Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be
considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses
on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect
on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions
on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact
on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact
on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns
on pension plan assets and the impact of future discount rate changes
on pension obligations; 17) our ability to borrow additional funds or refinance
debt, including our ability to obtain the
debt to finance the purchase price for our announced acquisition of Asco
on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted
on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence
on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments
on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of
interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher
interest payments should
interest rates increase substantially; 27) the effectiveness of any
interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
Some things to
consider when making this plan are 1) which
debt has the highest associated
interest, 2) what is your largest
debt, and 3) is there any
debt that is especially restrictive
on your business via loan terms?
The first way to
consider paying off your credit card
debt is moving the balances onto one card that offers 0 %
interest on transfers for a limited time, typically from six months to up to 21 months.
If you're more
interested in getting out of
debt sooner and saving big bucks
on interest,
consider refinancing to a 15 - year term.
If you want to really reduce your
debt load quickly, and save money
on interest at the same time,
consider paying your bills more frequently.
You may want to
consider other options if you owe more than your annual income in the form of «bad»
debt (e.g., high -
interest credit cards or payday loans), you simply can not make minimum payments
on time, or a
debt management plan can't reduce your monthly
debt payment to a manageable amount.
Debt consolidation loans: You may want to consider a debt consolidation loan to simplify your finances and save money on interest at the same t
Debt consolidation loans: You may want to
consider a
debt consolidation loan to simplify your finances and save money on interest at the same t
debt consolidation loan to simplify your finances and save money
on interest at the same time.
If the
interest rates
on your other
debt - car or student loan or mortgage - is higher than what you could earn by saving or investing (
consider that the average annual inflation - adjusted historical return of the U.S. stock market is just over 6 %), you'd be wise to pay that down first too.
Types of
debt you might
consider including in your consolidation loan payment include your mortgage, car payments, credit cards, student loans, and other
debts that you pay high
interest on or have a high balance left
on the principle amount of the
debt or loan.
Once you pay off your outstanding
debt and the
interest - free period has expired
on the Simplicity card, you should
consider getting a cashback card that will reward you for your spending.
When you get your bad credit personal loan, you may want to
consider using it to pay off all your other
debts so you have only one payment to one lender, at the same
interest rate, due
on one day of the month.
Some
debts are
considered to be good like a mortgage to purchase real estate, a credit line to start a business, a student loan to fund a college education but that is if there are solid plans in place
on how it will be repaid and if the
interests are low enough.
We thought that last comment was particularly
interesting,
considering that
on May 3rd, with BP trading over $ 50, our favorite TV personality explained that «BP's
debt to capital is really incredible» and
on May 10, he told viewers that he was purchasing shares of BP for his charitable trust at just under $ 50.
Spread the
debt around: While your existing
debt may all be
on one card to take advantage of a low
interest rate or great rewards, it is still worth
considering spreading the
debt across several cards.
Consider some attractive balance transfer promotional offers to save
on interest while paying down your credit card
debt.
If you have a low
interest car loan, as well as high
interest credit card
debt,
consider leaving the car loan
on its own.
One tactic to
consider here is paying the minimum
on all the lower
interest rate
debts and putting all your extra money into your higher
interest rate
debt.
If you carry a balance
on your credit card you should
consider transferring it to a card with low or no
interest to pay down
debt.
If the loan is not a secured
debt on your home, it is
considered a personal loan, and the
interest you pay usually isn't deductible.
If you have high
interest debts (Such as Credit Cards), that you can't afford to pay off, or can only make the minimum payment
on, you may
consider consolidating them in to one lower
interest loan.
And if you have equity
on your assets
consider getting a home equity loan, which usually offer lower
interest rates than most of your
debts.
You may want to
consider other options if you owe more than your annual income in the form of «bad»
debt (e.g., high -
interest credit cards or payday loans), you simply can not make minimum payments
on time, or a
debt management plan can't reduce your monthly
debt payment to a manageable amount.
It depends
on a lot of factors but I'd
consider paying off the
debt right away if its high
interest consumer
debt as you'd see an immediate improvement in your monthly cash flows (your monthly
debt payments would be eliminated / decreased).
As your credit score improves, you should
consider other opportunities to lower payments and
interest rates
on your outstanding
debt.
The primary reason why most homeowners
consider paying off credit card
debt by consolidating all of their outstanding credit
debt into a second mortgage is because the
interest rates
on their existing credit card are simply too high.
In a rising
interest rate environment, consumers should
consider the impact that higher rates may have
on their existing loans, new
debt they plan to incur and their personal savings.
If you've got great credit and you're pretty good with managing your credit cards, one way to pay less
on interest is to
consider moving your
debt over to Lending Club to take advantage of lower rates.
But, you could always
consider refinancing your high -
interest debt with a personal loan from Credible to help you save money
on interest too.
The «Highest
Interest First» method fails to consider 1) that you may have a high interest rate on a low balance and are not losing that much money on that debt each month; 2) that you may have a low interest rate on a high balance and are losing a lot of money servicing that debt each month; 3) that your monthly payment amount on any one debt is taking that money away from paying down some oth
Interest First» method fails to
consider 1) that you may have a high
interest rate on a low balance and are not losing that much money on that debt each month; 2) that you may have a low interest rate on a high balance and are losing a lot of money servicing that debt each month; 3) that your monthly payment amount on any one debt is taking that money away from paying down some oth
interest rate
on a low balance and are not losing that much money
on that
debt each month; 2) that you may have a low
interest rate on a high balance and are losing a lot of money servicing that debt each month; 3) that your monthly payment amount on any one debt is taking that money away from paying down some oth
interest rate
on a high balance and are losing a lot of money servicing that
debt each month; 3) that your monthly payment amount
on any one
debt is taking that money away from paying down some other
debt.
If you are barely covering the
interest costs
on your
debt and your
debt is becoming too much it may be time to
consider filing a consumer proposal or bankruptcy.
A final reason to
consider refinancing is if you are in need cash that otherwise would require you to take
on debt at a higher
interest rate then what is available.
The first way to
consider paying off your credit card
debt is moving the balances onto one card that offers 0 %
interest on transfers for a limited time, typically from six months to up to 21 months.
Since you are simply replacing a mortgage that you have already been making payments
on, this is
considered the lowest risk of the 3 types of refinances and therefore will typically have lower
interest rates than equivalent cash - out or
debt consolidation refinances and follow similar Loan - To - Value requirements to purchase transactions.
My wife and I have around 6000 $ in credit card, not including car payment that we only owe about 1200
on now with 250 $ payments and I have a school loan of about 2500 $ in all including
interest that I just went into forbearance with and got a new payment schedule set up to eliminate the late fees and tey to clean up my credit score.We
considering debt consolidation but aren't exactly sure if it's a right fit.Our end game is to be able to buy a house in the next year or so.Would a loan for
debt consolidation be a good idea for us?
An individual or couple should pay down higher
interest debt first before
considering making any additional payments
on their mortgage.
Before you
consider filing bankruptcy look at what you owe, then factor in the
interest that you would be paying
on that amount to decide how long you should repay your
debt.
Obviously, each individual's circumstances are unique and there are many factors to
consider including, the rate of
interest, the returns
on investment, the rate of inflation, your tax rate, your attitude about
debt, your attitude about risk, and your ability to stick to a disciplined, long - term investment strategy.
Mortgage
debt,
on the other hand, could be
considered good
debt, if
interest rates continue to stay at current historic lows.
Lets put this
debt in perspective -
consider that a five year (60 months) plan to repay the
debt will require paying > $ 1000 / month towards principal (plus the
interest on all the cards).
While it makes sense to pay off the
debt with the highest
interest rate first, if you're having trouble managing several
debts - for example, you're struggling to meet even minimum repayments
on multiple credit cards - here are two payment options you could
consider:
With zero
interest expense, one might also expect a
debt adjustment — unfortunately, INM still has an $ 86 million pension deficit
on the balance sheet, and if we
consider it a
debt - proxy, it effectively absorbs what would otherwise be available
debt capacity:
Even
considering the growth of
interest and fees charged by the creditors, New Era
on average settles the
debt for 43.73 % of the enrolled balance, which means the average consumer will realize a savings of 56.27 %.
You might want to
consider paying down some credit card
debt using your savings, which will save you money
on interest too.
And, of course, always
consider your options carefully before taking
on a short - term cash advance loan (or any other high -
interest debt).
Any
interest that accrues
on those loans or that is subsequently capitalized is not
considered loan
debt for the purpose of calculating a program's D / E rates.
A balance transfer is one of the techniques you can
consider using to lower the
interest rates
on your
debts.
Review the current
interest rates
on all of your education loans before refinancing, and
consider whether excluding loans that already have low -
interest rates, or consolidating your entire student loan
debt into one loan with one monthly payment, makes sense for you.
And,
considering recent developments, that may include some possible respite
on interest rates, assumed bank
debt etc..
Now I'm deciding
on one more and am
considering some of the same ones as U. PEP — Hard to go wrong w / this but
debt is a bit of a concern (
interest coverage ratio is good though) INTC — Good yield, payout ratio and attractive valuation BUT I'm leary of tech as income stocks and the dividend growth is fueled too much by a previously low payout ratio instead of revenue / earnings.
If you carry a balance
on your credit card you should
consider transferring it to a card with low or no
interest to pay down
debt.