Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be
considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build
rates of certain aircraft; 6) the effect on aircraft demand and build
rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange
rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the
risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount
rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit
ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of
interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher
interest payments should
interest rates increase substantially; 27) the effectiveness of any
interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the
risks of doing business internationally, including fluctuations in foreign current exchange
rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
The Fed is
risking its credibility among investors by refusing to
consider a sooner
interest rate hike, hedge fund manager David Gerstenhaber tells CNBC.
The Federal Reserve is
risking its credibility among investors by refusing to
consider a sooner
interest rate hike, hedge fund manager David Gerstenhaber told CNBC on Friday.
Below 579 (Bad): There is some financing available for borrowers with this type of credit score, but it's
considered a high -
risk score and will likely come with fewer options and higher
interest rates.
What is the
risk - free
interest rate (which we
consider to be the yield on long - term U.S. bonds)?
Investment grade bonds are
considered to be lower
risk and, therefore, generally pay lower
interest rates than non-investment grade bonds, though some are more highly
rated than others within the category.
Consider these
risks before investing: The value of securities in the fund's portfolio may fall or fail to rise over extended periods of time for a variety of reasons, including general financial market conditions, changing market perceptions, changes in government intervention in the financial markets, and factors related to a specific issuer, industry, or sector and, in the case of bonds, perceptions about the
risk of default and expectations about changes in monetary policy or
interest rates.
Interest -
rate risk is generally greater for longer - term bonds, and credit
risk is generally greater for below - investment - grade bonds, which may be
considered speculative.
Tactically, now may be an appropriate time to
consider taking on more
interest rate risk; nominal yields on government bonds look attractive and we believe can persist through the quarter.
Given the absence of a public trading market of our common stock, and in accordance with the American Institute of Certified Public Accountants Accounting and Valuation Guide, Valuation of Privately - Held Company Equity Securities Issued as Compensation, our board of directors exercised reasonable judgment and
considered numerous and subjective factors to determine the best estimate of fair value of our common stock, including independent third - party valuations of our common stock; the prices at which we sold shares of our convertible preferred stock to outside investors in arms - length transactions; the rights, preferences, and privileges of our convertible preferred stock relative to those of our common stock; our operating results, financial position, and capital resources; current business conditions and projections; the lack of marketability of our common stock; the hiring of key personnel and the experience of our management; the introduction of new products; our stage of development and material
risks related to our business; the fact that the option grants involve illiquid securities in a private company; the likelihood of achieving a liquidity event, such as an initial public offering or a sale of our company given the prevailing market conditions and the nature and history of our business; industry trends and competitive environment; trends in consumer spending, including consumer confidence; and overall economic indicators, including gross domestic product, employment, inflation and
interest rates, and the general economic outlook.
We have to
consider why
interest rates could rise and how each
risk factor would be affected.
While building a bond ladder may help you manage
interest rate and reinvestment
risk to some extent, there are 6 important guidelines to
consider to make sure you are diversified and to attempt to protect yourself from undue credit
risk.
One way to diversify traditional fixed income investments is to
consider strategies that shift away from highly indebted companies and offer a balance between
interest rate and credit
risk... while still providing an attractive yield.
Considering the paltry yields in most corners of the fixed - income markets, avoiding commissions for investors looking to reduce
interest rate risk by going into funds like (NYSEArca: FLOT), (NYSEArca: ISTB) or (NYSEArca: SHY) will definitely help a lot.
While shortening duration can help mitigate
interest rate risk, another approach to
consider is one that balances exposure to the very front end of the curve with exposure to intermediate maturities for additional yield potential and lower volatility, given that
rates are likely to rise slowly and stay historically low for the foreseeable future.
The Financial Services Authority (OJK) said it was
considering setting a cap on
interest rates and the size of loans offered by fintech firms, in a move aimed at minimizing the
risk of defaults.
Interest rate risk is worth
considering since volatility is heightened at lower yield levels.
It depends on the
interest rate of the United States Treasury bond, which is
considered the «
risk - free»
rate because Congress can always tax people or print money to wipe out those obligations (each has its problems, but the theory here is sound).
Our analysis of valuation
considers not only earnings, but free cash flows, dividends, book values, revenues, profit margins,
interest rates, inflation,
risk premiums and other factors.
«If one wishes to financially express a speculative thesis like «
interest rates will stay permanently low,» one might wish to
consider the way to express said thesis that gives the most upside, with the least
risk.
Only when you can get a
risk free return that is higher than the
interest rate of your debt should you
consider investing instead of paying of your debt.
Therefore they
consider your previous loan repayment history when measuring possible
risks of default and the
interest rate to assign to your loan.
If you are
considering refinancing to an ARM, keep in mind the
risks of
interest rates rising in the future.
Because his mortgage was now
considered a high -
risk loan, Margolang saw his mortgage
interest rate hoisted to 7.375 % by investors.
Risks To
Consider: MKTX is a growth company in a multi-trillion industry fraught with potential regulatory and
interest rate dangers — including macroeconomic factors.
TIPS are
considered an extremely low -
risk investment since they are backed by the U.S. government and because the par value rises with inflation, as measured by the Consumer Price Index, while the
interest rate remains fixed.
Thus, a lender
considers everyone seeking such a loan as a high
risk, and assumes that
risk at the cost of higher
interest rates and other fees.
The loan is
consider low
risk because of the collateral and this normally reflects in the
interest rates you will be offered.
Since credit card issuers
consider you a
risk, given they have no history of your past financial decisions or habits, they charge a high
interest rate for the first 6 months to a year of your having your new credit card.
There are other factors that need to be
considered, such as your time horizon and
interest rate risk, before making any investment.
Consider these
risks before investing: Bond prices may fall or fail to rise over time for several reasons, including general financial market conditions, changing market perceptions (including perceptions about the
risk of default and expectations about monetary policy or
interest rates), changes in government intervention in the financial markets, and factors related to a specific issuer or industry.
On the slight chance that you are able to obtain a loan on your own through a private lender without having to go through a credit check, the chances are that you will have to pay a substantially higher
rate of
interest in order to compensate for the lender taking on what they would
consider to be a high
risk loan.
TIPS are
considered low -
risk investments because they are backed by the U.S. government and because their value rises with inflation but the
interest rate remains fixed.
And, because there is no requirement for a collateral with unsecured loans, lenders
consider them a higher
risk and therefore will often charge higher
interest rates.
However, being
considered an at -
risk consumer will unquestionably result in higher
interest rates than if you had good or excellent credit.
Below 579 (Bad): There is some financing available for borrowers with this type of credit score, but it's
considered a high -
risk score and will likely come with fewer options and higher
interest rates.
For income funds, if other
risk factors were
considered, such as credit
risk,
interest -
rate risk, or inflation
risk, rankings on the ribbons would vary.
As with any other investment decisions, deciding to
risk a potentially higher future
interest rate in order to get a lower
rate (and payment) today is risky
considering the current financial climate.
There are inevitably some high -
risk lenders who exist and are willing to take a chance on what is
considered a risky mortgage loan, but the
interest rates will reflect this by being much higher; therefore the monthly payment may be more than what is realistically affordable.
When making lending decisions, typically those borrowers with a higher credit score are
considered a low
risk and will have a lower
interest rate.
But if your borrowing scenario is not that spectacular, you're
considered more of a
risk — and your
interest rate will rise to reflect that.
While shortening duration can help mitigate
interest rate risk, another approach to
consider is one that balances exposure to the very front end of the curve with exposure to intermediate maturities for additional yield potential and lower volatility, given that
rates are likely to rise slowly and stay historically low for the foreseeable future.
Having a low credit utilisation ratio can qualify you for low loan
interest rates as you will be
considered low
risk customer.
The fact is that not all mortgage companies wish to carry the
risk of vacation home loans and investment mortgages so the
interest rates are much higher than companies that
consider 2nd home financing a niche.
They may
consider you a lending
risk and have you refinance at a higher
interest rate or possibly deny refinancing altogether.
Since they are not affected by fluctuating
interest rates, they are
considered low -
risk investments, which can make them attractive to more conservative investors.
Even if you do get credit, you likely will pay higher
interest rates because you are
considered a
risk.
Considering these dynamics, we find duration (a measure of
interest -
rate risk) to be somewhat more concerning today than in recent memory and the prospects for risky assets will vary depending on how future duration moves are divided between breakevens and real
rates.
These loans, like jumbo loans are
considered much higher
risk and carry higher
interest rates and penalties.
Other than the exchange
risk, one more thing to
consider is
interest rate risk and the returns you are generating from your money.