Sentences with phrase «considering taking on debt»

We've covered several creative ways to fund your honeymoon, but you still may be considering taking on some debt to make your dream trip happen.

When you're considering taking on debt, ask yourself:

You'll also want to carefully consider taking on any debt as you go forward — especially credit card debt.

Not exact matches

It won't be easy considering some of the larger events taking place around us: the ever - shifting European debt crisis, Congress» inaction on deficit reduction, and a general government stalemate here at home.

Taking on debts in this fashion should always be considered carefully but, when used appropriately, using your invoices as assets in a financing arrangement can afford very valuable and even vital flexibility to small businesses in any sector.

It is a calculation that lenders use when considering if you can handle taking on more debt.

Before applying for one of the best rewards credit cards, it's best to consider whether you can afford to take on more credit card debt.

If your new financial circumstances require you to take on an onerous burden of debt, consider service - based or research - based grant repayment programs.

If you're looking for a place to start to tackle debt you might consider taking on a card or account with the lowest balance, similar to the «snowball» method.

Consider how long a collection account will remain on your consumer report and affect your risk score before taking out a debt consolidation loan.

A very few proactive consumers will already be on budgets but for everyone else it will take excessive debt, sleepless nights and failed marriages before they consider using a budget.

Lenders will take debt on the co-signed card into account when considering either of you for a loan.

In that case, taking on debt is a business decision that needs to be supported by income or sale values, and all the angles are considered in the business plan.

Consider the possibility of keeping the loan burden on one person - Ideally, if both spouses are working, one person should be servicing all the other debt while the other is kept free to take on the home loan.

Spread the debt around: While your existing debt may all be on one card to take advantage of a low interest rate or great rewards, it is still worth considering spreading the debt across several cards.

Consider this: after purchasing a house and taking on a mortgage, you indeed have debt — but, (1) it is long term debt, not short term debt, with more time to pay it down; and (more importantly)(2) you now also have equity — the house and property itself (which has value that hopefully will increase over time — tax free).

Stating that it was a potential grab to appeal to millennial voters, Limbaugh said she had already hinted at it when she stated she considered it outrageous that students have to take on so much debt to get a degree without the option to refinance federal loans.

There are some other details you'll want to consider before taking on new debt.

Since these loans come with even greater responsibility than federal student loans (read: more stringent repayment requirements), it's important to know the weight of the debt you're considering taking on.

The reason many lenders consider mortgages as responsible debt, is because it shows you're dedicated enough to take on a mortgage and make the payments.

If you've got great credit and you're pretty good with managing your credit cards, one way to pay less on interest is to consider moving your debt over to Lending Club to take advantage of lower rates.

And while having your wages taken to pay off a creditor is considered an extreme «last resort» to collect on a debt, it is more common than you may think.

We hope that this article has shed sufficient light on why you should rethink your decision to consider debt relief companies as well as what you can do to take back control and help yourself.

And if you have student loans or are considering taking them on, our guide to Student Loan Debt can help you sort through the facts.

What some may consider a bit «strange» about Gene's story is that even though he had an MBA degree because he was so focussed on getting out of debt, he took up cutting lawns to make ends meet.

The «Highest Interest First» method fails to consider 1) that you may have a high interest rate on a low balance and are not losing that much money on that debt each month; 2) that you may have a low interest rate on a high balance and are losing a lot of money servicing that debt each month; 3) that your monthly payment amount on any one debt is taking that money away from paying down some other debt.

A final reason to consider refinancing is if you are in need cash that otherwise would require you to take on debt at a higher interest rate then what is available.

A company may appear cheap in relation to its outstanding stock, but it may be expensive when considering the debt it has taken on.

It's always important to carefully review your finances and consider your future plans before taking on any large debts — good or bad.

If you're currently paying off debt, consider utilizing other ways that can help raise your score without taking on more debt.

The acceptance of the payment will serve as a complete discharge of all monies due, and the COLLECTION AGENCY agrees to consider the debt paid in full and agrees to not take further action to collect on the alleged debt.

Even if you only have a basic knowledge of how credit scores are calculated, you may be aware of the fact that taking on debt and then paying it off in a timely and consistent manner is generally considered one of the best ways to build good credit, while late and missed payments can show...

If you consider that the current average debt load of college graduates is $ 35,000 and that it takes borrowers 10 - 20 years to pay their loans back, they will likely pay anywhere from $ 44,000 - $ 55,000 on the student loans that they took out.

Sometimes you can not take care of your debt problems on your own and one credit card debt relief program to consider is credit card debt counseling.

As mentioned above, if you have too much debt, have poor credit, or your debt - to - income ratio is too high, most lenders will consider you too great a risk and be leery of taking a chance on you repaying the loan.

Generally, if you take out a debt on anything that will decrease in value over time, that debt is considered a bad debt.

We also project credit growth out to 2017 by considering how much more debt each major sector of the economy will be able to take on.

8) Or consider the story of Piggly - Wiggly, where the founder squeezed the shorts trying to manipulate his company's stock, only to take on so much debt in the rescue that eventually he had to declare bankruptcy.

And, of course, always consider your options carefully before taking on a short - term cash advance loan (or any other high - interest debt).

I have been investing for 30 years and have been through multiple bear markets, have no debt, and I do not have to access most of my savings for a long time... but, I have more than enough in pensions and savings, and I do not need to take on very much risk to maintain the lifestyle I enjoy, even after considering the effects of inflation.

Again, the «experts» publish articles about job growth in the field you're considering, so you take on loans in hopes of getting a better job to pay off your debt.

If you have a trusted family member or friend who would be willing to vouch for you financially — for a very long time — you may want to consider taking on a cosigner who has good credit and a low debt - to - income ratio.

Unlike common law states, community property states consider debt taken on during the marriage community property (or property of the couple), regardless of whether both parties signed for the it.

You'll also want to seriously consider how much student loan debt you want to take on.

As are your comments re debt — at this point, I'm sure the primary focus will be on the best use of cash here, rather than considering taking on any potential debt.

Seeing that, you either envisage huge potential upside (and an Irish economy that's painfully, but successfully, adjusting), and perhaps you're already investing in / considering Green REIT — or you're horrified by such a disaster (and Ireland's economy & Debt / GDP ratio), and wouldn't touch Green REIT even if it was the last damn stock on earth... I prefer to focus on the risks myself — the upside usually takes care of itself:

If you earn income, take full advantage of all tuition and school expense deductions on your tax return and consider putting any refund immediately towards reducing your debt even further.

Instead one should consider c) first, then take on less debt in a)(ie.

Side gig can be best debt - payoff option — Taking on a part - time job to pay down thousands of dollars in credit card debt is smart; make the best of it by carefully considering your payment options.

You'll want to recalculate these ratios before considering taking on new debt, as your income increases, or as you pay down your credit balances.