When looking for the best IRA rates and performance, many investors have been
considering target date retirement funds.
Not exact matches
As you're exploring savings options that can help you build a
retirement nest egg,
consider taking a fresh look at
target date funds.
If you are a
target date fund investor, or
considering going that route, you need to look closely at the
fund you are
considering and decide if this is the «horse you want to ride» into
retirement.
b) I
consider these
funds terrific choices for
retirement savings c) After age 55 or 60, you can't automatically rely on
target -
date formulas any more.
You might also
consider investing in
target date retirement funds that will automatically shift the
fund investments from an aggressive strategy to a passive strategy as it approaches the scheduled
retirement year.
If you've decided that a
target date fund may be a smart way to save for retirement, there are many reasons to consider a Fidelity Freedom ® F
fund may be a smart way to save for
retirement, there are many reasons to
consider a Fidelity Freedom ®
FundFund.
In the case of a
target date fund, if you're saving for
retirement,
consider selecting a
fund with a
retirement date closest to your planned
retirement age (somewhere around age 65 — 67 for most people).
I've been putting my
retirement savings into a
target -
date fund but want to know whether that's a good idea or if I should
consider other investments.
As you're exploring savings options that can help you build a
retirement nest egg,
consider taking a fresh look at
target date funds.
If you don't feel you're up to creating your own stocks - bonds allocation, then you might
consider investing in a
target -
date retirement fund or managed account, options that set and manage an asset mix for you.
Several years beyond the
target -
retirement date, a
target -
retirement fund will reach an allocation that Vanguard
considers appropriate for people in
retirement.
However, Cerulli says there are some important arguments against the use of TDFs that all ERISA fiduciaries should
consider: «The chief argument against
target -
date funds is their homogeneity as they do not account for an investor's risk tolerance, specific
retirement plans, or other assets.»
If you find the idea of building your own portfolio daunting,
consider a
target -
date retirement fund, an all - in - one
fund that includes a diversified mix of stocks and bonds and that becomes more conservative as you age.
Before you decide that a
target date fund is a good way to set it and forget it when it comes to your
retirement, it's a good idea to stop and
consider the pros and cons of -LSB-...]