Sentences with phrase «consistent payments on»

«To be eligible for HARP, the most important requirement is that you're making consistent payments on your current loan and that you've made every payment on time over the past six months,» Smith says.
This will result in you receiving an annuity certificate that you can show the bank, and the bank may be willing to accept that as proof that you will be receiving consistent payments on a monthly basis.
I am using leverage and maximizing the use of the great credit I have earned through consistent payments on mortgages, auto loans and credit cards.
If you could afford to make consistent payments on your debt, then you probably wouldn't have to settle your accounts.

Not exact matches

But they also aren't consistent, planned expenses like my mortgage payment, cable bill, or groceries — and yes, the amount spent on groceries varies somewhat, but I know I'll need some every month.
Student loan forgiveness is the process of having outstanding loan balances canceled after a period of on - time, consistent monthly payments.
The following benefits are not subject to the HP Severance Policy, either because they have been previously earned or accrued by the employee or because they are consistent with Company Practices: (i) compensation and benefits earned, accrued, deferred or otherwise provided for employment services rendered on or prior to the date of termination of employment pursuant to bonus, retirement, deferred compensation or other benefit plans, e.g., 401 (k) plan distributions, payments pursuant to retirement plans, distributions under deferred compensation plans or payments for accrued benefits such as unused vacation days, and any amounts earned with respect to such compensation and benefits in accordance with the terms of the applicable plan; (ii) payments of prorated portions of bonuses or prorated long - term incentive payments that are consistent with Company Practices; (iii) acceleration of the vesting of stock options, stock appreciation rights, restricted stock, restricted stock units or long - term cash incentives that is consistent with Company Practices; (iv) payments or benefits required to be provided by law; and (v) benefits and perquisites provided in accordance with the terms of any benefit plan, program or arrangement sponsored by HP or its affiliates that are consistent with Company Practices.
Lenders also look at your credit record, which should show a credit score of at least 620 and a consistent history of on - time payments.
The rise in payments on debt is consistent with the growth in the stock of Australian foreign debt, while the increase in payments on equity coincides with a period of strong growth in Australian corporate profitability.
While this may reduce your interest rate and guarantee your payment is made on time every month, it is essential to have a consistent income to avoid any overdraft fees.
As governments begin to issue consistent guidance on Bitcoin, businesses may become more willing to accept it as a form of payment.
However, such research also shows that the incomes education - indebted households quickly fall behind their peers without education debt, likely because the need for indebted households to make consistent monthly payments on their debt causes them to lack the job flexibility and mobility enjoyed by debt - free households.
The following benefits are not subject to the HP Severance Policy, either because they have been previously earned or accrued by the employee or because they are consistent with Company Practices: (i) compensation and benefits earned, accrued, deferred or otherwise provided for employment services rendered on or prior to the date of termination of employment pursuant to bonus, retirement, deferred compensation or other benefit plans, e.g., 401 (k) plan distributions, payments pursuant to retirement plans, distributions under deferred compensation plans or payments for accrued benefits such as unused vacation days, and any amounts earned with respect to such compensation and benefits in accordance with the terms of the applicable plan; (ii) payments of prorated portions of bonuses or prorated long - term incentive payments that are consistent with Company Practices; (iii) acceleration of the vesting of stock options, stock appreciation rights, restricted stock, restricted stock units or long - term cash incentives that is consistent with Company Practices; (iv) payments or benefits required to be provided by law; and
The VOICE / CSEA mission includes winning more respect for their profession, lobbying counties to make on - time payments and promoting fair and consistent child care regulations and enforcement.
Following three state appellate court rulings in the second appellate division in September 2017 requiring healthcare agencies to pay home care workers for all their hours on 24 - hour shifts, Governor Cuomo's Department of Labor issued «emergency regulations» in October consistent with contrary federal court rulings allowing payment for only 13 hours.
If you quote payments in your sales process, you must have a consistent methodology on how the first payment quoted is calculated.
Standard repayment plans usually require consistent monthly payment amounts, depending on if the loan's interest rate is fixed or variable, and generally help you pay the least amount of interest over the life of the loan.
Saving on a consistent basis can be difficult, especially when you have car payments, house payments and expenses for your children.
It is critical to show a consistent on - time payment history on your remaining debts and any new open lines of credit.
Consistent, on - time payments month after month is one of the best credit repair tips that will drastically improve your credit score.
So, keep in mind that it's up to you to manage your accounts responsibly such as demonstrating consistent, responsible credit management, for example having your payments processed on - time as well as keeping your balance low in relation to your credit limit.
Since the financial institution can calculate an average of payments that you receive through them, they can easily provide you financing knowing that they can debit any amount you decide to pay or at least the minimum payments consistent only on the interest rates generated by the money withdrawn from your line of credit.
Maintaining a pattern of current, consistent pattern of payments on your bills is by far the most important single aspect of establishing and maintaining good credit.
The analysis of how consistent a consumer has made on - time, ahead of time, or late payments to their open loans or credit card accounts.
At the end of the repayment term, either 20 or 25 years, the remaining balance is automatically forgiven so long as borrowers have made consistent, on - time payments.
While on our program, your creditors will receive agreed upon payments in a timely and consistent manner.
Furthermore, if everything stays consistent during the program, such as your on - time payments, your credit history (which will have been rebuilt over several years) should be cleaned up and your credit score in good shape.
If you plan on consolidating your loans, it's likely better to choose a fixed - rate loan so that you can lock in a low rate and maintain consistent payments.
Following are the things that can effect changes on your scores: • Consistent and constant late payments • Increased or reduced credit limits • Higher credit card balances • Higher HELOC (Home Equity Line of Credit) balance • Closing revolving accounts • Recent credit inquiries made In the same way, any new practice you start in managing your credit takes effect and influence your credit scores within 30 to 60 days; due to the lag time between the action you take against the period it takes the creditor to report the action to the agencies who handle credit reports.
While having a temporarily delinquent account can be rectified by making consistent payments in the future, it is much more difficult to resolve a defaulted loan — especially if you don't have a lot of cash on hand.
«The easiest way to improve your credit score is making consistent, on - time payments over a long period of time,» said Eric Rosenberg of Personal Profitability.
Lenders also look at your credit record, which should show a credit score of at least 620 and a consistent history of on - time payments.
Similarly, with regards to the balance transfer card, it is crucial that you be consistent and regular with your payments as a default or delay on your end could lead to discontinuance of promotional APR or interest - free periods and charging of interest from the date of issue of the balance transfer card.
By making consistent and timely payments on your secured credit card you will begin to establish positive credit lines to help improve your credit score.
(And making consistent, on - time payments is the No. 1 factor in your credit score.)
In repaying your new debt consolidation loan, it is important to make consistent, on time payments.
This is because all other lines of credit will be shown as paid in full and closed and your current line of credit will show consistent monthly on time payments.
«An active account with a zero balance and a consistent on - time payment history is all it takes for an account to boost your score.»
In doing so, LoanMart allows their customers full access to their truck while getting funded and making consistent monthly payments on their loan.
Personal loans can be useful to building credit because credit bureaus reward you if you have been making consistent, on - time payments over a long period.
If you're able to maintain a positive credit history with the secured card, by making consistent on - time payments, you may qualify for a higher limit or an unsecured credit card within one to two years.
With consistent payments, it is possible to live a debt - free life and, at the end of the day, focus on better financial goals.
Consistent on - time payments will make the difference in good or bad FICO scores.
Our dividend income was huge and our rental income was consistent, even with my mistake of making double payments on one of the properties.
Refinancing can help you make consistent, on - time payments without getting deeper into debt or going broke.
Even if you only have a basic knowledge of how credit scores are calculated, you may be aware of the fact that taking on debt and then paying it off in a timely and consistent manner is generally considered one of the best ways to build good credit, while late and missed payments can show...
Gather two years worth of at least three accounts for which you have made consistent and on - time payments, such as a utility bill, a life insurance policy, or a rental contract.
By showing the card issuer you can make consistent, on - time payments, your credit rating will improve.
The trucking company will pull the brokers credit because they want to make sure there is a consistent history of making payments on time.
Many people rely on credit cards to take care of emergency expenses but unfortunately, they are not consistent with debt payment.
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