There are eight different repayment plans you can choose from when
you consolidate federal direct loans.
When
consolidating your federal direct loans, the government gives you the option to choose between FedLoan Servicing, Great Lakes Educational Loan Services, Nelnet, or Navient.
Not exact matches
A
Direct Consolidation
Loan allows you to consolidate (combine) multiple federal education loans into one l
Loan allows you to
consolidate (combine) multiple
federal education
loans into one
loanloan.
Direct PLUS
Loans received by parents to help pay for a dependent student's education can not be consolidated together with federal student loans that the student rece
Loans received by parents to help pay for a dependent student's education can not be
consolidated together with
federal student
loans that the student rece
loans that the student received.
All types of
federal student
loans can be
consolidated together except a
Direct PLUS
Loan that was taken out by a parent to help pay for a child's education (student PLUS
loans can still be
consolidated).
Those who have a mix can use a
Direct Consolidation
Loan for their
federal loans, and then select a private lender to
consolidate and refinance all their private
loans.
There is no application fee to
consolidate your
federal education
loans into a
Direct Consolidation
Loan.
Once research has been completed, and the decision to
consolidate federal student
loans with a
Direct Consolidation
Loan has been made, the actual process of
consolidating is relatively simple.
Federal student
loans can be
consolidated via a
Direct Consolidation
Loan.
If you have both
Direct Loans and other types of federal student loans that you want to consolidate to take advantage of PSLF, it's important to understand that if you consolidate your existing Direct Loans with the other loans, you will lose credit for any qualifying PSLF payments you made on your Direct Loans before they were consolid
Loans and other types of
federal student
loans that you want to consolidate to take advantage of PSLF, it's important to understand that if you consolidate your existing Direct Loans with the other loans, you will lose credit for any qualifying PSLF payments you made on your Direct Loans before they were consolid
loans that you want to
consolidate to take advantage of PSLF, it's important to understand that if you
consolidate your existing
Direct Loans with the other loans, you will lose credit for any qualifying PSLF payments you made on your Direct Loans before they were consolid
Loans with the other
loans, you will lose credit for any qualifying PSLF payments you made on your Direct Loans before they were consolid
loans, you will lose credit for any qualifying PSLF payments you made on your
Direct Loans before they were consolid
Loans before they were
consolidated.
In this situation, you may want to leave your existing
Direct Loans out of the consolidation and consolidate only your other federal student l
Loans out of the consolidation and
consolidate only your other
federal student
loansloans.
If you
consolidate parent PLUS
loans with other
direct federal student loans into a Federal Direct Consolidation Loan, the only income - driven repayment (IDR) program that loan will be eligible for is income - contingent repayment (ICR), the least generous of all IDR
direct federal student loans into a Federal Direct Consolidation Loan, the only income - driven repayment (IDR) program that loan will be eligible for is income - contingent repayment (ICR), the least generous of all IDR
federal student
loans into a
Federal Direct Consolidation Loan, the only income - driven repayment (IDR) program that loan will be eligible for is income - contingent repayment (ICR), the least generous of all IDR
Federal Direct Consolidation Loan, the only income - driven repayment (IDR) program that loan will be eligible for is income - contingent repayment (ICR), the least generous of all IDR
Direct Consolidation
Loan, the only income - driven repayment (IDR) program that loan will be eligible for is income - contingent repayment (ICR), the least generous of all IDR pl
Loan, the only income - driven repayment (IDR) program that
loan will be eligible for is income - contingent repayment (ICR), the least generous of all IDR pl
loan will be eligible for is income - contingent repayment (ICR), the least generous of all IDR plans.
If you've already made qualifying payments on your
Direct Loans, but also have federal student loans that are not eligible for PSLF, a good option may be to consolidate your other federal loans without including your Direct L
Loans, but also have
federal student
loans that are not eligible for PSLF, a good option may be to consolidate your other federal loans without including your Direct L
loans that are not eligible for PSLF, a good option may be to
consolidate your other
federal loans without including your Direct L
loans without including your
Direct LoansLoans.
You can not
consolidate federal and private student loans together into a Federal Direct Consolidatio
federal and private student
loans together into a
Federal Direct Consolidatio
Federal Direct Consolidation
Loan.
You can
consolidate your non-eligible
federal student
loans into a
Direct Consolidation
Loan to make them eligible for PSLF.
To
consolidate a defaulted
federal student
loan into a new Direct Consolidation Loan, you must ei
loan into a new
Direct Consolidation
Loan, you must ei
Loan, you must either
ICR is the only income - based plan available for Parent PLUS
Loans, though it must be
consolidated with other
federal student debt using a
Direct Consolidation
Loan.
When you think about
consolidating student
loans, you're probably thinking about
Direct Loan Consolidation of
federal student
loans.
However, if you
consolidate a FFEL Program
Loan or Federal Perkins Loan into a Direct Consolidation Loan, you may then be able to repay the Direct Consolidation Loan under the REPAYE, PAYE, and ICR Plan (depending on the type of loan that you consolida
Loan or
Federal Perkins
Loan into a Direct Consolidation Loan, you may then be able to repay the Direct Consolidation Loan under the REPAYE, PAYE, and ICR Plan (depending on the type of loan that you consolida
Loan into a
Direct Consolidation
Loan, you may then be able to repay the Direct Consolidation Loan under the REPAYE, PAYE, and ICR Plan (depending on the type of loan that you consolida
Loan, you may then be able to repay the
Direct Consolidation
Loan under the REPAYE, PAYE, and ICR Plan (depending on the type of loan that you consolida
Loan under the REPAYE, PAYE, and ICR Plan (depending on the type of
loan that you consolida
loan that you
consolidate).
To get on an ICR plan, the government requires you to first
consolidate your
federal Parent PLUS
loan into a
Direct Consolidation
loan.
If you have several types of
federal loans, you can
consolidate them into a
Direct Consolidation
Loan so they'll qualify — but your prior loan payments won't co
Loan so they'll qualify — but your prior
loan payments won't co
loan payments won't count.
While you can not
consolidate federal and private student loans together into a Federal Direct Consolidation Loan — since only federal loans are eligible for consolidation — you can refinance federal and private loans to
federal and private student
loans together into a
Federal Direct Consolidation Loan — since only federal loans are eligible for consolidation — you can refinance federal and private loans to
Federal Direct Consolidation
Loan — since only
federal loans are eligible for consolidation — you can refinance federal and private loans to
federal loans are eligible for consolidation — you can refinance
federal and private loans to
federal and private
loans together.
The U.S. Department of Education offers borrowers the ability to
consolidate existing federally - backed student
loans and Direct Loans owned by the federal government into a single
loans and
Direct Loans owned by the federal government into a single
Loans owned by the
federal government into a single
loan.
When you
consolidate federal loans, the government pays them off and replaces them with a
direct consolidation
loan.
There are no fees to
consolidate federal education
loans within the
Direct Consolidation
Loan program.
Loans that can qualify if they are consolidated include Direct PLUS loans made to parents; subsidized and unsubsidized Stafford loans; FFEL PLUS Loans; FFEL PLUS loans for parents; Federal Perkins loans and FFEL consolidation l
Loans that can qualify if they are
consolidated include
Direct PLUS
loans made to parents; subsidized and unsubsidized Stafford loans; FFEL PLUS Loans; FFEL PLUS loans for parents; Federal Perkins loans and FFEL consolidation l
loans made to parents; subsidized and unsubsidized Stafford
loans; FFEL PLUS Loans; FFEL PLUS loans for parents; Federal Perkins loans and FFEL consolidation l
loans; FFEL PLUS
Loans; FFEL PLUS loans for parents; Federal Perkins loans and FFEL consolidation l
Loans; FFEL PLUS
loans for parents; Federal Perkins loans and FFEL consolidation l
loans for parents;
Federal Perkins
loans and FFEL consolidation l
loans and FFEL consolidation
loansloans.
If you are carrying student
loans issued through FFEL (private funding) or
Federal Direct loans, such as Stafford or Perkins, you are eligible to consolidate your loans under federal guidelines that will ensure a reasonable fixed rate (no higher than 8.25 %) and extended payment terms (10 to 20
Federal Direct loans, such as Stafford or Perkins, you are eligible to
consolidate your
loans under
federal guidelines that will ensure a reasonable fixed rate (no higher than 8.25 %) and extended payment terms (10 to 20
federal guidelines that will ensure a reasonable fixed rate (no higher than 8.25 %) and extended payment terms (10 to 20 years).
As a part of the
Direct Consolidation
Loan Program, the old federal education loans are paid by the Department of Education and after that it issues a consolidated l
Loan Program, the old
federal education
loans are paid by the Department of Education and after that it issues a
consolidated loanloan.
In addition,
consolidating Federal loans into a
Federal Direct Consolidation
Loan allows borrowers the simplicity of paying one Federal loan servicer while maintaining any potential Federal benefits (such as loan forgiveness, special deferments, income — driven repayment options, interest subsidy, et
Loan allows borrowers the simplicity of paying one
Federal loan servicer while maintaining any potential Federal benefits (such as loan forgiveness, special deferments, income — driven repayment options, interest subsidy, et
loan servicer while maintaining any potential
Federal benefits (such as
loan forgiveness, special deferments, income — driven repayment options, interest subsidy, et
loan forgiveness, special deferments, income — driven repayment options, interest subsidy, etc.).
If not, you will have to
consolidate your
federal loans into a new
Direct Loan and elect one of the income driven repayment programs to repay your
loans.
You can not
consolidate federal and private student loans together into a Federal Direct Consolidatio
federal and private student
loans together into a
Federal Direct Consolidatio
Federal Direct Consolidation
Loan.
Although
loan forgiveness under this program is available only for loans made and repaid under the Direct Loan Program, loans made under other federal student loan programs may become eligible for forgiveness if they are consolidated into a Direct Consolidation L
loan forgiveness under this program is available only for
loans made and repaid under the
Direct Loan Program, loans made under other federal student loan programs may become eligible for forgiveness if they are consolidated into a Direct Consolidation L
Loan Program,
loans made under other
federal student
loan programs may become eligible for forgiveness if they are consolidated into a Direct Consolidation L
loan programs may become eligible for forgiveness if they are
consolidated into a
Direct Consolidation
LoanLoan.
If you
consolidate parent PLUS
loans with other
direct federal student loans into a Federal Direct Consolidation Loan, the only income - driven repayment (IDR) program that loan will be eligible for is income - contingent repayment (ICR), the least generous of all IDR
direct federal student loans into a Federal Direct Consolidation Loan, the only income - driven repayment (IDR) program that loan will be eligible for is income - contingent repayment (ICR), the least generous of all IDR
federal student
loans into a
Federal Direct Consolidation Loan, the only income - driven repayment (IDR) program that loan will be eligible for is income - contingent repayment (ICR), the least generous of all IDR
Federal Direct Consolidation Loan, the only income - driven repayment (IDR) program that loan will be eligible for is income - contingent repayment (ICR), the least generous of all IDR
Direct Consolidation
Loan, the only income - driven repayment (IDR) program that loan will be eligible for is income - contingent repayment (ICR), the least generous of all IDR pl
Loan, the only income - driven repayment (IDR) program that
loan will be eligible for is income - contingent repayment (ICR), the least generous of all IDR pl
loan will be eligible for is income - contingent repayment (ICR), the least generous of all IDR plans.
Additionally, graduates who continue to work in public service for a period of ten years, who make monthly payments on a
consolidated loan with the federal Direct Loan Program, will benefit from the new College Cost Reduction and Access Act of 2007 (CCRAA) and can have their loans forgi
loan with the
federal Direct Loan Program, will benefit from the new College Cost Reduction and Access Act of 2007 (CCRAA) and can have their loans forgi
Loan Program, will benefit from the new College Cost Reduction and Access Act of 2007 (CCRAA) and can have their
loans forgiven.
Some unsubsidized student
loans in the medical field can be
consolidated into a
federal Direct Loan.
Can my and my spouse's joint consolidation
loan from the Federal Family Education Loan (FFEL) Program be consolidated into a Direct Consolidation Loan so that one or both of us can qualify for P
loan from the
Federal Family Education
Loan (FFEL) Program be consolidated into a Direct Consolidation Loan so that one or both of us can qualify for P
Loan (FFEL) Program be
consolidated into a
Direct Consolidation
Loan so that one or both of us can qualify for P
Loan so that one or both of us can qualify for PSLF?
NOTE: To
consolidate a
Federal Perkins
Loan or Health Professions or Nursing Loan into the Direct Loan Program, you must also consolidate at least one FFEL Program loan or Direct L
Loan or Health Professions or Nursing
Loan into the Direct Loan Program, you must also consolidate at least one FFEL Program loan or Direct L
Loan into the
Direct Loan Program, you must also consolidate at least one FFEL Program loan or Direct L
Loan Program, you must also
consolidate at least one FFEL Program
loan or Direct L
loan or
Direct LoanLoan.
For this reason, if you've made qualifying PSLF payments on your
Direct Loans and you're thinking of consolidating those loans into a Direct Consolidation Loan along with loans you received under other federal student loan programs, you should leave your Direct Loans out of the consolidation and consolidate only your loans from other federal student loan prog
Loans and you're thinking of
consolidating those
loans into a Direct Consolidation Loan along with loans you received under other federal student loan programs, you should leave your Direct Loans out of the consolidation and consolidate only your loans from other federal student loan prog
loans into a
Direct Consolidation
Loan along with loans you received under other federal student loan programs, you should leave your Direct Loans out of the consolidation and consolidate only your loans from other federal student loan progr
Loan along with
loans you received under other federal student loan programs, you should leave your Direct Loans out of the consolidation and consolidate only your loans from other federal student loan prog
loans you received under other
federal student
loan programs, you should leave your Direct Loans out of the consolidation and consolidate only your loans from other federal student loan progr
loan programs, you should leave your
Direct Loans out of the consolidation and consolidate only your loans from other federal student loan prog
Loans out of the consolidation and
consolidate only your
loans from other federal student loan prog
loans from other
federal student
loan progr
loan programs.
Those who have borrowed from the
Federal Family Education Loan Program, as an example, are required to consolidate their loans into a federal Direct Consolidation Loan in order to qualify for some income - driven repayment plans, or for Public Student Loan Forgi
Federal Family Education
Loan Program, as an example, are required to
consolidate their
loans into a
federal Direct Consolidation Loan in order to qualify for some income - driven repayment plans, or for Public Student Loan Forgi
federal Direct Consolidation
Loan in order to qualify for some income - driven repayment plans, or for Public Student
Loan Forgiveness.
The
Federal Direct Consolidation
Loan program does not
consolidate private
loans into
Federal loans.
When you
consolidate your
Federal student
loans, you go through the
Direct Consolidation
Loan program.
All types of
federal loans consolidated into a
Direct Consolidation
Loan qualify for forgiveness.
When
consolidating federal loans, the government combines all your federally acquired
loans into a
Direct Loan Consolidation.
If you choose to
consolidate your
federal loans, the
federal government pays off your existing
loan balance and replaces your
loans with a
direct consolidation
loan.
Though there is no fee to
consolidate your
federal student
loans into a
Direct Consolidation
Loan, it is important to keep a few things in mind which may be reasons for you to not want to
consolidate:
You can
consolidate your
federal loans into a
Direct Consolidation
Loan offered by the Department of Education.
I am thinking of
consolidating all my
loans, but should I use the
Federal Student Aid (loanconsolidation.ed.gov) to
consolidate both the
Direct and Stafford loans (do they consolidate both direct and stafford loans), or is there a different website for the government consolidation for both direct and stafford student
Direct and Stafford
loans (do they
consolidate both
direct and stafford loans), or is there a different website for the government consolidation for both direct and stafford student
direct and stafford
loans), or is there a different website for the government consolidation for both
direct and stafford student
direct and stafford student
loans?
You just need to
consolidate those
federal loans into a new
Direct Loan and then elect an income driven repayment option to determine your monthly payment.
Federal student loan borrowers can use a Direct Consolidation Loan to combine (consolidate) multiple federal loans in
Federal student
loan borrowers can use a Direct Consolidation Loan to combine (consolidate) multiple federal loans into
loan borrowers can use a
Direct Consolidation
Loan to combine (consolidate) multiple federal loans into
Loan to combine (
consolidate) multiple
federal loans in
federal loans into one.
Use the [2]
Federal Direct Consolidation Loan calculator to see what your monthly payments would be if you were to consolidate your federal
Federal Direct Consolidation
Loan calculator to see what your monthly payments would be if you were to
consolidate your
federalfederal loans.