Sentences with phrase «consolidating balances»

If you're struggling with high - interest credit card debt, consolidating your balances with a balance transfer onto a lower - interest card can save you money in the long run.
One is through consolidating balances onto a new, low - interest card.
If you have balances on multiple credit cards or loans, you could save on interest costs by switching and consolidating your balances to a single RBC ® line of credit or loan at a lower interest rate.
If you have large balances across multiple credit cards, consolidating those balances onto a single card with a lower interest rate and fees can make that debt easier to manage and pay down.
There are numerous benefits to a student loan borrower consolidating the balances of more than one loan.
Avoid consolidating balances onto one credit card.
Unless you can save a fortune in interest charges and fees by consolidating balances onto one credit card, this strategy should be avoided.
Under Previous Standards, we did not reflect advertising fund contributions or advertising fund expenditures in our Consolidated Statement of Operations, and temporary net differences between contributions and expenses were reflected as prepaid assets or accrued liabilities on our consolidated balance sheet.
Redeemable noncontrolling interests presented in our condensed consolidated balance sheets relate to the equity incentive arrangements we have made available to the senior employees of the Taxi, Classifieds and E-commerce segments, pursuant to which such persons are eligible to acquire depositary receipts, or receive options to acquire depositary receipts, which entitle them to economic interests in the respective business unit subsidiaries.
The June 30, 2015 unaudited pro forma consolidated balance sheet data has been prepared assuming the conversion of the convertible preferred stock outstanding into 135,252,809 shares of common stock at the then effective conversion rate.
The expected future rebates related to card readers distributed are accrued in other current liabilities on the consolidated balance sheets.
The September 30, 2015 unaudited pro forma consolidated balance sheet data has been prepared assuming the conversion of the convertible preferred stock outstanding into 135,252,809 shares of common stock at the then effective conversion rate.
In such cases, minority interest shows as either a liability or an equity item on the consolidated balance sheet, and the income, or loss, owed to the minority owners.
The corporate sector did this in the early 1990s and is now in excellent shape; the household sector will be in a better position in the long run if it also consolidates its balance sheet.
As of September 30, 2014, this amount is also recorded as a long term liability in our consolidated balance sheet.
Because the restricted shares are accounted for as options, the Notes are not recorded in the accompanying consolidated balance sheets, the shares are excluded in the totals for common stock outstanding as of April 30, 2012 and 2013 and December 31, 2013, and compensation cost is recognized over the requisite service period with an offsetting credit to additional paid - in capital.
Best for: people with excellent credit who can pay off their consolidated balances before the promotional period ends.
The pro forma consolidated balance sheet data gives effect to (i) the automatic conversion of all of our outstanding shares of convertible preferred stock other than Series FP preferred stock into shares of Class B common stock and the conversion of Series FP preferred stock into shares of Class C common stock in connection with our initial public offering, (ii) stock - based compensation expense of approximately $ 1.1 billion associated with outstanding RSUs subject to a performance condition for which the service - based vesting condition was satisfied as of December 31, 2016 and which we will recognize on the effectiveness of our registration statement in connection with this offering, as further described in Note 1 to our consolidated financial statements included elsewhere in this prospectus, (iii) the increase in accrued expenses and other current liabilities and an equivalent decrease in additional paid - in capital of $ 187.2 million in connection with the withholding tax obligations, based on $ 16.33 per share, which is the fair value of our common stock as of December 31, 2016, as we intend to issue shares of Class A common stock and Class B common stock on a net basis to satisfy the associated withholding tax obligations, (iv) the net issuance of 7.6 million shares of Class A common stock and 5.5 million shares of Class B common stock that will vest and be issued from the settlement of such RSUs, (v) the issuance of the CEO award, as described below, and (vi) the filing and effectiveness of our amended and restated certificate of incorporation which will be in effect on the completion of this offering.
Non-marketable investments are included within other assets on the consolidated balance sheet.
These differences result in deferred tax assets, which are included in our consolidated balance sheets.
In compliance with IAS 32 «Financial Instruments: Presentation» Group, shares held by the EBT are included in the consolidated balance sheet as a reduction in equity.
In our opinion, the accompanying consolidated balance sheets and the related consolidated statements of operations, redeemable non-controlling interest, redeemable convertible preferred stock and stockholder's deficit and cash flows present fairly, in all material respects, the financial position of Zipcar, Inc. and its subsidiaries (the «Company») at December 31, 2008 and 2009, and the results of their operations and their cash flows for each of the three years in the period ended December 31, 2009 in conformity with accounting principles generally accepted in the United States of America.
The Company accounts for fuel derivative financial instruments at fair value and recognizes such instruments in the accompanying consolidated balance sheets in other current assets under prepaid expenses and other assets if the total net unsettled fair value balance is in a gain position, or other current liabilities if in a net loss position.
In our opinion, the accompanying consolidated balance sheets and the related consolidated statements of operations, comprehensive loss, redeemable convertible preferred stock, convertible preferred stock and stockholders» deficit, and cash flows present fairly, in all material respects, the financial position of Twitter, Inc. and its subsidiaries (the «Company») at December 31, 2012 and 2011, and the results of their operations and their cash flows for each of the three years in the period ended December 31, 2012 in conformity with accounting principles generally accepted in the United States of America.
The EBT will acquire shares in the Company and these will be deducted from the shareholders» funds on the consolidated balance sheet at the cost of acquisition less proceeds on disposal.
They can loan you from $ 1,000 to more than $ 35,000 to help consolidate your balances and reduce your monthly payments, while at the same time helping you get out of debt faster.
They can loan you from $ 1,000 to more than $ 35,000 to help consolidate your balances and lower your monthly payments, while at the same time helping you get out of debt faster.
The consolidated balance - sheet at June 30 puts cash and cash equivalents at # 290.3 million and borrowings at # 497.6 million.
If you use two or more cards, i.e. student, department store, and so on, one option is to consolidate all balances and benefit from a promotional very low or zero interest rate.
(5) Includes restricted cash, classified within «Other Assets» on our consolidated balance sheet, of: $ 306 million in Q4 2009, $ 318 million Q1 2010, $ 311 million in Q2 2010, $ 238 million in Q3 2010 and $ 157 million in Q4 2010.
Whether you want to increase the limit to consolidate the balances of all your other credit cards or are simply eager to make larger purchases, there are a few things to know that will help you increase your spending limit.
Since student loan interest rates are often much lower than those for credit cards, it may be tempting to consolidate your balances into the lower cost option.
If you have multiple credit cards with balances, and they are not reducing over time, consolidate the balances, get rid of all cards except one and reduce the credit limit on that card.
For instance, some credit cards have a balance transfer fee you'll have to pay in order to consolidate the balance.
Being able to consolidate your balances allows you slay your debt monsters faster, which will certainly make your holidays a little brighter — and improve your credit score.
Another alternative is to pitch those customers a balance - transfer credit card that would consolidate the balances held on other cards and reduce the rate they're paying on their debt.
Consolidate balances from higher rate cards, pay your bill, view statements and request a new card or PIN.
Consolidate balances to one card to lower monthly payments and prevent missed payments.
If you are consolidating with a home equity loan, your bank will work with you to consolidate the balances.
The plan will blow up, however, if after you consolidate your balances into a personal loan, you continue to accumulate balances on your credit cards.
Balance transfer checks can be a great way to consolidate balances and lower the overall interest rate on outstanding debt.
With this strategy, you will be able to transfer an existing balance onto a card that offers a lower interest rate, sometimes even as low as 0 %, on the consolidated balance for a set amount of time, typically 12 - 18 months.
With an estimated duration of about 8 years on $ 3 trillion of bond holdings, every 100 basis point move in long - term interest rates can be expected to alter the value of the Fed's holdings by about $ 240 billion — roughly four times the amount of capital reported on the Fed's consolidated balance sheet.
This means that student loan borrowers may use this option to consolidate their balances, but it comes with the same drawbacks as a personal loan.
Citi Simplicity ® is a close to ideal solution for those with a large credit card debt or those willing to consolidate their balances from different credit cards to a single card account.
Obligations under investment agreement contracts are recorded as liabilities on the Company's consolidated balance sheet based upon proceeds received plus unpaid accrued interest at the balance sheet date.
Securities purchased under agreements to resell and securities sold under agreements to repurchase represent collateralized transactions and are carried on the consolidated balance sheets at their contractual amounts plus accrued interest, subject to the provisions of SFAS 140.
In many cases, the offer is a short - term deal, meaning that to take advantage of it one has to pay off the consolidated balances before the interest resets to a higher rate.
The best way to pay off credit card debt depends on your current cards» interest rates and whether you can consolidate your balances and transfer them to a new card with a lower interest rate.
We have audited the accompanying consolidated balance sheets of Blue Buffalo Pet Products, Inc. and subsidiaries, as of December 31, 2013 and 2014, and the related consolidated statements of income, changes in stockholders» deficit, and cash flows for each of the years in the three - year period ended December 31, 2014.
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