Sentences with phrase «constant interest rate»

Most bond mutual funds seek to maintain a relatively constant interest rate sensitivity for their investors.

The standard plan typically has a fairly constant interest rate, though some changes may occur over time.

Assumes constant interest rate throughout amortization period.

According to company spokesperson Belinda Williamson, most of the borrowers feel positive about variable interest rate like they did in August 2011, when borrowers had encountered nine successive months of constant interest rates, which was followed by decrease in the rates.

Because yield to maturity is the interest rate an investor would earn by reinvesting every coupon payment from the bond at a constant interest rate until the bond's maturity date, the present value of all the future cash flows equals the bond's market price.

in which case Excel says no, assuming a constant interest rate for all accounts.

(The constant interest rate method corresponds to the economic accrual of interest based on the yield on an OID bond at the time it is issued.)

The revised issue price for tax - exempt OID bonds is calculated annually using the constant interest rate method and is equal to the original issue price plus accrued OID through the date of purchase.

Suppose further that after ten years, the revised issue price of the bond using the constant interest rate method is 70 (the original issue price of 50 plus 20 points of accrued OID) and the investor sells the bond to a second investor at a price of 60.

An investor may choose to accrete market discount on a daily basis using the ratable, or straight - line method, or using the constant interest rate method.

The constant interest rate method corresponds to the economic accrual of interest based on the yield on a market discount bond at the time it is purchased.

So the summation expression checks out, although the example is a simplified case with a constant interest rate.

Home equity loans offer you constant interest rates, when compared to lines of credit.

A traditional fixed - rate mortgage offers the borrower the certainty and stability of a constant interest rate and mortgage payment.

You didn't say how you setup your test spreadsheet, but since IPMT is defined as «calculates the interest payment, during a specific period of a loan or investment that is paid in constant periodic payments, with a constant interest rate,» (emphasis added) I think you could be making mistakes in how you use it.

Calculated assuming a constant interest rate throughout amortization period over the life of the mortgage.

Thirty - Year Fixed Rate Mortgage The traditional 30 - year fixed - rate mortgage has a constant interest rate and monthly payments that never change.

It uses a constant interest rate for the full savings period and compounds on the same weekly, fortnightly, monthly or annual basis as the frequency of savings payments you select

The APR is calculated assuming a constant interest rate throughout the term.

It seemed as if the central bankers had tamed predatory capitalism with their constant interest rate cuts.

Credit card interest is accrued daily or based on an average daily balance, but this spreadsheet estimates interest payments by assuming a constant interest rate and a constant daily balance for each period.

This calculation assumes a constant interest rate throughout the amortization period and the Total Interest Cost is averaged over the life of the mortgage rounded to the nearest dollar.

Thirty - Year Fixed Rate Mortgage The traditional 30 - year fixed - rate mortgage has a constant interest rate and monthly payments that never change.

Fixed - Rate Mortgage — a mortgage with a constant interest rate that will not adjust at any point during the life of the loan.