Not exact matches
Scott Terrio is Manager,
Consumer Insolvency at Hoyes Michalos & Associates Inc.,
Licensed Insolvency Trustees at Hoyes.com
As
Licensed Insolvency Trustee (also known as bankruptcy
trustees) regulated by Industry Canada, we provide free initial consultations to explain all your debt relief options, including credit counselling, debt settlement, debt consolidation,
consumer proposal and personal bankruptcy.
By law, only a
Licensed Insolvency Trustee may administer a
consumer proposal.
If you are considering a
consumer proposal as an alternative to bankruptcy, our team of
Licensed Insolvency Trustees will explain the
consumer proposal process and answer any questions you might have.
In Canada the only person who can be a
consumer proposal administrator is a
Licensed Insolvency Trustee (formerly called a bankruptcy trustee in C
Trustee (formerly called a bankruptcy
trustee in C
trustee in Canada).
It's an arrangement that's negotiated with your creditors through a
consumer proposal administrator (who is also a
Licensed Insolvency Trustee).
If you feel making a
consumer proposal in Ontario is the right debt solution for your debt problems your next step is to speak with a
Licensed Insolvency Trustee.
Doug is our co-founder and is a
Licensed Insolvency Trustee,
Consumer Proposal Administrator, certified
Insolvency Counsellor and Chartered Professional Accountant.
A
consumer proposal must be filed through a
Licensed Insolvency Trustee acting as a
consumer proposal administrator.
Insolvency and debt management services in our Toronto Yonge and Bloor office are provided by
Licensed Insolvency Trustee and
Consumer Proposal Administrator, Sandra Sykora.
Jason Quinney is a
Licensed Insolvency Trustee and
Consumer Proposal Administrator.
Ted is our co-founder and is a Chartered Professional Accountant, certified
Insolvency Counsellor,
Licensed Insolvency Trustee,
Consumer Proposal Administrator, and the President of Hoyes, Michalos & Associates Inc..
If someone needs a fresh start through a
consumer proposal, this is something that only a
licensed insolvency trustee can file.
Nicholas To is a Chartered
Insolvency & Restructuring Professional,
Licensed Insolvency Trustee and
Consumer Proposal Administrator.
If you would like more information about
consumer proposals in Greater Vancouver or need help figuring out if you qualify, a simple next step is to get in touch with Westgeest & Associates, your gov» t
Licensed Insolvency Trustee, for an individual, private conversation, assessment.
For more details on bankruptcy exemptions in your province and for answers to your other questions about bankruptcy and
consumer proposals, please contact our personal
Licensed Insolvency Trustee in your area and arrange for an initial consultation, free of charge.
Both, Bankruptcy and a
Consumer Proposal need to be filed by a
Licensed Insolvency Trustee (LIT) and have similar benefits:
Jeff is a Chartered Professional Accountant,
Licensed Insolvency Trustee,
Consumer Proposal Administrator, Certified
Insolvency Counsellor; and meets with clients in our St. Catharines and Niagara Falls offices.
Shannon is a
Licensed Insolvency Trustee and
Consumer Proposal Administrator, helping individuals with their debt problems in our Ottawa location.
Julie Wildman is a Chartered Professional Accountant,
Licensed Insolvency Trustee and
Consumer Proposal Administrator.
A
consumer proposal is a safe, legal debt settlement option through a
Licensed Insolvency Trustee.
A
consumer proposal is an option under the Bankruptcy and
Insolvency Act to settle your debts for less than you owe and still receive the creditor protection only available through a
Licensed Insolvency Trustee.
When considering filing a
consumer proposal, you will want to talk to a
Licensed Insolvency Trustee — make sure that proposal payment terms are on your list of items to discuss with the
Trustee.
Licensed bankruptcy
trustee Doug Hoyes, talks about why a
consumer proposal is better than bankruptcy including what the key differences are between these two options available under the Bankruptcy and
Insolvency Act in Canada.
Both, Bankruptcy and a
Consumer Proposal need to be filed by a
Licensed Insolvency Trustee (LIT) and have similar benefits: Eliminate debt and get a fresh start.
Scott Schaefer is a Chartered Professional Accountant,
Licensed Insolvency Trustee and
Consumer Proposal Administrator working out of our Kitchener and Stratford offices.
Scott Schaefer and Ian Martin, both
Licensed Insolvency Trustees and
Consumer Proposal Administrators, will personally meet with you in our Stratford office, located on the second floor of the Scotiabank building.
I'm a
Licensed Insolvency Trustee and my firm, Hoyes, Michalos & Associates does thousands of
consumer proposals and bankruptcies for people who turn to debt to make ends meet and eventually found themselves in deeper trouble.
Ian Martin is a Chartered Professional Accountant,
Consumer Proposal Administrator, and
Licensed Insolvency Trustee in our Kitchener and Stratford locations.
In Canada only a
Licensed Insolvency Trustee can administer a
consumer proposal, which is a procedure available under the Bankruptcy and
Insolvency Act.
One of their new approaches has been to become a referral source to specific
Licensed Insolvency Trustees for
consumer proposals.
A
consumer proposal can only be filed by a Licensed Insolvency Trustee acting in their capacity as a Consumer Proposal Admini
consumer proposal can only be filed by a
Licensed Insolvency Trustee acting in their capacity as a
Consumer Proposal Admini
Consumer Proposal Administrator.
A
Licensed Insolvency Trustee is a person licensed by the Superintendent of Bankruptcy to administer consumer proposals and personal bankruptcy pr
Licensed Insolvency Trustee is a person
licensed by the Superintendent of Bankruptcy to administer consumer proposals and personal bankruptcy pr
licensed by the Superintendent of Bankruptcy to administer
consumer proposals and personal bankruptcy processes.
Our
Licensed Insolvency Trustees have helped thousands of people get out of debt using
consumer proposals.
When you file a
consumer proposal, you are working with a
Licensed Insolvency Trustee to create a plan to pay off your unsecured debts, such as credit cards, payday loans, and income tax debt.
It is possible to safely consolidate and settle your debt through a
consumer proposal filed with a
licensed insolvency trustee.
A
consumer proposal is a formal debt settlement option available in Canada under the Bankruptcy and
Insolvency Act and filed with a
Licensed Insolvency Trustee.
An alternative to bankruptcy, a
consumer proposal is legal debt settlement program which can only be filed with a
Licensed Insolvency Trustee.
For many, the answer is a
consumer proposal, in which a
Licensed Insolvency Trustee collectively negotiates with creditors the amount the client will pay off.
Hoyes, Michalos & Associates Inc. is a
Licensed Insolvency Trustee firm that has provided personal bankruptcy and
consumer proposal services to individuals in Ontario since 1999.
Douglas Hoyes is a
Licensed Insolvency Trustee,
Consumer Proposal Administrator and Chartered Accountant.
One thing Troy was careful to note was that 4 Pillars does not file for bankruptcy (or
consumer proposals) on clients» behalf, since only
Licensed Insolvency Trustees (LIT) can do that, per Canada's Bankruptcy
Insolvency Act.
Billy Martell is a
Licensed Insolvency Trustee and
Consumer Proposal Administrator who meets with individuals in Hamilton and Burlington, Ontario.
However, some companies have switched their business model, selling
consumer proposals (even if they don't call them that) and charging the debtor a fee for advice then sending them to a
licensed insolvency trustee any.
A
consumer proposal must be filed through a
Licensed Insolvency Trustee like Hoyes Michalos.
Only
licensed insolvency trustees (the new designation for bankruptcy
trustees in Canada) may administer a
consumer proposal, so before you sign any agreements to pay, make certain you are dealing directly with a
licensed trustee and not a debt consultant that will pocket your money and refer you elsewhere.
Within 5 days your
Licensed Insolvency Trustee will send a copy of all these documents, along with your proposal terms if you choose to file a
consumer proposal, to your creditors.
Quick fact: Did you know that only a
Licensed Insolvency Trustee (
Trustee in Bankruptcy) can administer a
consumer proposal or bankruptcy?
If you're unsure whether or not you qualify to file a
Consumer Proposal, a
Licensed Insolvency Trustee will meet with you in person, at no charge or obligation to discuss your debt options.
When you file a
consumer proposal in Canada, you should always meet with a
Licensed Insolvency Trustee (LIT).