Sentences with phrase «consumer at different insurance companies»

The consistent models allowed us to equally compare the exact same example consumer at different insurance companies all over the United States.

Not exact matches

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Thanks to online comparison tools that allow owners to look at different insurance companies, consumer... Read More →

Consumers should get at least a few life insurance quotes from different reputable life insurance companies because rates can vary depending on a number of factors.

Thanks to online comparison tools that allow owners to look at different insurance companies, consumer...

Thanks to online comparison tools that allow owners to look at different insurance companies, consumer... Read More → Does Insuring an Older Home Increase my Insuranceinsurance companies, consumer... Read More → Does Insuring an Older Home Increase my InsuranceInsurance Premium?

Financial experts report that in the auto insurance world, different consumers are likely to find their best auto insurance bargains at different companies, so that in reality, there may be no «best auto insurance company» overall.

Consumers should get at least a few life insurance quotes from different reputable life insurance companies and ask any questions they may have regarding the different types of life insurance policies available today.

Because we work with different life insurance companies, we can offer an objective look at each company and review it for our consumer with an honest perspective.

Take a look at Auto Insurance Brokers There are thousands different types of auto insurance available to consumers depending on your driving history, credit, current insurance company and multiple other variables that determiInsurance Brokers There are thousands different types of auto insurance available to consumers depending on your driving history, credit, current insurance company and multiple other variables that determiinsurance available to consumers depending on your driving history, credit, current insurance company and multiple other variables that determiinsurance company and multiple other variables that determine rates.

Many people do not shop around once they have a life insurance policy in place, and many of those consumers are quite surprised at how much money they can save by changing policies or going with a different company.

It is a good idea for consumers to look at the pros and cons of different auto insurance companies prior to deciding which one to work with.