Sentences with phrase «consumer confidence rating»

In the post-Brexit referendum UK, the consumer confidence rating was positive, at +7 percent and a +4.1 - percent gain in volume sales.

Every new Mercedes - Benz comes with the peace of mind associated with 24/7 Roadside Assistance throughout its warranty period, the industry's highest consumer confidence ratings, and the quality, comfort, and safety you expect from the world's first car manufacturer.

Not exact matches

With the rate of home ownership now close to 70 %, and with household debt at a record high, much of the financial health of Canadian households is inextricably linked to home values, making it the kind of dominant concern that not only affects household finances, but consumer psychology and confidence.

We also recognize that balanced budgets are important to the long - term prosperity of this country, inspiring confidence in investors and consumers, whose dollars grow the economy and create jobs, and ensuring interest rates stay low.

The move is a vote of confidence in the U.S. economy — a signal that consumers and businesses don't need quite as much help via monetary policy now that the unemployment rate has fallen to 4.6 percent, close to what economists call full employment.

Consumer and business confidence ratings still ebb and flow on a monthly basis.

«It would be a sign that the Fed thinks the U.S. economy is doing well, and raising interest rates could increase consumer demand and confidence,» adds Nikolsko - Rzhevskyy.

Economic factors like consumer confidence, financial obligations, and delinquencies are all improving and the consumer may be more insulated than investors think from a back - up in yields, given 75 % of their financial obligations are in the form of a mortgage, close to 90 % of all mortgages are 30 - year fixed, and the average mortgage is termed out at the lowest rate ever... Taking these factors into account, we generally think it pays to remain sanguine.»

This number can be volatile, but a more robust Consumer Confidence Survey result suggests the economy is strong enough to withstand a hike in interest rates.

Consumer staples industries can be significantly affected by competitive pricing particularly with respect to the growth of low - cost emerging market production, government regulation, the performance of overall economy, interest rates, and consumer conConsumer staples industries can be significantly affected by competitive pricing particularly with respect to the growth of low - cost emerging market production, government regulation, the performance of overall economy, interest rates, and consumer conconsumer confidence.

Consumer confidence and high yield bond spreads corroborate the unemployment rate in suggesting that we are in the mature stages of the current business cycle.

Household savings rates are skyrocketing, consumer confidence is on life support and investments growth has been sluggish.

Western allies press Trump to maintain nuclear deal with Iran: Reuters US intelligence monitors Iranian cargo shipments into Syria: CNN A trade war is a major risk for China's debt - ridden economy: CNBC Federal judge orders gov» t must accept new DACA immigration applications: WaPo Unification of Koreas still unlikely as leaders prepare to meet: Reuters US Consumer Confidence Index rebounded in April after March decline: CB New home sales in US increased to 4 - month high in March: MarketWatch Richmond Fed Mfg Index turns negative for first time since 2016: Bond Buyer S&P Case - Shiller Home Price Index surged in Feb, up 6.3 % y - o - y: CNBC Federal Housing Finance Agency: US house prices continued to rise in Feb: HW Corp bonds with lowest investment - grade rating look vulnerable: Bloomberg 10 - year Treasury yield reaches 3.0 % for first time since 2014: CNN Money

Given the absence of a public trading market of our common stock, and in accordance with the American Institute of Certified Public Accountants Accounting and Valuation Guide, Valuation of Privately - Held Company Equity Securities Issued as Compensation, our board of directors exercised reasonable judgment and considered numerous and subjective factors to determine the best estimate of fair value of our common stock, including independent third - party valuations of our common stock; the prices at which we sold shares of our convertible preferred stock to outside investors in arms - length transactions; the rights, preferences, and privileges of our convertible preferred stock relative to those of our common stock; our operating results, financial position, and capital resources; current business conditions and projections; the lack of marketability of our common stock; the hiring of key personnel and the experience of our management; the introduction of new products; our stage of development and material risks related to our business; the fact that the option grants involve illiquid securities in a private company; the likelihood of achieving a liquidity event, such as an initial public offering or a sale of our company given the prevailing market conditions and the nature and history of our business; industry trends and competitive environment; trends in consumer spending, including consumer confidence; and overall economic indicators, including gross domestic product, employment, inflation and interest rates, and the general economic outlook.

Factors affecting the level of consumer spending for such discretionary items include general economic conditions, and other factors, such as consumer confidence in future economic conditions, fears of recession, the availability and cost of consumer credit, levels of unemployment, and tax rates.

The savings rate declined (pointing to continued confidence from consumers) and household spending was far and away the biggest positive contributor to GDP.

Factors affecting the level of spending for such discretionary items include general economic conditions and other factors such as consumer confidence in future economic conditions, fears of recession, the availability of consumer credit, levels of unemployment, tax rates and the cost of consumer credit.

While these data are only for one month, we have not seen so many increases in default rates in a year or more, and more recent data on both consumer confidence and the economy in general are good reasons to watch these data over the next few months.

Conditions for consumer spending also remain favourable, with low interest rates and relatively high levels of consumer confidence, especially in France.

Consumer confidence has been close to record levels, and the labour market continued to strengthen, with the unemployment rate falling in December to its lowest level since 1976.

The strength of wealth and income, developments in financial products, low interest rates and high levels of consumer confidence have all encouraged further household borrowing.

The tactic was credited with boosting the confidence of consumers and businesses to borrow and spend, knowing that interest rates were guaranteed to stay low for more than a year.

The consumer discretionary industries can be significantly affected by the performance of the overall economy, interest rates, competition, consumer confidence and spending, and changes in demographics and consumer tastes.

But at the end of the day, the BigCommerce cart is able to draw more traffic (SEO and gift cards), encourage consumer confidence (reviews and ratings), and visually appeal to onsite customers (product option customizability).

Rising consumer confidence and low interest rates have contributed to strong growth in household consumption.

Nevertheless, consumer confidence remains high and the unemployment rate remains near generational lows.

Growth has been underpinned by a number of factors, including a high level of consumer confidence, a decline in the unemployment rate, favourable financial conditions and increases in wealth, fostered by rising housing prices.

Refinances are almost entirely driven by mortgage rates, while purchase activity is a function of a broader set of variables including the state of the job market, demographics, and consumer confidence.»

Maryland has added jobs at a rate that outpaced all but six states, businesses are growing, and consumer confidence is high.

As the unemployment rate declines, consumer's confidence has increased and likewise a rising unemployment rate brings lower consumer confidence.

As consumer confidence rises, people are spending more and saving less, pushing the consumer savings rate to a 10 - year low of 2.9 percent.

Despite a small decline in May, consumer confidence for the first five months of 2015 has been at a higher average level than at any time since May 2004.2 A relatively low unemployment rate and moderate inflation have helped maintain consumers» upbeat mood.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

The chart on the left shows that consumer spending growth has not followed the path implied by consumer confidence, and the chart on the right shows that credit - card charge - off rates have been moving higher at the major banks over the last two quarters.

Overall consumer confidence in New York has skyrocketed to its highest rate in 16 years, according to a new Siena poll.

In May last year, we were at significant risk of a downgrading in our international credit rating, with a catastrophic impact on public services, business and consumer confidence, a long period of stagflation, and a contraction in the economy.

But with consumer confidence stalling and the economy heading for a slowdown, many predicted the MPC would again vote to cut rates this month, despite the knock - on inflationary concerns.

Next, the researchers evaluated the timing of these events against multiple indicators of economic distress, including unemployment, the foreclosure rate and consumer confidence.

The U.S. economy is operating at near full employment levels, wages are rising, interest rates and fuel prices remain low and consumer confidence remains high.

«When you look at the broader economy, including a strong job market, rising wages, low inflation and low interest rates, and couple them to low fuel prices and strong consumer confidence, you have everything you need for auto sales to weather headwinds and remain at or near historic highs,» said Mustafa Mohatarem, GM chief economist.

But this year, despite high consumer confidence, stable interest rates, a booming stock market and low unemployment, sales of new vehicles are down slightly.

But this year, despite high consumer confidence, stable interest rates, a booming stock market and low unemployment, sales of new vehicles are down slightly.The lower sales mean automakers are piling on the rebates, special lease deals and low - cost loans to keep most of the iron rolling, making the summer of 1997 a buyer's market for many family sedans, vans and even a few sport - utilities and trucks.

According to Sean Becketti, chief economist at Freddie Mac, consumer confidence played a role in today's mortgage rate increase:

Freddie Mac today released the results of its Primary Mortgage Market Survey ® (PMMS ®), showing fixed mortgage rates dipping to new all - time record lows amid indicators of higher consumer confidence and lower wholesale prices.

«Fixed mortgage rates eased this week to record lows on indicators of higher consumer confidence and lower wholesale prices.

Today's rate is back to pre-recession levels and consumer confidence has returned so the future looks brighter.

But Soper says the second consecutive rate cut could also reduce consumer confidence and temper home sales to some extent, thus reducing the impact on consumer borrowing.

In the short term the massive money printing by the Fed & other central banks will likely continue to support the stock market, keep interest rates low, and sustain investor and consumer confidence.

«The tightening labor market, rising wage growth, high levels of consumer confidence and a millennial generation with a pent - up demand for housing should allow the housing market to weather the storm of gradually rising interest rates.»

However, negative interest rates damage consumer confidence and encourage saving more than spending.