The degree of trust in state structures of
consumer health protection is also surveyed, as this can in turn influence the perception of risks.
It is shown repeatedly that the general public is largely unaware of important
consumer health protection topics, such as pyrrolizidine alkaloids in teas and honey, or wrongly classifies them as being of no concern, such as food hygiene in private households.
Not exact matches
Reversed or delayed rules would have addressed issues including public
health, worker safety,
consumer protection, and the environment.
The final factor, according to Leibowitz, has been the ACA, which afforded
health coverage to many more
consumers and expanded
protections for all.
By July, it appeared the
health law's central
consumer protections were (somewhat) safe after three GOP Senators defied Republican party leadership to kill a middle - of - the - night attempt to dismantle Obamacare.
Consumer Business Blainville, QC Visit website» Founded in 1972 to provide fire -
protection products and services, SPI
Health and Safety has grown to
AARP: Benefits, Advocacy and Information on Aging for People Age 50 and Over The Actuarial Foundation:
Consumer Financial Education Advantage Publications: Slide Calculator Sample Request Form America Saves Ask CFPB (
Consumer Financial
Protection Bureau) CareConnectUSA: Financial Assistance Hotlines for Families
Consumer Federation of America:
Consumer Information
Consumer Financial
Protection Bureau: CFPB Bulk Publications FDIC
Consumer News U.S. Department of Labor
Health Benefits Education Campaign U.S. Department of Labor Retirement Savings Education Campaign - Saving Matters Women's Institute for a Secure Retirement (WISER)
Armed Forces Crossroads
Consumer Financial
Protection Bureau Federal Deposit Insurance Corporation (FDIC) Internal Revenue Service MyMoney.gov U.S. Department of
Health & Human Services, Centers for Medicare & Medicaid Services U.S. Department of Labor, Employee Benefits Security Administration U.S. Department of the Treasury U.S. Securities and Exchange Commission, Office of Investor Education and Advocacy U.S. Social Security Administration
Consumer Financial
Protection Bureau Corizon
Health, Inc..
The new law strengthens the existing employer - based
health insurance market while making the market fair for
consumers by implementing landmark
consumer protections.
CHAMPIONS INCLUDE: Dave Lewis, Group Chief Executive, Tesco (Chair) Erik Solheim, Executive Director, United Nations Environment (Co-Chair) Vytenis Andriukaitis, European Commissioner for
Health and Food Safety Peter Bakker, President, World Business Council for Sustainable Development John Bryant, Chairman of the Board and Chief Executive Officer, Kellogg Company Paul Bulcke, Chairman of the Board of Directors, Nestlé Nguyen Xuan Cuong, Minister of Agriculture and Rural Development, Vietnam Michael La Cour, Managing Director, IKEA Food Services AB Wiebe Draijer, Chairman of the Executive Board, Rabobank Shenggen Fan, Director General, International Food Policy Research Institute Peter Freedman, Managing Director, The
Consumer Goods Forum Louise Fresco, President of the Executive Board, Wageningen University & Research Liz Goodwin, Senior Fellow and Director, Food Loss and Waste, World Resources Institute Marcus Gover, Chief Executive Officer, Waste and Resources Action Programme Hans Hoogeveen, Ambassador and Permanent Representative of the Netherlands to the UN Organizations for Food and Agriculture Gilbert Houngbo, President, International Fund for Agricultural Development Selina Juul, Chairman of the Board and Founder, Stop Wasting Food Movement in Denmark Yolanda Kakabadse, President, WWF International Sam Kass, Former White House Chef, Founder of TROVE and Venture Partner, Acre Venture Partners Michel Landel, Chief Executive Officer and Chairman of the Executive Committee, Sodexo Esben Lunde Larsen, Minister of Environment and Food, Denmark José Antonio Meade, Minister of Finance, Mexico Gina McCarthy, Former Administrator, U.S. Environmental
Protection Agency Denise Morrison, President and Chief Executive Officer, Campbell Soup Company Kanayo Nwanze, Former President, International Fund for Agricultural Development Rafael Pacchiano, Minister of the Environment and Natural Resources, Mexico Paul Polman, Chief Executive Officer, Unilever Juan Lucas Restrepo Ibiza, Chairman, Global Forum on Agricultural Research Judith Rodin, Former President, The Rockefeller Foundation Oyun Sanjaasuren, Chair, Global Water Partnership Lindiwe Majele Sibanda, Vice President for Country Support, Policy and Delivery, Alliance for a Green Revolution in Africa Feike Sijbesma, Chief Executive Officer and Chairman of the Managing Board, Royal DSM Rajiv Shah, President, The Rockefeller Foundation Andrew Steer, President and Chief Executive Officer, World Resources Institute Achim Steiner, Administrator, United Nations Development Programme Tristram Stuart, Founder, Feedback Rhea Suh, President, Natural Resources Defense Council Rhoda Peace Tumusiime, Former Commissioner for Rural Economy and Agriculture, The African Union Sunny Verghese, Co-Founder, Group Managing Director & Chief Executive Officer, Olam International Tom Vilsack, Former Secretary, U.S. Department of Agriculture Senzeni Zokwana, Minister of Agriculture, Forestry and Fisheries, Republic of South Africa
As part of the ACCC's current focus on
consumer protection issues arising from
health claims by large businesses, we are particularly concerned about potentially misleading
health claims for products being marketed for very young children,» Sims said.
Dave Lewis, Group Chief Executive, Tesco (Chair) Erik Solheim, Executive Director, United Nations Environment (Co-Chair) Vytenis Andriukaitis, European Commissioner for
Health and Food Safety Peter Bakker, President, World Business Council for Sustainable Development John Bryant, Chairman of the Board and Chief Executive Officer, Kellogg Company Paul Bulcke, Chairman of the Board of Directors, Nestlé Wiebe Draijer, Chairman of the Executive Board, Rabobank Shenggen Fan, Director General, International Food Policy Research Institute Peter Freedman, Managing Director, The
Consumer Goods Forum Louise Fresco, President of the Executive Board, Wageningen University & Research Liz Goodwin, Senior Fellow and Director, Food Loss and Waste, World Resources Institute Marcus Gover, Chief Executive Officer, Waste and Resources Action Programme Hans Hoogeveen, Ambassador and Permanent Representative of the Netherlands to the UN Organizations for Food and Agriculture Selina Juul, Chairman of the Board and Founder, Stop Wasting Food Movement in Denmark Yolanda Kakabadse, President, WWF International Sam Kass, Senior Food Analyst at NBC News and former U.S. White House Chef Michael La Cour, Managing Director, IKEA Food Services AB Michel Landel, Chief Executive Officer and Chairman of the Executive Committee, Sodexo Esben Lunde Larsen, Minister of Environment and Food, Denmark José Antonio Meade, Minister of Finance, Mexico Gina McCarthy, Former Administrator, U.S. Environmental
Protection Agency Denise Morrison, President and Chief Executive Officer, Campbell Soup Company Kanayo Nwanze, Former President, International Fund for Agricultural Development Rafael Pacchiano, Secretary of the Environment and Natural Resources, Mexico Paul Polman, Chief Executive Officer, Unilever Juan Lucas Restrepo Ibiza, Chairman, Global Forum on Agricultural Research Judith Rodin, Former President, The Rockefeller Foundation Oyun Sanjaasuren, Chair, Global Water Partnership Lindiwe Majele Sibanda, Vice President for Country Support, Policy and Delivery, Alliance for a Green Revolution in Africa Feike Sijbesma, Chief Executive Officer and Chairman of the Managing Board, Royal DSM Andrew Steer, President and Chief Executive Officer, World Resources Institute Achim Steiner, Administrator, United Nations Development Programme Tristram Stuart, Founder, Feedback Rhea Suh, President, Natural Resources Defense Council Rhoda Peace Tumusiime, Former Commissioner for Rural Economy and Agriculture, The African Union Sunny Verghese, Co-Founder, Group Managing Director & Chief Executive Officer, Olam International Tom Vilsack, Former Secretary, U.S. Department of Agriculture Senzeni Zokwana, Minister of Agriculture, Forestry and Fisheries, Republic of South Africa
FoodDrinkEurope is a founding member of the EU Platform for Action on Diet, Physical Activity and
Health, a forum of European - level organisations, ranging from the food industry to
consumer protection NGOs, committed to tackling current issues relating to diet and physical activity.
The Commissioner for
Health and
Consumer Protection declared the agency was a cornerstone for food standards and quality in Bulgaria.
Patti Rundall of Baby Milk Action - IBFAN UK said: «If these proposals go ahead unchanged they can only bring discredit to the EU, a region that prides itself on its high levels of
health safety and
consumer protection, human rights and sensitivity to the developing world.
Health Canada and Mexico's
Consumer Protection Federal Agency (PROFECO) have jointly recalled Tommee Tippee Closer to Nature Electric Food and Bottle Warmer.
Write Today's Parent and ask them — once and for all — to stop aiding and abetting the infant formula industry by running ads that violate the International Code of Marketing of Breast - milk Substitutes and Canada's Food and Drugs regulations on
health claims for infant formula as well as
consumer protection laws prohibiting misleading advertising.
The FDA plays a role in protecting Americans against
health risks posed by food allergens via the 2004 Food Allergen Labeling and
Consumer Protection Act (FALCPA).
The U.S.
Consumer Product Safety Commission, along with the Department of
Health Canada and the
Consumer Protection Federal Agency of the United Mexican States (PROFECO) have signed a memorandum of understanding that officials say will result in better regulatory cooperation and exchanges of information across borders.
(1) to protect and promote breastfeeding, as an essential component of their overall food and nutrition policies and programmes on behalf of women and children, so as to enable all infants to be exclusively breastfed during the first four to six months of life; (2) to promote breastfeeding, with due attention to the nutritional and emotional needs of mothers; (3) to continue monitoring breastfeeding patterns, including traditional attitudes and practices in this regard; (4) to enforce existing, or adopt new, maternity
protection legislation or other suitable measures that will promote and facilitate breastfeeding among working women; (5) to draw the attention of all who are concerned with planning and providing maternity services to the universal principles affirmed in the joint WHO / UNICEF statement (note 2) on breastfeeding and maternity services that was issued in 1989; (6) to ensure that the principles and aim of the International Code of Marketing of Breastmilk Substitutes and the recommendations contained in resolution WHA39.28 are given full expression in national
health and nutritional policy and action, in cooperation with professional associations, womens organizations,
consumer and other nongovermental groups, and the food industry; (7) to ensure that families make the most appropriate choice with regard to infant feeding, and that the
health system provides the necessary support;
So what parents want most out of a device like Mimo —
protection from SIDS — is exactly what the Food and Drug Administration, the
Consumer Product Safety Commission, the American Academy of Pediatrics, the CDC, the National Institutes of
Health, Britain's National
Health Service, and even the device manufacturers themselves say it can't do.
Trump will scrap subsidies to
health insurance companies that help pay out - of - pocket costs of low - income people — a decision disclosed hours after he ordered potentially sweeping changes in the nation's insurance system, including sales of cheaper policies with fewer benefits and fewer
protections for
consumers.
Koch cites Maloney's accomplishments strengthening
consumer protections and securing
health care for 9/11 first responders as reasons for his endorsement.
Even if the court strikes down the act, often referred to as «Obamacare», New Yorkers will continue to enjoy many of the
consumer protections contained in the federal law, though the cost of
health insurance could increase.
The conservative House Freedom Caucus and Republican moderates in the Tuesday Group came up with a revised bill that allows states to opt out of certain Affordable Care Act
protections for
consumers known as «essential
health benefits.»
Seniors will also have the opportunity to speak with representatives from the county's departments of Social Services,
Health and
Consumer Protection as well as the Legal Services of the Hudson Valley, Westchester Community College Center for the Arts and the Public Service Commission.
«The Patient
Protection Coalition would be more aptly named the provider protection coalition as it is more interested in protecting specialists» income than making health insurance affordable to consumers,» said Leslie Moran, spokeswoman for the New York Health Plan As
Protection Coalition would be more aptly named the provider
protection coalition as it is more interested in protecting specialists» income than making health insurance affordable to consumers,» said Leslie Moran, spokeswoman for the New York Health Plan As
protection coalition as it is more interested in protecting specialists» income than making
health insurance affordable to consumers,» said Leslie Moran, spokeswoman for the New York Health Plan Associ
health insurance affordable to
consumers,» said Leslie Moran, spokeswoman for the New York
Health Plan Associ
Health Plan Association.
Civil Rights;
Consumer Protection; Criminal Justice; the Environment; Financial Services & Investor
Protection; Lesbian, Gay, Bisexual & Transgender Rights;
Health Care; and Public Integrity.
In explaining his view, the congressman said in a statement: «I am very supportive of many provisions in the bill, particularly the efforts to provide strong
consumer protections and reduced
health care costs for small businesses, but I remain concerned about the effect this package will have back at home.»
Public -
health experts — scattered across many state and federal ministries for
health, agriculture and
consumer protection — are still trying to pin down where the bacterium came from and why it causes such severe symptoms.
Dr Antonakakis, a Senior Lecturer in Portsmouth Business School and an Assistant Professor in Vienna University of Economics and Business, said: «Despite its legal obligation to assess the
health effects of EU policies, the Directorate - General for Health and Consumer Protection of the European Commission has been rather passive in terms of assessing the impact of the troika's push for austerity, and has rather limited EU commentary to advise how health ministries should cut their bu
health effects of EU policies, the Directorate - General for
Health and Consumer Protection of the European Commission has been rather passive in terms of assessing the impact of the troika's push for austerity, and has rather limited EU commentary to advise how health ministries should cut their bu
Health and
Consumer Protection of the European Commission has been rather passive in terms of assessing the impact of the troika's push for austerity, and has rather limited EU commentary to advise how
health ministries should cut their bu
health ministries should cut their budgets.
At the state level, Wisconsin legislator Terese Berceau (D - Madison) has asked her state's departments of Natural Resources,
Health and Family Services, and Agriculture, Trade and Consumer Protection to work with her to create a registry of businesses that make nanoparticles as a first step toward tracking their use and potential health ef
Health and Family Services, and Agriculture, Trade and
Consumer Protection to work with her to create a registry of businesses that make nanoparticles as a first step toward tracking their use and potential
health ef
health effects.
The support, announced here at the International Pledging Conference on Avian and Human Pandemic Influenza, far exceeds the $ 1.5 billion expected, according to a statement issued by European Commissioner for
Health and
Consumer Protection Markos Kyprianou.
As the U.S.'s primary
consumer protection and
health agency and part of the HHS, the Food and Drug Administration (FDA) relies on information technologies to store large amounts of sensitive and confidential information.
There is no
health risk from honey in the EU,» insisted EU
consumer protection spokesman, Frédéric Vincent, worried that shoppers might stop buying honey as a result of the news.
The supervisory authority, the Senate Department for
Health, Environment and
Consumer Protection, regularly tests the safety of the research reactor with the assistance of independent experts.
He has appeared before every major
consumer regulatory agency, including the Food and Drug Administration, Environmental Protection Agency, Consumer Product Safety Commission and Federal Trade Commission, as well as the Department of Agriculture and the National Institutes of
consumer regulatory agency, including the Food and Drug Administration, Environmental
Protection Agency,
Consumer Product Safety Commission and Federal Trade Commission, as well as the Department of Agriculture and the National Institutes of
Consumer Product Safety Commission and Federal Trade Commission, as well as the Department of Agriculture and the National Institutes of
Health.
SLAVE MARKET FOODS: Studies, and a bit of common sense, show that classifications on the socio - economical scale such as low income, inner city and / or ethnic minority [Hispanic / Black] predisposes
consumers (who are equal under the law to
protections against harm) to diabetes, obesity and other
health risks as grocery stores in their area tend to sell lower qualities foods while food producers price high quality (or even halfway decent) foods out of reach.
The popular majorities — those who are forced to survive on wage labor, sometimes known as the 99 percent — are never able to win great substantial victories for democracy, but are forced to accept incremental steps towards achieving some small victories in the areas of progressive taxation,
health care, universal education, retirement pensions, and environmental and
consumer protections and civil rights.
«EU laws and regulations impact on many council services, such as waste, employment,
health and safety,
consumer protection and trading and environmental standards.
Back in 2002 a group of educational travel companies came together and pioneered a robust verification scheme which featured an audit of all members every year by independent experts By measuring against a comprehensive code of practice that had been developed with, amongst others,
health & safety experts, teachers» unions», head teachers» associations, outdoor advisors and top legal advice, the audit ensures all aspects of a company's business was examined, this includes worldwide
health & safety management, financial security,
consumer protection, fair terms and conditions and, for when it does go wrong, a commitment to independent arbitration.
The Dean has 21 years of experience with consulting, working with issues like public school strategic planning for diversity and rehabilitation counseling and multicultural diversity, within the Office of Special Education and Rehabilitation Services, the National Institute for Disability and Rehabilitation Research, the Food & Drug Administration: Center for Devices & Radiological
Health and the Alabama Board of Examiners in Counseling working on Ethics /
Consumer Protection.
The Dean has 21 years of experience with consulting on issues such as public school strategic planning for diversity, rehabilitation counseling, and multicultural diversity with the Office of Special Education and Rehabilitative Services, the National Institute on Disability and Rehabilitation Research, and the Food and Drug Administration's Center for Devices and Radiological
Health; and on issues of ethics and
consumer protection with the Alabama Board of Examiners in Counseling.
Creation science vs. evolution, Genetic engineering, Homelessness, Euthanasia & assisted suicide, Pledge of Allegiance, Endangered Species, Organ Donation, Aging Population, Civil Rights, Racial Profiling, Drunk driving, Human Rights, World population, Children's rights, Alcohol & drinking, Gay Marriage, Disabilities Act, Acid Rain, Gangs, Drunk Driving, Animal Experimentation, War On Drugs, Language Policy, Famine Relief Efforts, Intellectual Property, Creationism, Moral Decisions, Civil rights, Organ & body donation, Nuclear proliferation, Sweatshops, Tobacco, American Education Reform, Cameras in Courtrooms, Sex Education, Missile Defense System, Adoption, City Curfews, Legal System, Civil Liberties, Bilingual Education, Global warming, Violence in schools, Legalization of marijuana, Immigration, Violence, Juvenile Crime, Social Welfare, Peace, Space Exploration, Physician - Assisted Suicide,
Consumer Protection, Islamic Fundamentalism, Fathers» / Mothers» Rights In Divorce, Racial profiling, AIDS, Censorship, Environmental protection, Gun control, Affirmative action, Islamic Fundamentalism, Human Cloning, Minimum Wage, Dating Campus Issues, Campaign Finance Reform, Immigration, Garbage And Waste, Iraq, Fat Tax On Food, Federal Deficit, Family Violence, Agriculture Technology, Afghanistan, Smoking, Animal rights, Gender issues, Ethnic Violence, Intellectual Property, Foreign Policy, Dieting, Drug Policy, Social Welfare, War Crimes, Bilingual Education, Surrogate Mothers, Health Care System, Peer Pressure, Human Cloning, Speed Limits, Poverty, Same sex marriage, Homosexuality, Government vs. religion, Famine, Cuba, Amnesty, Endangered Oceans, Gay Rights, Legal System, Learning Disabilities, Islamic Fundamentalism Oceans, Living Wills, Biodiversity, Bio Fuels, Fraud, Garbage And Waste, Africa Aid, Women in the Military, Minorities, Pro Choice Movement, Zero Tolerance, Hate Crime, Antarctica Research, Gay Parents, Medical Ethics, Homeland Security, Terrorism, Binge drinking, Abortion, Welfare, Prayer in schools, Gangs, Death Penalty, Depression, Race Relations, Climate Change Policy, Agricultural Policy, Domestic Violence, Endangered, Endangered Species, Mass media Regulation, Conserving The Environment, Government Deregulation, Food Safety, Addiction, Gay Marriages, Academic Dishonesty, Organized Crime, Women's Rights, Chain Gangs, Anorexia Treatment, Water Pollution, Internet Hate Speech, Airline Safety Rules, Polygamy, Oil Spills, Legal System, Youth Violence, Compu
Protection, Islamic Fundamentalism, Fathers» / Mothers» Rights In Divorce, Racial profiling, AIDS, Censorship, Environmental
protection, Gun control, Affirmative action, Islamic Fundamentalism, Human Cloning, Minimum Wage, Dating Campus Issues, Campaign Finance Reform, Immigration, Garbage And Waste, Iraq, Fat Tax On Food, Federal Deficit, Family Violence, Agriculture Technology, Afghanistan, Smoking, Animal rights, Gender issues, Ethnic Violence, Intellectual Property, Foreign Policy, Dieting, Drug Policy, Social Welfare, War Crimes, Bilingual Education, Surrogate Mothers, Health Care System, Peer Pressure, Human Cloning, Speed Limits, Poverty, Same sex marriage, Homosexuality, Government vs. religion, Famine, Cuba, Amnesty, Endangered Oceans, Gay Rights, Legal System, Learning Disabilities, Islamic Fundamentalism Oceans, Living Wills, Biodiversity, Bio Fuels, Fraud, Garbage And Waste, Africa Aid, Women in the Military, Minorities, Pro Choice Movement, Zero Tolerance, Hate Crime, Antarctica Research, Gay Parents, Medical Ethics, Homeland Security, Terrorism, Binge drinking, Abortion, Welfare, Prayer in schools, Gangs, Death Penalty, Depression, Race Relations, Climate Change Policy, Agricultural Policy, Domestic Violence, Endangered, Endangered Species, Mass media Regulation, Conserving The Environment, Government Deregulation, Food Safety, Addiction, Gay Marriages, Academic Dishonesty, Organized Crime, Women's Rights, Chain Gangs, Anorexia Treatment, Water Pollution, Internet Hate Speech, Airline Safety Rules, Polygamy, Oil Spills, Legal System, Youth Violence, Compu
protection, Gun control, Affirmative action, Islamic Fundamentalism, Human Cloning, Minimum Wage, Dating Campus Issues, Campaign Finance Reform, Immigration, Garbage And Waste, Iraq, Fat Tax On Food, Federal Deficit, Family Violence, Agriculture Technology, Afghanistan, Smoking, Animal rights, Gender issues, Ethnic Violence, Intellectual Property, Foreign Policy, Dieting, Drug Policy, Social Welfare, War Crimes, Bilingual Education, Surrogate Mothers,
Health Care System, Peer Pressure, Human Cloning, Speed Limits, Poverty, Same sex marriage, Homosexuality, Government vs. religion, Famine, Cuba, Amnesty, Endangered Oceans, Gay Rights, Legal System, Learning Disabilities, Islamic Fundamentalism Oceans, Living Wills, Biodiversity, Bio Fuels, Fraud, Garbage And Waste, Africa Aid, Women in the Military, Minorities, Pro Choice Movement, Zero Tolerance, Hate Crime, Antarctica Research, Gay Parents, Medical Ethics, Homeland Security, Terrorism, Binge drinking, Abortion, Welfare, Prayer in schools, Gangs, Death Penalty, Depression, Race Relations, Climate Change Policy, Agricultural Policy, Domestic Violence, Endangered, Endangered Species, Mass media Regulation, Conserving The Environment, Government Deregulation, Food Safety, Addiction, Gay Marriages, Academic Dishonesty, Organized Crime, Women's Rights, Chain Gangs, Anorexia Treatment, Water Pollution, Internet Hate Speech, Airline Safety Rules, Polygamy, Oil Spills, Legal System, Youth Violence, Computer Games.
The company calls itself a «technology company with a global presence in the following businesses»: Industrial (tapes, adhesives, specialty materials, etc.; Safety and Graphics (personal
protection products);
Health Care (medical and surgical supplies); Electronics and Energy (solutions for electronic display, touch screens, computer screen filters, etc.); and
Consumer (office and home products).
And as an aside, do you think if credit counselors do not provide fair advice that takes into consideration the future financial
health of
consumers there intent might be considered unfair and deceptive by the
Consumer Financial
Protection bureau?
With these new lending models, it may be possible to improve borrowers» financial
health by providing simple and transparent credit products at a cost that is well below what the
Consumer Financial
Protection Bureau deems unaffordable in proposed rules designed to police risky products.
Office of Federal Student Aid Repayment Calculator Office of Federal Student Aid Glossary of Terms Understanding Repayment Plans from the Office of Federal Student Aid Understanding Income - Driven Plans from the Office of Federal Student Aid Income - Based Repayment Loan fact sheet from FinAid Partial Financial Hardship information from Equal Justice Works 2014 Poverty Guidelines from the U.S. Department of
Health & Human Services Federal Government fact sheet on the Public Service Loan Forgiveness Program Understanding Income - Sensitive Plans from of the Office of Federal Student Aid Understanding Deferment and Forbearance from the Office of Federal Student Aid Article: «A closer look at the trillion» by the
Consumer Financial
Protection Bureau Photo: geckoam
Elizabeth Warren, Massachusetts Democratic Senator, said during the hearing, Senate Committee on
Health, Education, Labor and Pensions, that Sallie Mae had violated
consumer protection laws but was not held accountable.