Sentences with phrase «consumer licensing business»

Microsoft's $ 20.5 billion in revenue is down more than $ 1 billion from the same period a year before, depressed by continued decline in its Windows consumer licensing business.

Not exact matches

By licensing their brands, companies can satisfy consumer needs in categories outside their core business.
Horowitz has an easy solution for busy executives who'd like to position themselves as green experts: license the rights to one or both of his targeted monthly columns: Green And Profitable, which offers easy, inexpensive tips and profiles for businesses wanting to go green and attract green customers — perfect for B2B businesses reaching out to others who work in the green market — and Green And Practical, for businesses whose target market is primarily end - users or consumers.
The move is part of the companies plan to exit the consumer market and «focus on becoming a business - to - business and licensing company,» it said.
The proposed act claims that virtual currency business activities are similar to money transmitter services, and would require comparable regulations and licensing in order to fulfill consumer protection requirements.
The regulation seeks to harmonize state laws for businesses that utilize virtual currencies as monetary tools, and includes provisions for licensing requirements, reciprocity, consumer protection, cybersecurity, anti-money laundering, and licensee supervision.
Our Consumer Products business continues to benefit from the depth and breadth of our licensing portfolio.
License both the business and the consumer column and pay just $ 0.40 per subscriber per year, for 24 columns — that's the incredible bargain price of just 1.67 cents per user for each article (for instance, your clients could send Green And Profitable to their vendors and dealers, and Green And Practical to the end - buyers of their green products or services).
Or, almost no one: «The license is not required for merchants or consumers that utilize Virtual Currency solely for the purchase or sale of goods or services; or those firms chartered under the New York Banking Law to conduct exchange services and are approved by DFS to engage in Virtual Currency business activity.»
The act seeks to establish a foundation for virtual currency businesses by providing individual states with a common regulatory guide for issues such as licensing requirements; reciprocity; consumer protection; cybersecurity; anti-money laundering; and supervision of licensees.
Money transmitter licenses, which are required for California MSBs (money services businesses), protect consumers by preventing money laundering in addition to maintaining public confidence in financial institutions and preserving the health, safety, and general welfare of the public.
Thereafter, the House Commerce and Consumer Affairs Committee amended the bill changing the language of the exemption to exclude «persons who engage in the business of selling or issuing payment instruments or stored value solely in the form of convertible virtual currency; or receive convertible virtual currency for transmission to another location» from the licensing requirement.
The Better Business Bureau and Angie's List are thriving companies because consumers want to hire trusted certified and licensed professionals for the job.
Other options include capturing $ 2 million in uncollected fines and fees and generating $ 1.5 million by hiring more inspectors at the Department of Consumer Affairs to inspect and license local businesses.
At her new position, Salas will be responsible for overseeing DCA — the largest municipal consumer protection agency in the country which licenses 80,000 business across 55 different industries in the city.
«Disney will continue to have a strong console gaming presence through licensing partners such as Electronic Arts and Square Enix, as the category provides a unique consumer experience as well as opportunity for our business,» according to Disney's announcement (per Cinelinx).
IPR License's head of business development, Jane Tappuni, will moderate this discussion, which will ask how — when both the industry and consumer base in much of world publishing is dominated by women — the C - level jobs are overwhelmingly held by men.
These devices are seemingly focused on both the consumer and business sectors, and even offer a choice between Windows 8 and Windows 7 licenses.
The notification requirements of this Section IV.C shall not apply to ordinary course business arrangements between a Publisher Defendant and another E-book Publisher (not a Publisher Defendant) that do not relate to the Sale of E-books to consumers, or to business arrangements the primary or predominant purpose or focus of which involves: (i) E-book Publishers co-publishing one or more specifically identified E-book titles or a particular author's E-books; (ii) a Settling Defendant licensing to or from another E-book Publisher the publishing rights to one or more specifically identified E-book titles or a particular author's E-books; (iii) a Settling Defendant providing technology services to or receiving technology services from another E-book Publisher (not a Publisher Defendant) or licensing rights in technology to or from another E-book Publisher; or (iv) a Settling Defendant distributing E-books published by another E-book Publisher (not a Publisher Defendant).
I gathered details from many public and private sources and summarized the various types of Windows 7 license agreements available to consumers and business customers.
With ebooks and license agreements, they can essentially opt not do business with libraries (by not allowing circulation as a permitted activity under the license offered) or charge libraries at differential (much higher) rates, as well as manipulating availability (for example, no bestsellers in the library till a year after consumer release).
Apparently, the new company will focus on the high - end business market instead of the low - cost consumer market, and will license their ereaders to different companies.
According to the Nationwide Multistate Licensing System, or NMLS, any «company, branch, or individual that conducts the business of consumer lending» needs a Delaware Lender License.
Consumer lenders in the state of Wisconsin must also be licensed to do business.
License #AK157293; Washington Consumer Loan Company License #CL -157293; Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, License # 4131067.
Alaska License #AK157293; Washington Consumer Loan Company License #CL -157293; Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, License # 4131067.
(1) The following shall be exempt from the Credit Services Organization Act: (a) A person authorized to make loans or extensions of credit under the laws of this state or the United States who is subject to regulation and supervision by this state or the United States or a lender approved by the United States Secretary of Housing and Urban Development for participation in a mortgage insurance program under the National Housing Act, 12 U.S.C. 1701 et seq.; (b) A bank or savings and loan association whose deposit or accounts are eligible for insurance by the Federal Deposit Insurance Corporation or a subsidiary of such a bank or savings and loan association; (c) A credit union doing business in this state; (d) A nonprofit organization exempt from taxation under section 501 (c)(3) of the Internal Revenue Code; (e) A person licensed as a real estate broker or salesperson under the Nebraska Real Estate License Act acting within the course and scope of that license; (f) A person licensed to practice law in this state acting within the course and scope of the person's practice as an attorney; (g) A broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission acting within the course and scope of that regulation; (h) A consumer reporting agency; (i) A person whose primary business is making loans secured by liens on real property; (j) A person, firm, corporation, or association licensed as a collection agency in this state or a person holding a solicitor's certificate in this state acting within the course and scope of that license or certificate; and (k) A person licensed to engage in the business of debt management pursuant to sections 69 - 1201 to 69 License Act acting within the course and scope of that license; (f) A person licensed to practice law in this state acting within the course and scope of the person's practice as an attorney; (g) A broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission acting within the course and scope of that regulation; (h) A consumer reporting agency; (i) A person whose primary business is making loans secured by liens on real property; (j) A person, firm, corporation, or association licensed as a collection agency in this state or a person holding a solicitor's certificate in this state acting within the course and scope of that license or certificate; and (k) A person licensed to engage in the business of debt management pursuant to sections 69 - 1201 to 69 license; (f) A person licensed to practice law in this state acting within the course and scope of the person's practice as an attorney; (g) A broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission acting within the course and scope of that regulation; (h) A consumer reporting agency; (i) A person whose primary business is making loans secured by liens on real property; (j) A person, firm, corporation, or association licensed as a collection agency in this state or a person holding a solicitor's certificate in this state acting within the course and scope of that license or certificate; and (k) A person licensed to engage in the business of debt management pursuant to sections 69 - 1201 to 69 license or certificate; and (k) A person licensed to engage in the business of debt management pursuant to sections 69 - 1201 to 69 - 1217.
However, some companies have switched their business model, selling consumer proposals (even if they don't call them that) and charging the debtor a fee for advice then sending them to a licensed insolvency trustee any.
DebtGuru ® is a licensed and certified credit counseling agency who has a Better Business Bureau A + Rating and has been in business helping thousands of consumers solve their debt issues sinBusiness Bureau A + Rating and has been in business helping thousands of consumers solve their debt issues sinbusiness helping thousands of consumers solve their debt issues since 1998.
RateGenius is headquartered in Austin, Texas, and is licensed as a registered lender with the Texas Office of Consumer Credit Commissioner and is a proud member of the Better Business Bureau.
«Credit Services Organization» does not include any of the following: (i) a person authorized to make loans or extensions of credit under the laws of this State or the United States who is subject to regulation and supervision by this State or the United States, or a lender approved by the United States Secretary of Housing and Urban Development for participation in a mortgage insurance program under the National Housing Act (12 U.S.C. Section 1701 et seq.); (ii) a bank or savings and loan association whose deposits or accounts are eligible for insurance by the Federal Deposit Insurance Corporation or the Federal Savings and Loan Insurance Corporation, or a subsidiary of such a bank or savings and loan association; (iii) a credit union doing business in this State; (iv) a nonprofit organization exempt from taxation under Section 501 (c)(3) of the Internal Revenue Code of 1986, [FN1] provided that such organization does not charge or receive any money or other valuable consideration prior to or upon the execution of a contract or other agreement between the buyer and the nonprofit organization; (v) a person licensed as a real estate broker by this state if the person is acting within the course and scope of that license; (vi) a person licensed to practice law in this State acting within the course and scope of the person's practice as an attorney; (vii) a broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission acting within the course and scope of that regulation; (viii) a consumer reporting agency; and (ix) a residential mortgage loan broker or banker who is duly licensed under the Illinois Residential Mortgage License Act olicense; (vi) a person licensed to practice law in this State acting within the course and scope of the person's practice as an attorney; (vii) a broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission acting within the course and scope of that regulation; (viii) a consumer reporting agency; and (ix) a residential mortgage loan broker or banker who is duly licensed under the Illinois Residential Mortgage License Act oLicense Act of 1987.
Note to CA consumers: Loans will be arranged or made pursuant to Department of Business Oversight California Finance Lenders License or supervised federally insured financial institutions.
The creditor shall pay to the administrator a civil penalty equal to three times the amount of the investigation fee and the annual license fee for each year or portion thereof, the creditor, in violation of Section 5-19-22, has engaged in the business of making consumer loans or taking assignments of consumer credit contracts without first having obtained a license, but in no event shall a civil penalty exceed one hundred thousand dollars ($ 100,000).
Consumers are required to check with the FTC and or their local Attorney General's office to determine if a company has the proper license to do business in their state.
(a) No creditor having a place of business in Alabama, or having a resident employee in Alabama whose employment includes making consumer loans or taking assignments of consumer credit contracts shall engage in the business of making consumer loans or taking assignments of consumer credit contracts without first having obtained a license for each location in Alabama from the administrator; provided, however, that a creditor having no place of business in
Alaska Business License No 299754; Loans will be made or arranged pursuant to California Department of Real Estate, CA Mortgage Broker # 01383182; Colorado Supervised Lender License; CT Connecticut Second Mortgage Broker # 13387; FL State Florida Mortgage Broker # 385366; GA Georgia Residential Mortgage Licensee, Mortgage Broker # 19240; MA Mortgage Broker # MB3598; This is not an offer to enter into an agreement, ME Main Loan Broker # CSO6907; MD Maryland Mortgage Lender # 12704; MI Registered in Michigan as Second Mortgage Broker #SL 0010472; NE Nebraska Mortgage Banker # 825; NH Licensed by the New Hampshire Banking Department (Mortgage Broker # 11471 - MBR); Utah Consumer Credit Notification; VA Licensed by the Virginia State Corporation Commission, Mortgage Broker # 2456; WA Washington Mortgage Broker # 510 - MB - 25970; Not licensed in all 50Licensed by the New Hampshire Banking Department (Mortgage Broker # 11471 - MBR); Utah Consumer Credit Notification; VA Licensed by the Virginia State Corporation Commission, Mortgage Broker # 2456; WA Washington Mortgage Broker # 510 - MB - 25970; Not licensed in all 50Licensed by the Virginia State Corporation Commission, Mortgage Broker # 2456; WA Washington Mortgage Broker # 510 - MB - 25970; Not licensed in all 50licensed in all 50 states.
The Brand Licensing business unit consists of two sub-units, Consumer Products and Content Licensing, which generate royalty revenues from licensing the Angry Birds brand to product categories other than mobiLicensing business unit consists of two sub-units, Consumer Products and Content Licensing, which generate royalty revenues from licensing the Angry Birds brand to product categories other than mobiLicensing, which generate royalty revenues from licensing the Angry Birds brand to product categories other than mobilicensing the Angry Birds brand to product categories other than mobile games.
«As we report the results of the last fiscal year, we also look forward to an exciting period ahead with further growth in our mobile business, new products for our dedicated video game systems and continued progress in our efforts to increase the number of consumers experiencing our IP through games, licensing and expanded entertainment,» said Nintendo President Tatsumi Kimishima.
This means the consumer doesn't have to worry about whether or not the installer behind the quote has a good service record, or up to date insurance and licensing, or good business credit: we've taken care of all that already.
The Firm has the highest rating of A + available from the Better Business Bureau based upon the history of the Firm, the length of time the Firm has been operating, the type of industry in which the Firm operates, background information in the Better Business Bureau's files, licensing and governmental actions related to the Firm, and the lack of any complaints by consumers relating to the Firm.
We represent individuals and professionals, municipalities and their agencies, business entities, trucking companies, insurers and their insureds from claims and lawsuits for catastrophic losses and personal injuries, civil rights, construction losses and contracts, employment related practices, property damage and wrongful death arising from the transportation function and commercial motor vehicle activity; the ownership, use and control of land (including environmentally related or toxic exposure claims); the design, manufacture, sale or use of industrial and consumer products; and liability claims against licensed professionals, including lawyers, engineers, accountants and architects, in the States of Pennsylvania and New Jersey.
Commercial and business litigation Contracts and commercial transactions Consumer protection Corporate, shareholder, and partnership disputes Director and officer liability Covenants not to compete Insurance coverage and claims litigation Landlord - tenant Leases Collection matters Libel and slander Licensing disputes Property Damage Real estate litigation
The provincial Municipal Act gives municipalities the power to pass by - laws governing a wide range of matters including highways, transportation, waste management, parks, structures, animals, and business licensing, as well as more generally for the «economic, social and environmental well - being of the municipality,» the «health, safety and well - being of persons,» and the «protection of persons and property, including consumer protection.»
Chinese Drywall DUI Criminal Domestic Violence Drug Crimes State Criminal Defense Federal Criminal Defense Personal Injury Defective Products Overview Crime Victims Class Actions Consumer Protection Pharmaceutical Liability Toxic Torts Medical Malpractice Nursing Home Neglect Workers Compensation Social Security Disability Veteran's Benefits Qui Tam Tax Investigations Business Litigation Wills and Estates Professional License Defense Traumatic Brain Injury Employment Accidents (Train / Truck / Car)
Chinese Drywall DUI Criminal Domestic Violence Drug Crimes State Criminal Defense Federal Criminal Defense Personal Injury Defective Products Overview Crime Victims Class Actions Consumer Protection Pharmaceutical Liability Toxic Torts Medical Malpractice Nursing Home Neglect Workers Compensation Social Security Disability Veteran's Benefits Qui Tam Predatory Lending Tax Investigations Business Litigation Wills and Estates Professional License Defense Traumatic Brain Injury Employment Accidents (Train / Truck / Car)
Additionally, Lorelei has helped forge positive business resolutions of complex matters, including a long - standing dispute and litigation between a Palm Beach County hospital and a group of physicians who held a ground lease on hospital property and provided services at the hospital; a long - standing lawsuit between two groups of physicians over the breakup of their practice group; a prominent sports figure's multimillion dispute over a license agreement; a sports broadcaster's claims against a video company for unauthorized use of his name and likeness; and class actions involving consumer debt collection services.
We investigate consumer complaints, enforce consumer protection legislation, license and register regulated businesses and charitable organizations.
She advises on general matters arising from the expansion of businesses through joint ventures and licensing arrangements, to providing more specific advice on technology contracts, hospitality management documentation, software licensing, hosting and support arrangements, e-commerce, competition, consumer protection, data security and brand protection.
Our mandate is to license and inspect our regulated businesses, respond to consumer inquiries, investigate alleged violations of consumer protection laws, classify all general release motion pictures and provide information and referrals to consumers.
We have extensive experience litigating complex civil cases in such areas as commercial contract disputes, licensing, bankruptcy, business torts, consumer fraud, employment, insurance, trade secrets and ERISA.
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