The results of the 2012 BC Consumer Debt Study show that an equal number of males and females and those between the ages 40 - 54 comprised the largest number of bankruptcy or
consumer proposal filings in B.C. — with typical debt loads reaching between $ 25,000 to $ 49,000.
By filing a consumer proposal, your monthly payment may be lower, and you know exactly what you are required to pay, which accounts in part for the increase in
consumer proposal filings in Canada.
What is surprising is that the number of
consumer proposal filings has increased.
Not exact matches
The Office of the Superintendent of Bankruptcy reports all
consumer proposals and bankruptcy
filings monthly to the different credit bureaus.
Legislative solutions, governed by federal law, typically come in the form of
consumer proposals, which are now more commonly used than bankruptcy
filings.
Consumer proposals are expected to exceed personal bankruptcy
filings in 2012.
As we can see in the chart below,
proposals have become significantly more popular since that time and by 2015, almost half of all insolvency
filings in Canada are now
consumer proposals, and this number is 55 % in Ontario.
Business Manager — Duties & Responsibilities Manage multiple technology companies ensuring effective, efficient, and profitable operations Design and implement sales and marketing strategies, campaigns, and collateral materials Recruit, train, and direct sales and customer service teams resulting in significant company revenue Consistently meet or exceed sales goals through networking, cold calling, and other tactics Represent company brand with poise, integrity, and positivity Develop a rapport with customers and orient them to various products and services Encourage high customer retention by maintaining friendly, supportive contact with existing clients Study internal literature to become an expert on products and services Interact with support staff and company resources effectively to create the best
consumer experience Conduct research on prospective leads and existing clients to assist in developing sales strategies Craft effective sales presentations and
proposals, tailoring them to clients based on their specific needs and styles Conduct public relations activities and attend relevant events, fairs, and conferences Negotiate and execute contracts with C - Level decision makers Maintain records of site visits to potential and existing clients to assist in assessing their future needs Collaborate with junior level sales people to develop action plans to govern their performance Maintain comprehensive records detailing pricings, sales, activities reports, and other pertinent data Oversee accounting activities including budgets, accounts payable / receivable, and tax
filings Prepare and present periodic financial reports to fellow members of senior leadership