Sentences with phrase «consumer proposal together»

It is possible for more than one person to file a consumer proposal together — this is called a joint filing.

Contrary to this belief, it is possible to file a bankruptcy or consumer proposal together if you are carrying joint debts.

Not exact matches

The proposal, put together by the Evolved Nutrition Labelling Initiative (ENL), seeks to create a single, consistent nutrition labelling scheme across Europe, helping consumers make healthier choices.

For that reason we have put together a complete guide to consumer proposals so you can determine whether or not filing a proposal is the right option for you.

(1.1) Two or more consumer proposals may, in such circumstances as are specified in directives of the Superintendent, be dealt with as one consumer proposal where they could reasonably be dealt with together because of the financial relationship of the consumer debtors involved.

The proposal seeks to bring together the world's top greenhouse gas emitters and energy consumers.

According to CHC founding documents, GlobalWarming.org, «designed and maintained by Consumer Alert, pools together information from experts both inside and outside of the coalition and serves as a clearinghouse for information on global warming science and policy proposals.»

To the contrary, consumer testing conducted by the Bureau prior to issuing the proposal indicated that consumers are able to use the cash to close amount, together with the other disclosed information on the first page of the Loan Estimate, to evaluate the affordability of a transaction, and to make sophisticated trade - offs among closing costs, interest rate, and payments based on personal situations.

As discussed below, the Bureau's research before the proposal informed the Bureau that the following are key loan terms that consumers recognize and expect to see on closed - end mortgage disclosures, together with their settlement charges: Loan amount; interest rate; periodic principal and interest payment; whether the loan amount, interest rate, or periodic payment can increase; and whether the loan has a prepayment penalty or balloon payment.

As stated in the proposal, the information regarding the index and margin applicable to the interest rate changes, the lifetime cap and floor on the interest rate, and limits on interest rate adjustments are not currently provided together to consumers in a clear, readily visible, and understandable manner.